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Dampak Kebijakan Fiskal Hijau Terhadap Investasi Berkelanjutan di Indonesia dalam Perspektif Ekonomi Publik Ahmad Wahyudi Zein; Aisyah Nur Amelia; Muhammad Rusdi Hasibuan
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 3 No. 2 (2025): Juni : Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v3i2.1439

Abstract

This study uses a qualitative method to analyze the impact of green fiscal policy on sustainable investment in Indonesia from a public economics perspective. The focus of this research is on how fiscal instruments such as tax incentives, environmentally friendly subsidies, and government spending are directed to support economic growth while preserving environmental sustainability. In the context of Indonesia, which is facing challenges such as climate change and natural resource degradation, green fiscal policy has become a crucial strategy for achieving sustainable development. The study finds that well-implemented green fiscal policies can encourage investment in sustainable sectors such as renewable energy, eco-friendly agriculture, and green transportation. However, the success of these policies is highly dependent on inter-institutional synergy, data-based fiscal planning, and consistent regulatory support. The findings of this study are expected to contribute to the strengthening of Indonesia’s green fiscal policy design, which can better promote environmental protection and positively impact the long-term economy. Therefore, strong government commitment is required to position fiscal policy as a primary instrument in the transition toward a green economy.
Dampak Penggunaan Mobile Banking Syariah Terhadap Kepuasan Nasabah Bank BSI (Studi Kasus Pada Masyarakat Di Kota Medan) Nadhyatul Hasanah; Aisyah Nur Amelia; Rizka Aulia; Muhammad Arfan Harahap
Sinergi : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2 (2025): Sinergi: Jurnal Ilmiah Multidisiplin
Publisher : PT. AHLAL PUBLISHER NUSANTARA

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Abstract

Digital transformation has encouraged Islamic banks to develop mobile banking as a primary channel for customer transactions. This study aims to analyze the effect of Islamic mobile banking usage (BSI Mobile) on customer satisfaction at Bank Syariah Indonesia in Medan City. A quantitative associative approach was employed by collecting primary data from active users of BSI Mobile. Data were analyzed using simple linear regression. The findings indicate that the use of BSI Mobile has a positive and significant effect on customer satisfaction. These results confirm that ease of use, service speed, and transaction flexibility play an important role in enhancing customer satisfaction, highlighting the strategic importance of improving mobile banking service quality in Islamic banking. Keywords: Islamic mobile banking, customer satisfaction, Bank Syariah Indonesia, digital services.   Abstrak Transformasi digital mendorong perbankan syariah mengembangkan mobile banking sebagai sarana utama layanan transaksi nasabah. Penelitian ini bertujuan menganalisis pengaruh penggunaan mobile banking syariah (BSI Mobile) terhadap kepuasan nasabah Bank Syariah Indonesia di Kota Medan. Penelitian menggunakan pendekatan kuantitatif dengan desain asosiatif, melalui pengumpulan data primer dari nasabah aktif pengguna BSI Mobile. Analisis data dilakukan menggunakan regresi linier sederhana. Hasil penelitian menunjukkan bahwa penggunaan BSI Mobile berpengaruh positif dan signifikan terhadap kepuasan nasabah. Temuan ini menegaskan bahwa kemudahan penggunaan, kecepatan layanan, dan fleksibilitas transaksi melalui BSI Mobile berperan penting dalam meningkatkan kepuasan nasabah, sehingga penguatan kualitas layanan mobile banking menjadi faktor strategis dalam pengembangan perbankan syariah. Kata kunci: mobile banking syariah, kepuasan nasabah, Bank Syariah Indonesia, layanan digital.