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Pengaruh Financial Literacy, Financial Behavior, Digital Payment dan Paylater terhadap Perilaku Konsumtif Mahasiswa di Era Pandemi COVID-19 Agustin, Indah Dwi; Abidin, Fityan Izza Noor
Innovative Technologica: Methodical Research Journal Vol. 1 No. 4 (2022): December
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/innovative.v1i4.44

Abstract

Penelitian ini bertujuan untuk mengetahui tentang pengaruh diantara financial literacy, financial behavior, digital payment dan paylater terhadap perilaku konsumtif mahasiswa di era pandemi covid-19. Metode penelitian ini menggunakan kuantitatif, pengumpulan data dilakukan dengan melakukan penyebaran kuesioner melalui google form, teknik pengambilan sampel yang digunakan yaitu purposive sampling. Hasil dalam penelitian ini memperlihatkan bahwa, tidak terdapat pengaruh secara signifikan antara Financial Literacy dengan Perilaku Konsumtif mahasiswa di era pandemi covid-19, disebabkan karena meskipun mahasiswa akuntansi mempunyai literasi keuangan yang baik daripada mahasiswa jurusan lainnya tetapi jarang sekali menerapkannya dalam kehidupan sehari-hari. Tidak terdapat pengaruh secara signifikan antara Financial Behavior dengan Perilaku Konsumtif mahasiswa di era pandemi covid-19, disebabkan karena adanya faktor lain yang lebih mempengaruhi perilaku konsumtif. Tidak terdapat pengaruh secara signifikan antara Digital Payment dengan Perilaku Konsumtif mahasiswa di era pandemi covid-19, disebabkan karena meskipun terdapat kemudahan dalam pembayaran digital tetapi jika tidak memiliki dana yang cukup maka tidak bisa berperilaku konsumtif. Paylater Berpengaruh secara signifikan terhadap Perilaku Konsumtif mahasiswa di era pandemi covid-19, disebabkan karena paylater memberikan dukungan dana yang cukup dan pembayarannya bisa dicicil serta persyaratan mudah dan proses yang cepat.
Competence, Training, Professionalism, and Financial Rewards Shaping Students’ Career Choice as Auditors: Kompetensi, Pelatihan, Profesionalisme, dan Penghargaan Finansial dalam Pembentukan Pilihan Karir Mahasiswa sebagai Auditor Huda, Miftahul; Abidin, Fityan Izza Noor
Indonesian Journal of Law and Economics Review Vol. 19 No. 4 (2024): November
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v19i3.1156

Abstract

This study addresses the increasing demand for competent auditors by exploring how competence, professional training, and audit professionalism influence accounting students' career interest in auditing. Despite previous research on career selection, the knowledge gap lies in understanding the role of financial rewards as a moderating factor. This research aims to assess the impact of these factors while considering financial rewards as a moderator. Using a quantitative approach, data was collected from 120 accounting students from the 2020 and 2021 cohorts at Muhammadiyah University of Sidoarjo. Results indicate a positive relationship between competence, professional training, and audit professionalism with students' interest in auditing. Financial rewards were found to moderate the relationship between competence and career interest, as well as audit professionalism and career interest; however, it did not moderate professional training. The novelty of this study lies in examining financial rewards' moderating role, offering new insights for academic institutions to focus on competence and professionalism enhancement. Highlights: The study identifies financial rewards as a key factor that can strengthen the relationship between competence and students' interest in auditing careers. Professional training does not show a moderating effect with financial rewards in influencing career choices. The findings suggest a focus on competence and audit professionalism development for better career motivation. Keywords: Interest, Competence, Professional Training, Audit Professionalism, Financial Rewards
Factors Shaping Students' Love of Money: Gender, Socioeconomic Status, Education, and Work Experience: Faktor-Faktor yang Membentuk Kecintaan Mahasiswa terhadap Uang: Jenis Kelamin, Status Sosial Ekonomi, Pendidikan, dan Pengalaman Kerja Marita, Dea Putri; Abidin, Fityan Izza Noor
Indonesian Journal of Law and Economics Review Vol. 19 No. 4 (2024): November
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v19i4.1159

