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Pengaruh Pengelolaan Keuangan Dana Beasiswa Kartu Indonesia Pintar (KIP) Terhadap Kebutuhan Biaya Hidup Mahasiswa Universitas Negeri Medan Sianturi, Rejosu Vanhot; Karubuy, Yulce Ketrina; Batu, Siska Lumban; Ginting, Suriyani Br
SJEE (Scientific Journals of Economic Education) Vol 9, No 1 (2025): April
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v9i1.209

Abstract

This study aims to explore the management of KIP Kuliah student scholarship funds at Medan State University and its impact on the provision of academic needs and their welfare. The research method used is qualitative with a descriptive approach, involving in-depth interviews with scholarship recipients. Data obtained from the interviews were analyzed to identify key themes related to financial management, challenges faced, and strategies implemented by students in using scholarship funds. The results of the study indicate that the effectiveness of KIP fund use is highly dependent on students' ability to manage their finances. Students who are able to budget and record expenses can better meet their educational and living needs, and reduce the financial burden on their families. In addition, good financial management contributes to increased focus and academic achievement of students. Overall, this study confirms that the KIP Kuliah scholarship not only provides financial support, but also plays an important role in helping students develop financial management skills that are important for their future. These findings are expected to provide insight for related parties in designing more effective support programs for students, as well as increasing awareness of the importance of financial literacy among scholarship recipients.
ANALISIS POTENSI SUMBER DAYA ALAM DALAM MENGEMBANGKAN SEKTOR PARIWISATA DI KABUPATEN SAMOSIR Hasibuan, Silvia Annur; Manik, Monika Flora; Sitohang, Mizael Demak; Sianturi, Rejosu Vanhot; Purba, Bonaraja
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 5 No. 1 (2025): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v5i1.220

Abstract

Samosir Regency is a regency that has very diverse natural resources, making it a popular tourist destination in Indonesia. This regency has the potential for natural resources that are very worthy of being developed in order to attract the attention of local and international tourists. The objectives of this study are: (1) to identify the potential of natural resources for tourism development in Samosir Regency, (2) to analyze the strategic development of tourism potential in Samosir Regency. The method used is a qualitative method with a literature approach and data obtained through BPS and various literature studies such as books, journals and articles. The results of this study indicate that the potential for natural resources in Samosir Regency to be used as tourism objects is very diverse, such as beaches, waterfalls, historical sites, natural baths, nature tourism and caves and others have the potential to increase economic growth for the community. However, the government, community, and business actors need to implement several strategies for tourism destinations in Samosir Regency, such as the construction of public facilities such as toilets, unique photo spots, improving road conditions in certain locations and clear, informative and easy-to-understand signposts.
Pengaruh Inflasi dan Tingkat Suku Bunga Terhadap Penanaman Modal Asing di Provinsi Sumatera Utara Tahun 2013-2020 Hasibuan, Silvia Annur; Manik, Monika Flora; Sianturi, Rejosu Vanhot; Harahap, Evi Suriyani
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1162

Abstract

This study was conducted to examine in depth the effect of inflation and interest rates on Foreign Direct Investment (FDI) in North Sumatra Province during the period 2013 to 2020. This study uses a quantitative approach with secondary data in the form of time series data obtained from the Central Statistics Agency and other related agencies. The analysis method used is multiple linear regression. The results of the study show that the inflation variable has a positive and significant effect on FDI in North Sumatra Province, which indicates that stable and controlled inflation is perceived as a reflection of healthy economic activity and promising market potential for foreign investors. On the other hand, the interest rate variable has a negative and significant effect on FDI, which means that an increase in interest rates can reduce the interest of foreign investors due to the high cost of capital and investment risk. Simultaneously, both variables have a significant effect on FDI, with a coefficient of determination of 78.1%. This shows that inflation and interest rates together are able to explain most of the variation in the level of FDI entering the North Sumatra region. This study concludes that macroeconomic stability, especially related to inflation control and interest rate policies, plays a fundamental role in attracting foreign investment. Therefore, synergy of government policies is needed in creating a conducive business environment, providing legal certainty, simplifying regulations, and maintaining macroeconomic indicators in a stable condition.
PENGARUH METODE PEMBELAJARAN BERBASIS PROYEK TERHADAP PENINGKATAN KEMAMPUAN MENULIS NARASI PADA SISWA KELAS VIII DI SEKOLAH MENEGAH PERTAMA METHODIST ROMALBEST Hasibuan, Silvia Annur; Manik, Monika Flora; Sitohang, Mizael Demak; Sianturi, Rejosu Vanhot; Silitonga, David Christian
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 4 (2024): Special Issue Vol. 7 No. 4 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i4.37928

Abstract

Tujuan yang dilahirkan dari penelitian ini adalah untuk mengkaji apakah variabel “Metode Pembelajaran Berbasis Proyek” mempunyai pengaruh positif dan signifikan terhadap Peningkatan Kemampuan Menulis Narasi Siswa Kelas VIII di SMP Methodist Romalbest. Penelitian ini menerapkan metode kuantitatif dengan pendekatan desktiptif yaitu menyebarkan angket. Popolasi penelitian terdiri dari siswa VII Methodist Romalbest dengan sampel sebanyak 34 siswa yang dipilih memanfaatkan metode simple random sampling. Model analisis data yang diterapkan peneliti adalah Analisis Regresi Sederhana dan Uji Hipotesis. Hasil penelitian menyatakan bahwa variabel X Metode Pembelajaran Berbasis Proyek menyimpan dampak positif dan signifikan terhadap variabel Y Peningkatan Kemampuan Menulis Narasi. Hasil dari statistik inferensial diperoleh dari ttabel penelitian dengan memanfaatkan tabel distribusi t dengan tingkat signifikansi a = 0,05 dan db = k-n, 35-2 = 33 sehingga menghasilkan ttabel = 1,69236. Jika diperoleh thitung = 6,539 dan t tabel = 1,69236, maka diperoleh hasil bahwa thitung > ttabel atau 6,539 > 1.69236. Dapat disimpulkan bahwa H0 ditolak H1 diterima. Dari hasil tersebut peneliti dapat menyimpulkan bahwa metode pembelajaran berbasis proyek menyimpan dampak positif dan signifikan terhadap peningkatan kemampuan menulis narasi siswa kelas VIII SMP Methodist Romalbest.