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All Journal Ekonomi Bisnis Accounting (JRAMB) Jurnal Riset Akuntansi Mercu Buana Prima Ekonomika : Jurnal Ekonomi dan Bisnis Solusi: Jurnal Kajian Ekonomi dan Bisnis Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Jurnal Malikussaleh Mengabdi Prosiding Seminar Nasional Unimus SENMEA Prosiding Simposium Nasional Manajemen dan Bisnis Prosiding SeNTIK STI&K
Eliya Isfaatun
Universitas Nusa Megarkencana
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Nursing Public Health Social Sciences Other

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ANALISIS KINERJA PT. BPR BANK BOYOLALI DENGAN METODE RGEC Ekowati, Dhiana; Mawar Sari, Defita; Kholisoh, Luluk; Isfaatun, Eliya; Magdalena PD, Maria
(JRAMB) Jurnal Riset Akuntansi Mercu Buana Vol 10 No 1: Mei 2024
Publisher : Universitas Mercu Buana Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26486/akun.v10i1.4425

Abstract

A bank is a financial intermediary institution, generally established with the authority to accept money deposits, lend money, and issue promissory notes or known as banknotes. Financial performance is one of the important indicators to determine the financial condition of the bank. The better the financial performance, the better or healthier the health level of the bank. (Sukarno, 2011: 2). This study aims to analyze banking health performance using the RGEC method. The financial ratios used in this study are LDR, CGC, ROA, BOPO, and CAR. The research object in this study is the financial performance report of PT BPR Bank Boyolali using the RGEC method for the final quarter period of 2021 - 2023. This type of research is descriptive quantitative, a research method that utilizes quantitative data and is described descriptively. This study uses secondary data in the form of financial information obtained from financial reports published through the Financial Services Authority (OJK) website. The results of this study indicate a decrease in the LDR ratio from 98% in 2021 to 79.9% in 2023, reflecting a more balanced management of loans and deposits. The implementation of Good Corporate Governance (GCG) principles remains good with high regulatory compliance. Profitability remains solid with a stable ROA at 2.5% in 2021 and 2022, albeit slightly declining to 2.3% in 2023, and an efficient BOPO ratio of 79.9% in 2021.
Menjaga Keseimbangan Kompetisi dalam Penggunaan AI: Pilar untuk Membangun Ekosistem Bisnis Masa Depan Adiansyah, Bagus Maulana; Hutapea, Octaviani; Ekowati, Dhiana; Margiutomo, Sapta Aji Sri; Isfaatun, Eliya
Prosiding Seminar SeNTIK Vol. 9 No. 1 (2025): Prosiding SeNTIK 2025
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat

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Abstract

Artikel membahas tantangan ketimpangan kompetisi akibat perkembangan AI serta merumuskan empat pilar strategi: kolaborasi, regulasi, akses literasi AI, dan etika teknologi. Pendekatan ini ditujukan untuk menciptakan ekosistem bisnis AI yang inklusif.
PENGARUH PEMAHAMAN SISTEM AKUNTANSI DAN SAK EMKM TERHADAP USAHA MIKRO KECIL DAN MENENGAH (UMKM) OTOMOTIF KECAMATAN KASIHAN Mbadhi, Agnes; PD, Maria Magdalena; Isfaatun, Eliya; Sukmarani, Wendri
Prosiding Seminar Nasional Manajemen, Ekonomi dan Akuntansi Vol. 8 (2023): PROSIDING SEMINAR NASIONAL MANAJEMEN, EKONOMI DAN AKUNTANSI 2023
Publisher : Universitas Nusantara PGRI Kediri

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Abstract

Accounting Information Systems are very useful as a basis for decision-making for companies and external parties. The Accounting Information System can provide a variety of important company accounting information and can determine the company's sustainability. This research aims to determine the influence of understanding the EMKM accounting system and SAK on automotive small and medium enterprises (UMKM) in Kasihan District, Bantul Regency, Yogyakarta Special Region. Using quantitative research methods with primary data from the Automotive MSME population in Kasihan District. The sample selection used the Non-Random Sampling Technique with a quota determined to be a research sample of 33 SMEs. Data analysis used the Multiple Linear Regression Analysis method with SPSS 20. The results of the study show that understanding of the accounting system influences the management of automotive SMEs. The results of simultaneous data analysis of the Understanding of the Accounting System and SAK EMKM have an effect on the Management of Automotive MSME. Meanwhile, SAK EMKM has no effect on MSME Management.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT INVESTASI CRYPTOCURRENCY: STUDI EMPIRIS PADA MAHASISWA DI DAERAH ISTIMEWA YOGYAKARTA Dwiastuti, Maria Magdalena Pur; Pramukti, Alfama Meilan; Isfaatun, Eliya; Kholisoh, Luluk
Prosiding Simposium Nasional Manajemen dan Bisnis Vol. 3 (2024): Simposium Manajemen dan Bisnis
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/vmt9r452

Abstract

Penelitian ini bertujuan untuk meneliti faktor apa saja yang mempengaruhi minat penggunaan cryptocurrency sebagai alternatif investasi pada mahasiswa aktif di Sekolah Tinggi Ilmu Ekonomi wilayah Yogyakarta. Variabel bebas yang digunakan adalah investment knowledge, performance expectancy, financial literacy, perceived risk, dan fear of missing out (FoMO), sedangkan variabelnya adalah minat investasi cryptocurrency. Pengumpulan data dilakukan dengan menyebar kuesioner dan diperoleh 100 responden. Metode analisis yang digunakan adalah regresi linear berganda dan diolah dengan aplikasi SPSS versi 25. Hasil penelitian menunjukkan bahwa faktor yang berpengaruh  terhadap  minat  penggunaan  cryptocurrency  sebagai  alternatif investasi adalah performance expectancy, financial literacy, dan fear of missing out (FoMO). Sementara itu investment knowledge dan perceived risk tidak berpengaruh terhadap minat investasi cryptocurrency.
Co-Authors Adiansyah, Bagus Maulana Ana Marfungatun Atika Jauharia Hatta Hambali Dhiana Ekowati Dwi Priyanto Helly MM SE. Septi W. Hutapea, Octaviani Istanto, Luluk Isnaini Istikomah, Alvina Nur Khadirin Khadirin Luluk Kholisoh Magdalena PD, Maria Marfungatun, Ana Margi Utomo, Sapta Aji Sri Maria Magdalena Maria Magdalena PD Maria Magdalena Pur Dwiastuti Mawar Sari, Defita Mbadhi, Agnes Mifthahul Jannah Niswah Hazratil Mufidah PD, Maria Magdalena Prakasa, Tyas Zakiya Pramukti, Alfama Meilan Rr. Dharma Tintri Edi Raras Sapta Aji Sri, Sapta Aji Sri Shafira Vionita Rofifah Siwi Lastari Sri Darini Sukmarani, Wendri Supadmini, Sri Supardi Supardi Sutarto Tri Antoro Taufik Hidayat Tegar, Akhita Ash Tyas Zakiya Prakasa Widy Perdana, Marsya Putri Winanto Nawarcono