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All Journal SULUH: Jurnal Abdimas INQUISITIVE: International Journal of Eonomic JIMP: Jurnal Ilmiah Manajemen Pancasila
Rika Kaniati
Universitas Pancasila
Economics, Econometrics & Finance Education Library & Information Science Other

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Optimasi Potensi Lokal Melalui Pemanfaatan Tanaman Sekitar Laili Savitri Noor; Herlan; Rika Kaniati; Rubiul Yatim; Petiana Indriati; Poppy Francisca Waraswati
SULUH: Jurnal Abdimas Vol 6 No 2 (2025): SULUH: Jurnal Abdimas Februari
Publisher : FEB-UP Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35814/suluh.v6i2.7298

Abstract

Bisnis hijau dan berkelanjutan adalah aktivitas ekonomi dan bisnis yang mengedepankan keseimbangan antara aspek ekonomi, sosial dan lingkungan. Bisnis hijau salah satunya berupaya untuk memanfaatkan tanaman sekitar sebagai bahan baku yang dikreasikan menjadi produk fashion inovatif yang bernilai ekonomis, dengan tidak merusak alam sekitar. Kegiatan ini dilakukan dengan memberikan pembekalan kepada Siswa Kelas 12 SMA Yaspen Tugu Ibu - Depok berupa pelatihan membuat produk ECOPRINT dengan mengoptimasi potensi lokal melalui pemanfaatan tanaman sekitar. . Permasalahan peserta pelatihan yang dihadapi adalah 1) Belum semua memahami pengertian Wirausaha Hijau, 2) Belum semua memahami jenis produk yang berbasis wairausaha hijau, 3) Belum muncul ide bisnis berbasis ekonomi wirausaha hijau. Solusi yang diberikan adalah 1) memberikan semangat dan motivasi bagi para siswa berupa mindset kewirausahaan Hijau. 2) Membuka paradigma berpikir para siswa dengan mindset kewirausahaan Hijau untuk berpikir kreatif dan inovatif melalui pemanfaatan tanaman sekitar sebagai bahan baku untuk membuat ecoprint sehingga bernilai ekonomis. Target yang diharapkan adalah pola pikir berkembang dan memeroleh ide bisnis dari tanaman sekitar yang dapat dijadikan bahan baku tanpa biaya yang akan membuka peluang bisnis. Luaran yang harapkan kegiatan ini dapat dijadikan model pelatihan berkelanjutan dalam menjaga lingkungan dengan sekaligus menciptakan produk inovatif ramah lingkungan
THE IMPACT OF GOLD PRICE FLUCTUATIONS ON INDONESIA’S ECONOMIC GROWTH: THE ROLE OF INFLATION, EXCHANGE RATE, AND INVESTMENT Murti Widyaningsih; Adi Nugroho; Rika Kaniati; Ahmad Kurnia Ibrahim
INQUISITIVE : International Journal of Economic Vol. 6 No. 2 (2026): June
Publisher : Fakultas Ekonomi dan Bisnis Universitas Pancasila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65179/r0ynvg88

Abstract

This study examines the impact of gold prices on economic growth in Indonesia by incorporating inflation, exchange rate, and investment (Gross Fixed Capital Formation) as intervening variables. Using annual time series data from 2010 to 2025, the analysis applies the Autoregressive Distributed Lag (ARDL) approach to capture both short-run and long-run dynamics among the variables.The empirical results indicate the existence of a long-run equilibrium relationship among gold prices, inflation, exchange rate, investment, and economic growth. In both the short and long run, gold prices exhibit a statistically significant negative effect on economic growth. This suggests that rising gold prices tend to reduce economic performance throughthe reallocation of capital from productive sectors to safe-haven assets.Inflation and exchange rate depreciation are also found to negatively influence economic growth, while investment contributes positively and significantly to economic expansion. Furthermore, the results reveal that the effect of gold prices on economic growth operates not only directly but also indirectly through inflation, exchange rate, and investment channels, with investment identified as the strongest transmission mechanism.Overall, the findings highlight that the macroeconomic impact of gold prices is structurally mediated and highly dependent on investment behavior in emerging economies such as Indonesia.
PENGARUH KETERBATASAN UANG SAKU DAN PENGGUNAAN PAYLATER TERHADAP PENGELOLAAN KEUANGAN MAHASISWA DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI Mutiara Aulia; Tyahya Whisnu Hendratni Hendratni; Chaerani Nisa; Rika Kaniati
JIMP : Jurnal Ilmiah Manajemen Pancasila Vol. 6 No. 1 (2026): Maret
Publisher : Fakultas Ekonomi dan Bisnis Universitas Pancasila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65179/jimp.2026.9840

Abstract

The rapid development of digital financial services has significantly influenced students’ financial behavior, particularly in managing personal finances amid limited allowances and the increasing use of paylater services. This study aims to analyze the effect of allowance constraints and paylater usage on students’ financial management, with financial literacy as a moderating variable. The population of this study consists of university students domiciled in the Greater Jakarta area (JABODETABEK). The sampling technique employed was non-probability sampling using the purposive sampling method. Data were collected through an online questionnaire and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with the assistance of SmartPLS 4 software. The results indicate that allowance constraints have a positive and significant effect on students’ financial management, while paylater usage does not have a significant effect. Furthermore, financial literacy has a positive and significant effect on students’ financial management. However, financial literacy does not moderate the relationship between allowance constraints and students’ financial management, nor does it moderate the relationship between paylater usage and students’ financial management. The R-square value of 0.896 indicates that the proposed model has strong explanatory power. These findings suggest that students’ financial management is more strongly influenced by allowance constraints and financial literacy than by the use of paylater services
Co-Authors Adi Nugroho Ahmad Kurnia Ibrahim Chaerani Nisa, Chaerani Herlan Laili Savitri Noor Murti Widyaningsih Mutiara Aulia Petiana Indriati Poppy Francisca Waraswati Rubiul Yatim Tyahya Whisnu Hendratni Hendratni