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All Journal JOURNAL OF APPLIED BUSINESS ADMINISTRATION Regress: Journal of Economics & Management Innovative: Journal Of Social Science Research
Matondang, Sabrina Natasya
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : JOURNAL OF APPLIED BUSINESS ADMINISTRATION

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Analysis of Islamic Social Capital in Improving Welfare in MSMEs Group Financing Matondang, Sabrina Natasya; Nasution, Muhammad Lathief Ilhamy; Rahmani, Nur Ahmadi Bi
Journal of Applied Business Administration Vol 9 No 2 (2025): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.10412

Abstract

This study aims to analyze the implementation of Islamic Social Capital in improving the welfare of members of the MSMEs (Micro, Small, and Medium Enterprises) financing group under PNM Mekaar in Jaring Halus Village. The background of this research is based on the importance of Islamic values in shaping social solidarity, trust, and collective responsibility within community economic empowerment programs. This study uses a qualitative approach with a case study method, where data were collected through observation, in-depth interviews, and documentation. The results show that Islamic values such as honesty (sidq), trustworthiness (amanah), mutual assistance (ta'awun), and moral discipline have become social strengths that drive smooth financing, increased business turnover, and the emergence of collective aspirations towards a blessed and independent business. Furthermore, synergy with religious figures and social institutions strengthens the potential for sustainable business development. This study concludes that Islamic Social Capital serves not only as a moral foundation but also as an effective and applicable strategy for economic empowerment.
Co-Authors Alqorni, Muhammad Anggraini, Putri Dalimunthe, Nikmah Faraditha, Sabrina Harahap, Aulia Nurul Annisa Muhammad Lathief Ilhamy Nasution Panjaitan, Miranda Rahmani, Nur Ahmadi Bi Sari, Dinda Aulia Wahyuni, Willia