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All Journal Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Jurnal Ilmiah Manajemen dan Akuntansi Journal of Sharia Business Management SYAHADAT: Journal of Islamic Studies
Try Wahyuni Mawatdah
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Journal : SYAHADAT: Journal of Islamic Studies

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PERAN AKAD SALAM DALAM MENEKAN RISIKO HARGA DI BANK SYARIAH Agustina, Miranti; Zahir Muhammad Fadhilah Harahap; Try Wahyuni Mawatdah
SYAHADAT: Journal of Islamic Studies Vol. 2 No. 3 (2025): September
Publisher : Academic Solution Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70489/rsn0cb32

Abstract

This study aims to analyze the role of Salam contracts as a sharia financing instrument in reducing price risks in the real sector, particularly agriculture and commodities. Through library research and a qualitative approach, this study examines the basic concepts of Salam contracts, their operational mechanisms in Islamic banking, and their effectiveness in providing price certainty and income stability for producers. The results show that Salam contracts can reduce price volatility by setting prices and specifications for goods at the outset of the contract. In addition, the application of parallel salam, production monitoring, and good risk management strengthen the effectiveness of this contract in dealing with market uncertainty. Thus, Salam contracts not only offer a fair Islamic solution, but also have the potential to become a price stabilization instrument that supports the sustainability of the real sector.
Co-Authors Agustina, Miranti Ayu Hani Marsani Dinda Nurayuni Humaira Dini Vientiany Dini Vientiyani Harahap, Muhammad Ikhsan Khoirotunnisa Limbong M. Royhan Safdan Muzaki Harahap Mella Afrina Miranti Agustina Nurbaiti Nurbaiti Wa Ode Jeslin Zahir Muhammad Fadhilah Harahap