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All Journal Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS Golden Ratio of Finance Management INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen
Nur Islami, Rahmi
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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The The Impact of Financial Behavior, Socioeconomic Status, and Academic Ability on Financial Literacy Among Students in Northern Kalimantan, Indonesia: The Moderating Role of Gender Nur Islami, Rahmi
Golden Ratio of Finance Management Vol. 5 No. 2 (2025): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i2.1117

Abstract

Financial literacy is one of the important competencies in dealing with the complexity of the modern economy. This study aims to analyze the factors that influence the financial literacy of students of the Faculty of Economics, Borneo University Tarakan, by considering the moderating role of gender. The research method used a quantitative approach with a survey involving 318 respondents. Data was analyzed using multiple regression tests and Moderated Regression Analysis (MRA). The results showed that financial behavior, socioeconomic status, and academic ability significantly positively affect financial literacy. In addition, gender acts as a moderator that strengthens the relationship between these variables and financial literacy. The findings confirm the importance of inclusive financial education strategies that consider socio-cultural factors to improve financial literacy among university students.
Meningkatkan Kepercayaan Konsumen Online melalui Peran Brand awareness, Persepsi Privacy, dan Persepsi Keamanan dengan Kepuasan sebagai Variabel Mediasi Apriadi, Dodi; AB, Nizhamuddin; Nur Islami, Rahmi; Shalahuddin, Shalahuddin; Wijayanti, Yessi Putri
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 2 (2024): Mei
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i2.1779

Abstract

Penelitian ini bertujuan untuk mengevaluasi dampak brand awareness, persepsi privacy, dan persepsi keamanan terhadap kepercayaan konsumen online, dengan kepuasan sebagai variabel mediasi. Metode yang digunakan adalah penelitian kuantitatif dengan pendekatan survei. Populasi penelitian melibatkan konsumen online di media sosial Instagram di Tarakan. Pengambilan sampel dilakukan secara purposive dengan melibatkan 190 responden. Pengumpulan data dilakukan melalui kuesioner online yang telah diverifikasi validitas dan reliabilitasnya. Analisis data menggunakan teknik analisis jalur (path) dengan regresi sederhana dan uji sobel. Temuan penelitian menunjukkan bahwa: (1) Persepsi keamanan, persepsi privacy, dan brand awareness mammallike pengaruh positif dan signifikan terhadap kepuasan konsumen. (2) Kepuasan memiliki pengaruh positif dan signifikan terhadap kepercayaan konsumen. (3) Persepsi keamanan, persepsi privacy, dan brand awareness juga berpengaruh positif dan signifikan terhadap kepercayaan konsumen. (4) Pengaruh positif dan signifikan persepsi keamanan, persepsi privacy, dan brand awareness terhadap kepercayaan konsumen online ditemukan, dengan kepuasan sebagai variabel mediasi.
The Effect of Profitability and Firm Size on Firm Value Moderated by PROPER Nur Islami, Rahmi; Sanjaya, M Feldi
Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan Vol. 20 No. 3 (2025): OKTOBER
Publisher : Fakultas Ekonomi dan Bisnis Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of profitability and company size on company value with environmental performance (PROPER) as a moderating variable in food and beverage manufacturing companies listed on the Indonesia Stock Exchange (IDX) for the period 2019–2023. The research questions asked are whether profitability and company size affect company value, and whether environmental performance (PROPER) can moderate this relationship. The research method used is a quantitative approach with moderated regression analysis (MRA) techniques, and secondary data was obtained from company annual reports and PROPER publications from the Ministry of Environment and Forestry (KLHK). The results show that profitability does not significantly affect company value, company size has a significant negative effect on company value, and environmental performance (PROPER) does not moderate the effect of profitability or company size on company value. These findings indicate that financial aspects are still the dominant factor in determining company value, while environmental performance is not yet fully considered by investors. The results of this study are expected to be taken into consideration by companies to improve transparency and environmental responsibility in order to strengthen company value in the eyes of investors.
PENGARUH PERSEPSI KEGUNAAN DAN PERSEPSI KEMUDAHAN TERHADAP NIAT BELI DENGAN SIKAP SEBAGAI VARIABEL MEDIASI (Studi Kasus Pada Pengguna Traveloka) Nur Islami, Rahmi; Syahran; Lestari, Putri Indah
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 10 No 2 (2025): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v10i2.22166

Abstract

Research aim : This research aims to test the influence of perceived usefulness and perceived convenience on purchase intention with attitude as a mediating variable. This research was conducted in Tarakan City. Design/Methode/Approach : The theoretical approach used in this research is the Technology Acceptance Model (TAM). This research uses a survey method with an instrument in the form of a questionnaire and a sampling method using nonprobability sampling. The validity test uses convergent validity and discriminant validity, and the reliability test uses composite reliability. Research Finding : The results of this research indicate that the variables of perceived usefulness and convenience have a positive and significant effect on the attitude variable. The attitude variable has a positive and significant effect on purchase intention. Theoretical contribution/Originality : This study strengthens the empirical foundation of the Technology Acceptance Model (TAM) by validating the mediating role of attitude in explaining consumer purchase intention within the digital transaction context in Indonesia. Practitionel/Policy implication : The findings provide insights for marketers and digital business practitioners to enhance user perceptions of usefulness and convenience to improve consumer attitudes and ultimately increase purchase intentions. Research limitation : This research was limited to respondents in Tarakan City; future studies are suggested to include larger samples and cross-regional comparisons to improve generalizability.
Co-Authors AB, Nizhamuddin Dodi Apriadi Lestari, Putri Indah Sanjaya, M Feldi Shalahuddin, Shalahuddin Syahran Wijayanti, Yessi Putri