Articles
<![CDATA[Metode Interpretasi Pada Hukum Ekonomi Islam ]]>
<![CDATA[Agung Abdullah]]>
<![CDATA[ Ijtihad Vol. 16 No. 2 (2022): Ijtihad: Jurnal Hukum dan Ekonomi Islam ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/ijtihad.v16i2.7607
<![CDATA[Penelitian ini bertujuan untuk menjelaskan pentingnya interpretasi hukum terhadap perumusan teks-teks yang telah memiliki kepastian hukum, terutama bagi penegak hukum yang bertujuan untuk menjaga nilai keadilan dan kemanfaatan hukum khususnya dalam bidang Ekonomi Islam. Sehingga penegak hukum yang dalam tuturannya dianggap mengetahui hukum (ius curia novit) mampu menyelesaikan permasalahan yang masuk berdasarkan kepastian, keadilan, dan kemanfaatan hukum. Hal inilah yang kemudian dijadikan pokok bahasan sebagai kajian yang menarik tentang apa itu metode penafsiran sebagai bagian dari metode penemuan hukum, selain itu juga terdapat relevansi metode ijtihad sebagai salah satu cara dalam penafsiran hukum terhadap penerapan hukum Ekonomi Islam. Penelitian ini merupakan studi kepustakaan yang mencoba mendeskripsikan pentingnya interpretasi teks hukum (peraturan perundang-undangan) melalui metode deskriptif-analisis yang mengolah data secara kualitatif, sehingga dapat menghasilkan jawaban tentang pentingnya interpretasi hukum dan contoh penerapannya dalam Ekonomi Islam.]]>
<![CDATA[CORPORATE GOVERNANCE AND FINANCING RISK OF SHARIA BANK IN INDONESIA ]]>
<![CDATA[Muis Zunanto]]>;
<![CDATA[Agung Abdullah]]>
<![CDATA[ Journal of Management and Islamic Finance Vol. 3 No. 1 (2023): Journal of Management and Islamic Finance ]]>
Publisher : <![CDATA[IAIN Surakarta ]]>
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DOI: 10.22515/jmif.v3i1.5901
<![CDATA[This study aims to examine the influence of Islamic bank governance on the financing risk of Islamic Commercial Banks in Indonesia. Sharia bank governance is proxied by the variables of the board of commissioners, audit committee, and sharia supervisory board (SSB). This study used panel data of Islamic commercial banks from 2015 to 2020 using purposive sampling. The data analysis technique used panel data regression through a fixed effect model. The test results show that the audit committee variable has a significant negative effect on the financing risk of Islamic commercial banks. Meanwhile, the board of commissioners and the SSB of the bank have no effect on the financing risk of Islamic commercial banks.]]>
<![CDATA[Analisis Pengetahuan Generasi Milenial Non Muslim Terhadap Bank Syariah di Kota Solo ]]>
<![CDATA[Rizka Awaliya Nur Azizah]]>;
<![CDATA[Agung Abdullah]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v8i2.2068
<![CDATA[This study aims to determine the knowledge level of non-Muslim millennial generation towards Islamic banks in Solo City. This type of research uses a qualitative methode with the Accidental Sampling technique by interviews with 8 non-Muslim millennial generation respondents. The results of this study, for the first category of knowledge about the existence of Islamic banks, 88% non-Muslim millennial generation knows about the existence of Islamic banks. The second and third category is about operations and the product of Islamic bank has same result above 63 % of non-Muslim millennial generation does not know the operations products and services provided by Islamic banks of Islamic banks. The fourth category about the differences between conventional banks and Islamic banks, only 50% of the non-Muslim millennial generation know about it. The existence of Islamic banks that are universal is not generally known by the non-Muslim millennial generation even its in a big City. Non-Muslim millennials think that knowledge of Islamic banks is only limited to sharia labels without knowing about the operations, products and services of Islamic banks.]]>
<![CDATA[Waqf and State Interference: A Phenomenology Study in Al-Azhar University, Egypt ]]>
<![CDATA[Agung Abdullah]]>
<![CDATA[ Journal of Finance and Islamic Banking Vol. 3 No. 1 (2020) ]]>