Abstract

Love of money plays a significant role in shaping financial behavior, particularly among students in the field of accounting. However, there is limited research examining how factors such as gender, socio-economic status, education level, and work experience influence this attitude. This study aims to fill this knowledge gap by investigating the influence of these variables on love of money among accounting students. Employing a quantitative approach, data were collected from a sample of 187 students from the class of 2020-2021. The research findings reveal that gender (X1), socio-economic status (X2), education level (X3), and work experience (X4) all have a statistically significant effect on love of money, with a significance value (sig) of less than 0.05 for each variable. The novelty of this study lies in its comprehensive analysis of multiple socio-demographic factors influencing love of money. Implications of these findings suggest the need for educators and policymakers to consider these factors when developing financial literacy programs, aiming to foster a balanced financial mindset in students. Highlights: Significant Influence: Gender, socio-economic status, education, and work experience affect love of money. Quantitative Study: Research conducted using a sample of 187 accounting students. Implications: Findings guide financial literacy program development for students. Keywords: Love of Money, Gender, Socio-Economic Status, Education Level, Work Experience
Comparative Analysis of E-commerce, E-wallet and Friend Environment on Student Consumptive Behavior: Analisis Perbandingan E-commerce, E-wallet dan Lingkungan Teman Terhadap Perilaku Konsumtif Mahasiswa Munawaroh, Wahidatul; Abidin, Fityan Izza Noor
Indonesian Journal of Law and Economics Review Vol. 19 No. 4 (2024): November
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v19i4.1172

Abstract

General Background: The rise of technology has made online shopping convenient for university students, but this can lead to prioritizing wants over needs, resulting in excessive consumer behavior. Specific Background: This study examines the influence of e-commerce convenience, e-wallet promotions, and peer environments on the consumptive behavior of accounting and management students at Universitas Muhammadiyah Sidoarjo, addressing conflicting findings in previous research. Knowledge Gap: Previous studies yield inconsistent results regarding the impact of e-commerce ease on consumptive behavior and lack comprehensive analysis on e-wallet promotions and peer influence. Aims: The research aims to evaluate how these variables affect consumptive behavior and to identify differences between accounting and management students. Results: Findings indicate that e-commerce convenience does not affect accounting students but does influence management students. E-wallet promotions and peer environments significantly impact both groups, with notable differences in their effects. Novelty: This study enhances understanding of consumer behavior among Indonesian university students by emphasizing the varying impacts of technological and social factors. Implications: Insights from this research can guide e-commerce platforms and e-wallet providers in crafting targeted strategies that promote responsible consumerism among students. Highlights: E-commerce convenience significantly affects management students' consumptive behavior but not accounting students. E-wallet promotions and peer environments positively influence consumptive behavior in both student groups. The study highlights differences in the impact of promotional strategies and peer dynamics on students' shopping habits. Keywords: Ease of E-Commerce, E-Wallet Promotions, Peer Influence, Consumptive Behavior, Friend Environment
Exploring Digital Wallet Preferences and Challenges Among Accounting Students: Menjelajahi Preferensi dan Tantangan Dompet Digital di Kalangan Mahasiswa Akuntansi Nisa’, Khoirun; Abidin, Fityan Izza Noor
Journal of Islamic and Muhammadiyah Studies Vol 6 No 1 (2024): February
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jims.v6i1.1602

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This study investigates the preferences and obstacles faced by Muhammadiyah University of Sidoarjo (UMSIDA) accounting students in using digital wallets. Using a qualitative approach, data was collected through interviews, participant observation, and documentation. Results reveal that ShopeePay was the preferred choice due to its necessity for online shopping, followed by DANA for its affordability in mobile top-ups. Technical obstacles, such as transaction troubles and application errors, were encountered by some students. These findings highlight the importance of addressing technical issues and promoting awareness of digital payment security to facilitate smoother adoption of digital wallets among accounting students. Highlight: 1. Preferred Digital Wallets: ShopeePay and DANA chosen for necessity and affordability.2. Encountered Obstacles: Technical issues hinder smooth digital wallet usage.3. Importance of Solutions: Resolving tech issues crucial for wallet adoption. Keywords: digital wallets, accounting students, preferences, obstacles, qualitative research
THE KNOWLEDGE AND EXPERIENCE IN FINANCE TOWARD INVESTMENT PLANNING MOTIVE: THE MODERATION ROLE OF SELF-CONTROL Rahayu, Ruci Arizanda; Hariyanto, Wiwit; Abidin, Fityan Izza Noor
International Journal Multidisciplinary (IJMI) Vol. 1 No. 1 (2024): International Journal Multidisciplinary (IJMI)
Publisher : Antis-Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijmi.v1i1.36

Abstract

This research aims to examine the moderation of self control which affect investment planning motive on civil servants in Sidoarjo. The well executed financial management is not only managing financial income and daily needs, but it needs to be prepared for the future financial management if someday a person or individual needs more financial income. For example in the way to invest. Along with investment, an individual will get profits or benefits in the future. Analysis tool that is used in this research is questionnaire sheet that have already conveyed to 77 respondents and purposive sampling as the sampling approach. To examine the research hypothesis, the researcher use Partial Least Square (PLS) with Smart PLS software, version 3.2.7. The output of this research is an article within index SINTA (Science and Technology Index) 3 (third rank) journal, national seminar article, and intellectual property rights. Technology readiness level which is tragetted in the research is 1 – 4. The urgency in this study is because of the tendency of each individual nowdays, moreover they who have a family, generally have a financial purpose in the future. Nevertheless, there are pletiful people who can not fulfil their dream because of financial issues to achieve that financial goals.
Evaluation of BOS Fund Accountability for Good Governance in Schools: Evaluasi Akuntabilitas Dana BOS untuk Good Governance di Sekolah Istiqomah, Nur; Abidin, Fityan Izza Noor
Inquest Journal Vol. 2 No. 2 (2024): April
Publisher : Wadah Inovasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53622/ij.v2i2.343

