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All Journal Golden Ratio of Community Services and Dedication Jurnal of Information Technology and Society (JITS)
Tamriesfatno, Sigrid
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Humanities Computer Science & IT Social Sciences

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Empowering Communities through Financial Literacy Initiatives for SME Development Awaluddin, Sri Prilmayanti; Paula, Eka Wijaya; Tamriesfatno, Sigrid; Adijah S, Andi Adijah S; Khair, Andi Ummul
Golden Ratio of Community Services and Dedication Vol. 5 No. 2 (2025): May - October
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grcsd.v5i2.589

Abstract

Financial literacy initiatives are crucial in empowering communities for small and medium-sized enterprise (SME) development. This qualitative literature review explores the landscape of financial literacy programs targeting SMEs, their effectiveness, and the contextual factors influencing their outcomes. The research methodology systematically selects peer-reviewed articles, books, and reports published between 2012 and 2022, utilizing databases such as PubMed, Google Scholar, Web of Science, and Scopus. Data collection entails thorough reading and analysis of selected sources, followed by iterative coding to identify key themes and insights. The findings reveal a diverse range of financial literacy interventions, including workshops, training seminars, and online resources, tailored to address the specific needs of SME owners and entrepreneurs. Cultural, socio-economic, and institutional contexts significantly influence the design and implementation of these programs, highlighting the importance of contextual sensitivity. Participation in financial education programs positively impacts SMEs' financial knowledge, decision-making abilities, and business performance, leading to improved access to financing and sustainable growth. However, challenges such as resource constraints and low financial awareness hinder the scalability and effectiveness of these initiatives. Leveraging technology and innovative delivery methods, such as digital platforms and social media, holds promise in expanding the reach and impact of financial literacy programs, particularly in underserved communities. This review underscores the importance of continued investment in financial education to unlock the full potential of SMEs as drivers of economic prosperity and social progress.
Clustering Aktivitas Olahraga Siswa untuk Evaluasi Kesehatan Fisik Tamriesfatno, Sigrid; Muh. Ikhwan Mardin; La Ode Muh. Armadi AM; Husna Saleh; Sarni Alex Sandra
Jurnal Teknologi Informasi dan Masyarakat Vol 3 No 1 (2025): Journal of Information Technology and Society (JITS)
Publisher : Universitas Muhammadiyah Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35438/jits.v3i1.1419

Abstract

Sufficient and regular physical activity plays an important role in supporting students' physical, mental, and social health. However, variations in exercise habits necessitate a more objective evaluation of students' physical activity levels. This study aims to categorize students' sports activities based on duration and distance using the K-Means algorithm, in order to evaluate exercise patterns and provide relevant information for the development of physical fitness coaching programs. Data were collected from 30 students and analyzed using an unsupervised learning approach. The clustering results formed three main clusters: (1) students with low activity, short duration, and high BMI values; (2) students with moderate activity, ideal duration, and normal BMI values; and (3) students with very high activity, long duration, and consistently healthy BMI values. These findings indicate that clustering methods are effective in identifying groups of students based on their exercise habits and can serve as a foundation for fitness improvement strategies. Keywords: Physical Activity, K-Means Clustering, Exercise Habits
Co-Authors - Sri Prilmayanti Awaluddin, - Adijah S, Andi Adijah S Andi Ummul Khair Husna Saleh La Ode Muh. Armadi AM Muhammad Ikhwan Mardin Paula Eka Wijaya Sarni Alex Sandra