Publisher : <![CDATA[Universitas Islam Negeri Raden Mas Said Surakarta ]]>
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DOI: 10.22515/jfib.v3i1.2625
<![CDATA[This paper was aimed at revealing the Egyptian Government's intervention in the management of Al-Azharwaqf. The data was collected by interviewing officials at the Al-Azhar University in Egypt, officials at the Egyptian Ministry of Education, academics and Waqf researchers in Egypt. The results of this study indicated that Egyptian Government intervened and took over the management of Al-Azharwaqf by issuing laws related to waqf and its management from 1923 to 1971. The impact of the takeover of Al-Azharwaqf management by the State also made Al-Azhar was no longer economically independent and was held hostage by the government.]]>
<![CDATA[Flexing dalam Pandangan Islamic Behavioral Finance ]]>
<![CDATA[Wida Utami]]>;
<![CDATA[Agung Abdullah]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v9i3.9206
<![CDATA[Flexing or a narcissistic behavior by showing off the wealth its really happened a lot lately on social media. Flexing is an interesting topic of conversation among the public. Sometimes flexing is the behavior to made a perspectives done by fake rich people. This study is aims to determine the flexing behavioral on Islamic economics perspective. The method in this study is qualitative, with the analysis on a phenomenological approach. In this study it was found that flexing is prohibited in Islam Economic perspective. Flexing is done by fake rich people to show their existence or to gain recognition from others. People who are truly wealthy tend to exhibit good financial behavior and are able to live simply without spending too much money. In Islam, it is recommended to live a simple and balanced life and not to waste wealth in order to fulfill desires. Islam also encourages its people to prioritize saving rather than using their finances to fulfill desires rather than needs, such as being more concerned with saving, investing, or helping people who are experiencing difficulties by zakah, infaq and sedekah. Therefore, financial intelligence is very important for every individual in order to avoid the behavior of showing off wealth. Financial intelligence is related to knowledge, behavior in managing, using assets so that they become more blessed and do not violate sharia provisions.]]>
<![CDATA[Pengaruh Pengetahuan Investasi, Persepsi Resiko Dan Literasi Keuangan Syariah Terhadap Minat Investasi Dengan Cryptocurrency ]]>
<![CDATA[Lelyta Dewi Candra]]>;
<![CDATA[Agung Abdullah]]>
<![CDATA[ Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 6 No. 2 (2023): Syarikat : Jurnal Rumpun Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau ]]>
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DOI: 10.25299/syarikat.2023.vol6(2).14538
<![CDATA[Investasi dengan cryptocurrency merupakan hal yang baru bagi sebagian masyarakat Indonesia, tidak jarang para investor crypto terjebak pada perilaku judi (maysir) dan spekulasi (gharar). Dewan Syariah Nasional Majlis Ulama Indonesia telah mengeluarkan fatwa haramnya transaksi dan investasi dengan cryptocurrency. Penelitian ini bertujuan untuk mengetahui apakah minat investasi dengan cryptocurrency terpengaruh oleh pengetahuan investasi, persepsi resiko dan literasi keuangan syariah. Data dihasilkan dari penyebaran kuisioner, hingga mendapat 100 responden baik pengguna maupun non pengguna crypto. Pengolahan data memanfaatkan SPSS versi 25 dan memakai analisis regresi linear berganda. Hasil uji hipotesis pengetahuan investasi (X1) pengguna maupun non pengguna crypto membuktikan tidak berpengaruh terhadap minat investasi dengan cryptocurrency (0,985 dan 0,235 > 0,05). Pengujian persepsi resiko (X2) pengguna crypto terdapat pengaruh positif (0,038 < 0,05) sedangkan non pengguna membuktikan ada pengaruh terhadap minat investasi dengan cryptocurrency (4,070 > 0,05). Pengujian literasi keuangan syariah (X3) pengguna maupun non pengguna crypto membuktikan berpengaruh terhadap minat investasi dengan cryptocurrency (0,001 dan 0,016 < 0,05). artinya literasi keuangan syariah khususnya fatwa yang menyatakan cryptocurrency adalah haram dapat memberikan informasi yang berguna bagi calon investor/investor tentang bahaya, tingginya resiko dan mudharat yang ditimbulkan. Penelitian ini memiliki keterbatasan pada jumlah responden serta moderasi variabel antara literasi keuangan syariah dengan tingkat religiusitas.]]>
