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Journal : GANEC SWARA

ANALISIS KINERJA KEUANGAN MENGGUNAKAN PENDEKATAN PEARLS PADA KOPERASI SIMPAN PINJAM MADANI NUSA TENGGARA BARAT I NENGAH ARSANA; I MADE SUARDANA; NI NYOMAN YULIATI; AGUS KHAZIN FAUZI
GANEC SWARA Vol 17, No 2 (2023): Juni 2023
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v17i2.458

Abstract

The purpose of this research is to find out the complete picture financial performance of KSP Madani NTB. The type of data used is quantitative data, while the source of the data in this study comes from secondary data, which is obtained financial reports from KSP.Madani NTB, such as balance reports, SHU calculation reports, and loan reports that are problematic. The analysis technique used is the PEARLS analysis approach. The results of this study indicate that the financial performance of KSP. Madani NTB in terms of (1) The protection component (P) shows ideal financial performance, (2) The effective financial structure (E) component, generally indicate ideal financial performance, while what is in the less ideal category is the ratio of net loans to total assets (E1), the ratio of assets invested in long-term investments (E3), and the ratio of assets funded by members' savings in the form of savings and time deposits (E5), (3) The asset quality component (A) shows less than ideal financial performance, ( 4) The components of rates of return and costs (R), generally indicate ideal financial performance, only the ratio of net income to total assets (R12) is in the less than ideal category, (5) The liquidity component (L) shows ideal financial performance, ( 6) The sign of growth (S) component shows less than ideal financial performance
PENGARUH FAKTOR TEKNIKAL DAN FUNDAMENTAL TERHADAP HARGA SAHAM (STUDI KASUS PERUSAHAAN FOOD AND BEVERAGE DI BEI TAHUN 2019-2021) M. WAHYULLAH; NI NYOMAN YULIATI; ANGGUN FARADILA
GANEC SWARA Vol 17, No 3 (2023): September 2023
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v17i3.560

Abstract

This study aims to determine the significance of the stock price(t-1), stock trading volume, sales growth ratio, and profit growth ratio on the share price of F&B companies listed on the IDX for the 2019-2021 period. The sample of this study were 20 companies in accordance with the specified conditions, so that the observation data was 60. The analysis tool used multiple linear regression analysis. In order to get the best linear unbias estimation equation, it must meet the assumptions of normality, multicollinearity, autocorrelation and heteroscedasticity. The data will also be described through descriptive statistics. The model in this study fulfills the classical assumptions, so that its accuracy is guaranteed as a predictive and decision-making tool. Through the t test, only two variables have a significant effect (criterion Ha is accepted), namely the t-1 stock price and sales growth ratio. The resulting model is quite good for predicting the share price of F&B companies listed on the IDX, because it produces an adj R2 value of 86.80%. These findings indicate that investors in the IDX, especially in F&B companies, are classified as investors with an effort to take short-term profits, so they only pay attention to obtaining capital gains and guaranteeing high company activity (growth of sales ratio). An important suggestion in this study is that technical and fundamental approaches are still used for practical purposes, so it is necessary to study in depth.
DETERMINAN KUALITAS LAPORAN KEUANGAN PEMERINTAH DAERAH KABUPATEN LOMBOK BARAT RUSLI AMRUL; NI NYOMAN YULIATI; I NENGAH ARSANA; ASYSYIFA SAFIA SAWALISARI
GANEC SWARA Vol 18, No 2 (2024): Juni 2024
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v18i2.888

Abstract

This study aimed to analyze factors that influence the quality of local government    financial statements (empirical study in OPD’s Lombok Barat regency). The Population of this study is in the scope of the OPD’s Lombok Barat regency that is involved in the financial administration of local. Samples were taken using purposive sampling. The criteria are based on the employess involved in the preparation of financial statements. Each of OPD is taken 5 (five) respondents involved in the preparation of financial satatements consisting of the head and treasurers of sub-section of finance service Lombok Barat regency, staff information system of sub-section of finance agancy and other staff who know related finance in agency Lombok Barat regency. Data obtained by distributing questionnaires to 81 respondents in 21 agency Lombok Barat regency. Based on the result of questionnaire processing using multiple linear regression analyze, t test known partially variable of human resource competence, the application of government accounting standards and, the utilization information technology affect quality of local government financial reporting Lombok Barat regency. Instiead of internal control system has no significant effect on the quality of the financial statements of the Lombok Barat regency
PENGARUH LITERASI KEUANGAN, AKSES PERMODALAN, FINTECH PEER TO PEER LENDING DAN PAYMENT GATEWAY TERHADAP KINERJA KEUANGAN UMKM DI KECAMATAN MATARAM DIANITA ANNISA PUTRI; NI NYOMAN YULIATI; RUSLI AMRUL
GANEC SWARA Vol 18, No 4 (2024): Desember 2024
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v18i4.1203

Abstract

This study aims to examine the influence of financial literacy, access to capital, fintech peer to peer lending, and payment gateways on the financial performance of MSMEs. This study uses a quantitative method with an associative approach. The population in this study is all MSMEs in Mataram District. The sample was taken using the purposive sampling method with the criteria of MSME actors in Mataram District, MSME actors registered with the Mataram City Cooperatives & SMEs Office, MSME actors who are Small and Medium Enterprises, and MSME actors who use Payment Gateways so that a sample of 100 MSMEs was obtained. Data was obtained by distributing 100 questionnaires to MSME actors in Mataram District directly and through google forms. The analysis data used SPSS 27 with classical assumption test and multiple linear regression. The results of this study show that independent variables (financial literacy, access to capital, fintech peer to peer lending, and payment gateway) are able to influence the dependent variable (MSME financial performance) by 68.2% while the remaining 31.8% of MSME financial performance is influenced by other variables outside the regression model used in this study.