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All Journal Economica: Jurnal Ekonomi Islam SENTRALISASI
Samad, Khairunnisa Abd
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Economics, Econometrics & Finance Social Sciences Other

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Comparative Analysis of Financial Performance in Indonesian Islamic Banks: The Impact of Spin-Offs, Mergers, and Conversion Rusmita, Sylva Alif; Salleh, Marhanum Che Mohd; Samad, Khairunnisa Abd
Economica: Jurnal Ekonomi Islam Vol. 13 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2022.13.2.11262

Abstract

This study conducts a comparative analysis of Indonesian Islamic banks' performance before and after spin-off, merger, and conversion. Using a quantitative approach, the research applies paired t-tests and Wilcoxon tests to assess financial performance across six categories: liquidity, financing, efficiency, profitability, capital adequacy, and non-performing financing. Data from six Islamic banks over ten years were analyzed, comparing performance pre- and post-establishment. The findings reveal no significant differences in performance for banks that underwent pure spin-offs. However, banks formed through mergers demonstrated improvements in operational efficiency, return on assets (ROA), and capital adequacy (CAR), while conversions exhibited strong financing performance but faced capital risk and lower profitability. These results suggest that mergers offer a more efficient establishment method for enhancing bank performance, while conversions require careful capital management. The research highlights the importance of strategic decisions regarding the choice of establishment method for Islamic banks, with significant implications for bankers and policymakers aiming to optimize Islamic bank performance.
Analysis Motivation Work and Environment Work to Employee Engagement Through Employee Organizational Commitment PT. Asam Jawa Purnomo, Eko; Suhairi, Suhairi; Harahap, Muhammad Ikhsan; Samad, Khairunnisa Abd
SENTRALISASI Vol. 14 No. 2 (2025): May
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v14i2.4357

Abstract

This study analyzes work motivation and work environment that affect employee engagement through organizational commitment. This study uses an ex post facto research approach in a quantitative model. Survey data collection with a sample of 293 employees from a total of 1090 employees of PT Asam Jawa was carried out through observation techniques, interviews, and distribution of special questionnaires with a Likert scale. Data analysis used path analysis through two stages, namely measurement model analysis (outer model) and structural model analysis (inner model), assisted by Smart PLS software version 4.1.0.3. The results of the study indicate that work motivation has a significant effect on employee engagement at PT Asam Jawa. The work environment has a significant effect on employee engagement at PT Asam Jawa. Work motivation has a substantial effect on organizational commitment at PT Asam Jawa. Organizational commitment has a significant effect on employee engagement at PT Asam Jawa. Work motivation has a substantial effect on employee engagement at PT Asam Jawa. The work environment has a significant effect on employee engagement at PT Asam Jawa.
Co-Authors Eko Purnomo Harahap, Muhammad Ikhsan Rusmita, Sylva Alif Salleh, Marhanum Che Mohd Suhairi Suhairi