Abstract

This research investigates the evaluation of accountability for the management of BOS funds as an effort to realize good governance in schools. Utilizing a descriptive qualitative approach, the study involves the principal, BOS fund treasurer, school committee, and teachers directly engaged in BOS fund management. Data collection methods include interviews, observation, and documentation analysis. Findings indicate that the school's adherence to good governance principles—transparency, openness, and adherence to regulations—is commendable in managing BOS funds. This study contributes to understanding the effective implementation of governance principles in educational fund management, suggesting implications for policy and practice in school financial management and accountability.
Effective Payroll Procedures Enhanced by Electronic Attendance Recording in Indonesia (Prosedur Penggajian yang Efektif Ditingkatkan dengan Pencatatan Kehadiran Elektronik di Indonesia) Abidin, Fityan Izza Noor; Sari, Reni Ratna
Journal of Economics, Assets, and Evaluation Vol. 1 No. 4 (2024): June
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jeae.v1i4.261

Abstract

This research investigates the effectiveness of accounting information systems in the payroll cycle of a company. Utilizing purposive sampling for interviews, the study evaluates the organizational structure's separation of responsibilities and payroll procedures, including staffing, attendance recording, payroll creation, and financial functions. Findings reveal that these practices are effectively implemented, aligning with theoretical expectations. However, an evaluation suggests that incorporating electronic attendance recording, such as fingerprint systems, could further enhance accuracy and reduce errors in attendance and overtime tracking.
FINANCIAL PERFORMANCE AND FIRM VALUE: ON INDUSTRY BANKING Hariyanto, Wiwit; Ningdiyah , Endra Wahyu; Abidin , Fityan Izza Noor
Journal of Economic and Economic Policy Vol. 1 No. 2 (2024): Journal of Economic and Economic Policy
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijecep.v1i2.15

Abstract

Purpose: This research aims to find out The Influence of Leverage, Liquidity, and Company Size on Company Value with Financial Performance as an Intervening Variable Methodology/approach: This research uses methods quantitative with secondary data as a data source . In this research, the population data used are all companies banking conventional listed on the Indonesian Stock Exchange . Period observations made _ from 2018-2021 period . In this research, the non-probability sampling technique used in this research is Purposive Sampling. There are 11 companies banking conventional yeah used sample in this study. The data analysis technique used in this research is Structural Equation Modeling Partial Least Square (SEM-PLS). Findings: The results of this study show that Leverage has an Effect On Company Value, Liquidity Influential Regarding Company Value, Company Size Has an Influence On Company Value, Leverage Has an Influence On Financial Performance, Liquidity Influential Regarding Financial Performance, Company Size Has an Influence On Financial Performance, Financial Performance Has an Influence Towards Company Value. Financial Performance Mediates The Effect of Leverage on Company Value. Financial Performance Mediates Influence Liquidity Towards Company Value. Financial Performance Mediates Influence Company Size Against Company Value . Practical implications: The results of this research can be used as consideration for management, investors and interested parties in making investment decisions and policies so that they can produce optimal investment. Originality/value: this research connects between financial ratios with mark company through financial performance in banking industry companies . Previous research has not found connection in the banking industry in Indonesia.
THE INFLUENCE OF ECONOMIC LITERACY, FINANCIAL LITERACY AND SELF CONTROL ON CONSUMER BEHAVIOR AMONG SHOPEE USERS AMONG MUHAMMADIYAH UNIVERSITY STUDENTS IN SIDOARJO Juanita, Senja Putri; Abidin, Fityan Izza Noor
Journal of Economic and Economic Policy Vol. 2 No. 4 (2025): Journal of Economics and Economic Policy
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijecep.v2i4.71

Abstract

Objective: The purpose of this study is to provide knowledge whether the variables of economic literacy, financial literacy and self-control have an effect on consumptive behavior. Method: This study uses Final Semester Accounting Study Program students of Muhammadiyah University of Sidoarjo as a population with a total of 117 people. Using primary data from questionnaires as a method of data collection. Data analysis techniques in this study consist of validity tests, reliability tests, multiple linear regression analysis, and hypothesis testing in the form of t-tests using SPSS version 26. Results: This study provides results that economic literacy and self-control have a significant positive effect on student consumptive behavior and financial literacy has a significant negative effect on student consumptive behavior. Novelty: It is hoped that this study will provide positive benefits for all parties.