<![CDATA[Analisis Pengetahuan Pinjaman Online Pada Masyarakat Surakarta ]]>
<![CDATA[Abdullah, Agung]]>
<![CDATA[ JESI (Jurnal Ekonomi Syariah Indonesia) Vol 11, No 2 (2021) ]]>
Publisher : <![CDATA[Universitas Alma Ata ]]>
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DOI: 10.21927/jesi.2021.11(2).108-114
<![CDATA[Pinjaman Online oleh masyarakat Indonesia merupakan salah satu produk dari Financial Technology yang sedang berkembang di dunia. Ketidaktahuan masyarakat mengenai ini dimanfaatkan pelaku untuk mendapatkan keuntungan yang semakin besar, dan tidak segan-segan menggunakan cara kasar dalam proses penagihan. Oleh karena itu perlu adanya penjelasan mengenai pentingnya pengetahuan masyarakat terhadap perkembangan teknologi bidang ekonomi khususnya Pinjaman Online yang dirasa sangat memudahkan masyarakat karna persyaratan dan pencairan dana yang mudah, praktis dan cepat.Literasi atau sosialisasi mengenai masalah seperti ini dapat dilakukan secara sinergis Otoritas Jasa Keuangan selaku pemegang regulasi industry jasa keuangan. Berdasarkan fenomena tersebut penelitian ini dilakukan di lokasi yang memiliki tingkat pendidikan tinggi di Jawa Tengah dengan tingkat ekonomi yang tinggi pula yaitu Kota Surakarta. Penelitian ini menggunakan metode kualitatif deskriptif dengan masyarakat yang berdomisili di Kota Surakarta sebagai objek dari penelitian ini.Hasil dalam penelitian ini diketahui bahwa masyarakat Surakarta yang didominasi oleh generasi muda telah memiliki pengetahuan tentang pinjaman online. Berdasarkan pengetahuan tersebut, masyarakat dapat memilih pinjaman online legal yang aman digunakan karena pinjaman online legal di bawah pengawasan Otoritas Jasa Keuangan (OJK) tidak seperti pinjaman online ilegal yang dapat membahayakan masyarakat.]]>
<![CDATA[THE THE INFLUENCE OF HALAL AWARENESS, SELLER REPUTATION AND PRODUCT PROMOTION ON THE INTEREST IN BUYING FOOD THROUGH THE SHOPEE APPLICATION ]]>
<![CDATA[Ulfa, Dita Camelia]]>;
<![CDATA[Agung Abdullah]]>
<![CDATA[ Journal of Management and Islamic Finance Vol. 3 No. 2 (2023): Journal of Management and Islamic Finance ]]>
Publisher : <![CDATA[UIN Raden Mas Said Surakarta ]]>
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DOI: 10.22515/jmif.v3i2.6061
<![CDATA[Abstract This study aims to analyze the influence of halal awareness, seller reputation and product promotion both partially and simultaneously on the interest in buying food through the Shopee application, especially for Shopeefood feature service users in the Surakarta City area. As for the type of research method, it is quantitative based on primary data sources and secondary data. Primary data sources are obtained through the dissemination of questionnaires with gform media while secondary data is through books, journals, web pages, etc. The number of samples taken was 120 respondents with nonprobability sampling techniques. The method is carried out by survey. Data analysis techniques to answer hypotheses using multiple linear regression analysis, simultaneous test (F), determination test, and partial test (t) with a significant level of 5% (α = 0.05) processed with the help of SPSS 25 software. Based on the partial test, halal awareness did not have a positive and insignificant effect on buying interest. Simultaneously testing halal awareness, seller reputation and product promotion simultaneously have a positive and significant effect on buying interest. Keywords: halal, reputation, promotion, buying interest.]]>
