Article Per Year (5 Year)
p-Index From 2020 - 2025
0.659
P-Index
This Author published in this journals
All Journal MACHINERY: Jurnal Teknologi Terapan eProceedings of Art & Design Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi
Hafiz, Muhammad Al
Unknown Affiliation
Arts Humanities Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Industrial & Manufacturing Engineering Materials Science & Nanotechnology Mechanical Engineering

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Analisis Anuitas Biasa dan Anuitas Jatuh Tempo pada Kredit Motor Jenis Sporty/Fashion dengan Menggunakan Metode Bunga Flat dan Efektif Nicu Rahmat Adil; Danil Danil; Hafiz, Muhammad Al; Khoirun Laili Nur Amaliah; Akbar, Hadissyah; Humairah, Reni
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 3 No. 3 (2025): September : Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v3i3.1497

Abstract

One of the applications of annuities in society is a credit financial instrument. In the credit system there are many risks, so this study is to compare the installment system according to the fastest and longest sample periods in credit with the ordinary annuity method system and maturity, in addition this study aims to see the movement of installments using flat interest and effective interest. The calculation results for a loan of Rp 17,915,000, within 11 months with 24% interest show the largest total interest on the flat interest type of Rp3,941,300 and the smallest total interest on the annuity interest due of Rp1,825,879. Meanwhile, the calculation of the second sample with a loan of Rp17,915,000, within 35 months with an interest of 17.32% obtained the largest total interest on the flat interest type of Rp9,050,055, with the smallest total on the effective interest type of Rp4,339,610, but only slightly different from the total interest on the annuity due of Rp4,347,542. From these results, creditors are advised to choose a credit in a period of 11 months with an annuity due, because the interest paid is much smaller than the 35-month period.
MURAQABAH SEBAGAI IDE PENCIPTAAN KARYA SENI DRAWING Hafiz, Muhammad Al; Wiguna, Iqbal Prabawa; Yuningsih, Cucu Retno
eProceedings of Art & Design Vol. 10 No. 4 (2023): Agustus 2023
Publisher : Telkom University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Muraqabah adalah  suatu  sikap penjagaan dimana seorang hamba menyadari dengan  sepenuh  hati  akan  pengawasan  dan  kehadiran  Allah.  Hal  ini  adalah  bentuk keterhubungan atau kedekatan antara seorang hamba dengan Tuhannya. Yang mana ia merupakan anugerah ditengah maraknya  fenomena kekeringan spiritual di masyarakat modern.  Kekeringan  spiritual  ini  pada  akhirnya  menyababkan  hati  manusia  menjadi kering sehingga manusia menjadi jauh dengan tuhannya dan terjebak kedalam perbuatan buruk. Rasulullah menyatakan dalam hadisnya bahwa hati seorang manusia akan tertutup noda  apabila  ia  berbuat  dosa  dan  tidak  segera  bertaubat.  Dengan  begitu,  proses pembersihan  hati  akan menjadi  narasi  dari  karya  tugas  akhir  ini.  Dengan  berpegang kepada nilai-nilai  tasawuf  yaitu muraqabah  dan  takhalli,  penulis  akan membuat  karya dengan menggunakan metode  drawing  pada medium  kertas  dengan  jantung  sebagai subjek  visual  dan  simbol  dari  hati  (qalbu). Dan  hasilnya,  terciptalah  rangkaian  33  seri drawing yang  tersusun secara sequential. Melalui bentuk presentasi sequential penulis ingin menampilkan  hasil  refleksi  penulis  tentang  muraqabah  dan  takhalli melalui  hati yang semula kelam dan gelap kemudian bertransformasi menjadi hidup kembali sebagai simbol pendekatan diri kepada Allah SWT.  Kata kunci: muraqabah, takhalli, hati, drawing , sequential
ANALISIS KEKASARAN MOLDING BERBASIS ADDITIVE MANUFACTURING MATERIAL POLYLACTIC ACID Hafiz, Muhammad Al; Junaidi, Ahmad; Sundari, Ella
MACHINERY Jurnal Teknologi Terapan Vol. 3 No. 3 (2022): Machinery: Jurnal Teknologi Terapan
Publisher : Politeknik Negeri Sriwijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.7246701

Abstract

At this time the development of technology has moved very fast. Humans need technology to facilitate every activity, 3D Printers continue to develop and are widely used in various countries. 3D printing uses a special printing machine to produce three-dimensional shapes. Molding or molding is a production process by forming raw materials using a rigid frame or model called a mold. This research was conducted to change the function of 3D printing which is usually to print prototypes into molds. as well as knowing the level of roughness of the mold that is printed. analysis using ANOVA that has been applied, it can be concluded that layer height: low, standard, high has an effect on the roughness of the printed molding, and it can be proven in the discussion chapter with Fcount 3.150 > Ftable 2.56. with a significant 0.034 < 0.05. and the lowest roughness results are printed using a layer height: 0.16 mm/s (high quality).
Co-Authors Ahmad Junaidi Akbar, Hadissyah Cucu Retno Yuningsih Danil Danil Humairah, Reni Iqbal Prabawa Wiguna Khoirun Laili Nur Amaliah Nicu Rahmat Adil Sundari, Ella