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The Impact of Bank Interest (Riba) on Economic Growth and Development Matondang, Sabrina Natasya; Alqorni, Muhammad
Regress: Journal of Economics & Management Vol. 3 No. 1 (2023)
Publisher : Medan Resource Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57251/reg.v3i1.995

Abstract

This article contains the impact of usury from a legal perspective and its interpretation as well as bank interest from a review of Islamic law and analyzes its impact on economic development, both as stated by Islamic law experts and based on hadith books. There are several differences of opinion in the consideration of establishing bank interest laws in Islam. Some scholars are of the opinion that bank interest is not permissible and is forbidden because it includes usury. On the other hand, there are also scholars who are of the opinion that bank interest is not haram unless bank interest is multiplied or the amount is not reasonable. This difference of opinion is referred to by differences in interpretation of the verses and hadiths regarding usury. The impact of bank interest or usury on economic development can hinder economic development. The research method for writing this journal uses the literature method or literature review by looking deeply at several books, articles and hadiths about bank interest. The purpose of this writing is to determine the impact of bank interest on economic development.
Analysis of Islamic Social Capital in Improving Welfare in MSMEs Group Financing Matondang, Sabrina Natasya; Nasution, Muhammad Lathief Ilhamy; Rahmani, Nur Ahmadi Bi
Journal of Applied Business Administration Vol 9 No 2 (2025): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.10412

Abstract

This study aims to analyze the implementation of Islamic Social Capital in improving the welfare of members of the MSMEs (Micro, Small, and Medium Enterprises) financing group under PNM Mekaar in Jaring Halus Village. The background of this research is based on the importance of Islamic values in shaping social solidarity, trust, and collective responsibility within community economic empowerment programs. This study uses a qualitative approach with a case study method, where data were collected through observation, in-depth interviews, and documentation. The results show that Islamic values such as honesty (sidq), trustworthiness (amanah), mutual assistance (ta'awun), and moral discipline have become social strengths that drive smooth financing, increased business turnover, and the emergence of collective aspirations towards a blessed and independent business. Furthermore, synergy with religious figures and social institutions strengthens the potential for sustainable business development. This study concludes that Islamic Social Capital serves not only as a moral foundation but also as an effective and applicable strategy for economic empowerment.
Perlindungan Hukum Terhadap Pekerja Kontrak Di Perusahaan Swasta Dalimunthe, Nikmah; Matondang, Sabrina Natasya; Faraditha, Sabrina; Harahap, Aulia Nurul Annisa; Wahyuni, Willia; Panjaitan, Miranda; Sari, Dinda Aulia; Anggraini, Putri
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.20034

Abstract

Pekerja kontrak semakin banyak digunakan oleh perusahaan swasta di era globalisasi untuk efisiensi dan fleksibilitas tenaga kerja. Sistem Perjanjian Kerja Waktu Tertentu (PKWT) kerap menimbulkan persoalan perlindungan hukum, terutama terkait pemutusan hubungan kerja, jaminan sosial, dan kepastian kerja. Penelitian ini menggunakan pendekatan kualitatif yuridis normatif dengan dukungan yuridis empiris melalui studi dokumen dan putusan pengadilan. Hasil menunjukkan bahwa meskipun secara normatif hak pekerja kontrak telah diatur dalam perundang-undangan, implementasinya masih lemah. Banyak perusahaan menyalahgunakan PKWT dan menghindari kewajiban hukum. Selain itu, lemahnya pengawasan, rendahnya kesadaran hukum pekerja, serta ketimpangan kekuasaan dengan pengusaha memperburuk perlindungan terhadap pekerja kontrak. Kesimpulannya, perlindungan hukum bagi pekerja kontrak masih menghadapi tantangan serius dan membutuhkan penguatan regulasi, penegakan hukum, serta keberpihakan pemerintah yang lebih nyata.