<![CDATA[Metode Interpretasi Hukum Aplikasi Dalam Hukum Keluarga Islam Dan Ekonomi Syariah ]]>
<![CDATA[Al Amin, Muhammad Nur Kholis]]>;
<![CDATA[Abdullah, Agung]]>;
<![CDATA[Santoso, Fattah Setiawan]]>;
<![CDATA[Muthmainnah, Muthmainnah]]>;
<![CDATA[Sembodo, Cipto]]>
<![CDATA[ Asas Wa Tandhim: Jurnal Hukum, Pendidikan Dan Sosial Keagamaan Vol. 2 No. 1 (2023) ]]>
Publisher : <![CDATA[Universitas Cokroaminoto Yogyakarta ]]>
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DOI: 10.47200/awtjhpsa.v2i1.1347
<![CDATA[This research aims to explain the importance of interpretation of the law — to the formulation of legal texts that already have legal certainty — for a law enforcement officer who aims to maintain the value of justice and the usefulness of the law, especially in the realm of Islamic family law and Syariah Economics. So that the judge as law enforcement who in the speech is considered to know the law (ius curia novit) is able to solve the problems that enter based on certainty, justice, and legal expediency. This is then made a subject matter as an interesting study of what is the method of interpretation as part of the method of legal discovery, besides that there is also the relevance of the ijitihad method as one way in the interpretation of law to the application of Islamic family law and Syariah Economics. This research is a literature study that tries to describe the importance of interpretation of legal texts (laws and regulations) through descriptive-analysis methods that process data qualitatively, so as to generate answers about the importance of legal interpretation and examples of its application in Islamic family law and Syariah Economics.]]>
<![CDATA[Sustainability of Indonesian Islamic Banking in terms of Corporate Ethical Identity and Corporate Governance ]]>
<![CDATA[Budi Sukardi]]>;
<![CDATA[Agung Abdullah]]>;
<![CDATA[Fuad Dhiya Ul Husaen]]>
<![CDATA[ Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 14, No 2 (2022) ]]>
Publisher : <![CDATA[UIN Siber Syekh Nurjati Cirebon ]]>
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DOI: 10.24235/amwal.v14i2.11664
<![CDATA[This study empirically demonstrates efforts to strengthen the performance of identity and corporate governance on the sustainability of Islamic banking in Indonesia, the influence of corporate identity performance on Islamic banking governance in Indonesia, and the influence of the performance of corporate identity and governance on the sustainability of Islamic banking in Indonesia. This is due to the low social function of Islamic banks in Indonesia towards the sustainability of better business, social, and environmental performance.  Types of quantitative research with an ex post facto research design. The research population of all Islamic banks in Indonesia included BMI, BSI, BMSI, and BSMI samples. The data were analysed using simple additive weighting techniques by modelling using SEM-PLS techniques. The study's conclusions show that strengthening corporate identity performance and corporate governance towards the sustainability of Islamic banking in Indonesia is carried out with regulations, policies, and Sharia compliance. Corporate identity performance positively and significantly affects Islamic banking governance in Indonesia. A company's management has no effect on the sustainability of Islamic banking in Indonesia. This study provides recommendations from the government as a policy regulator that contributes to the supervision of Islamic banks in Indonesia, especially in the implementation of corporate governance, which includes the ethical performance of companies and the sustainability of Islamic banking in Indonesia by making systematic regulations as a reference for Islamic banks. Islamic banks in Indonesia need to re-reflect on neglected social activities because they prioritise commercial activities too much, thus ignoring social activities which are also at the core of bank activities as intermediary institutions and financial services.]]>
