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All Journal JSEF: Journal of Sharia Economics and Finance Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam Kawakib: Journal of Multidisciplinary Research
Laelatur Rizan
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Financial Management Literacy and Training in Making Piggy Banks from Plastic Bottle Waste with Children in Lempuyang Village, Anjatan District, Indramayu Regency Didik Himmawan; Laelatur Rizan
Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam Vol. 1 No. 2 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Managing money is one of the basic skills that everyone needs to have, and has even been recognized by the Ministry of Education and Culture as part of the National Literacy Movement. Managing money can also be done by saving. Saving is one of the character formations that is one of the habits that must be instilled from an early age. Saving from an early age can train children's ability to be responsible and become independent individuals which will be useful for their lives in the future. Of course, by saving, children themselves begin to learn to save. The purpose of this activity is to provide an understanding of the importance of financial management by saving for elementary school children, as well as to teach and hone the creativity that exists in students. The methods used during learning assistance are lectures, discussions and practices, this practice is carried out using plastic bottle waste media as piggy banks. Data analysis in this activity using pretests and posttests and tested using gain tests. The results of this activity, children in the Sukareja Gribig RT hamlet. 04 rw.03 become more aware of the importance of managing finances including how to save and plan a budget, foster children's creativity in making and utilizing plastic bottle waste so that it can be utilized, with this activity children also contribute to efforts to reduce plastic waste and preserve the environment. The obstacles encountered by children in Lempuyang village are the lack of knowledge of children about the importance of managing finances and saving, Lack of utilization of plastic bottle waste that can be utilized properly and has a selling value. The follow-up to this activity, children can implement saving at home with piggy banks that have been made during the implementation of the supporting program for the Islamic banking study program.
Pemahaman Mahasiswa Terhadap Teori-Teori Dasar Transaksi Perbankan Syariah: Studi Kasus Mahasiswa Perbankan Syariah Universitas Wiralodra Indramayu Laelatur Rizan; Muhamad Ali; Ibnudin
JSEF: Journal of Sharia Economics and Finance Vol. 4 No. 2 (2025): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v4i2.74

Abstract

Dalam sistem perbankan syariah, transparansi, keadilan, dan keamanan menjadi pilar utama dalam setiap transaksi keuangan. Prinsip-prinsip syariah yang mengedepankan kejujuran dan keterbukaan harus diimbangi dengan mekanisme keamanan yang kokoh agar data dan hak-hak para pihak tetap terlindungi. Oleh karena itu, pemahaman mahasiswa sebagai generasi penerus sangat penting dalam meningkatkan literasi keuangan syariah serta mendukung pertumbuhan industri perbankan syariah di masa depan. Namun demikian, berbagai penelitian menunjukkan bahwa tingkat pemahaman mahasiswa terhadap prinsip-prinsip dasar terutama pada Teori- teori transaksi perbankan syariah masih tergolong rendah. Berdasarkan realitas tersebut, peneliti berusaha menggali lebih dalam pemahaman mahasiswa mengenai teori- teori dasar transaksi perbankan syariah. Penelitian ini bertujuan untuk mengetahui sejauh mana pemahaman mahasiswa Program Studi Perbankan Syariah Universitas Wiralodra terhadap teori-teori dasar transaksi Perbankan Syariah, serta mengidentifikasi faktor-faktor yang memengaruhi tingkat pemahaman tersebut. Menggunakan pendekatan kualitatif deskriptif dengan metode studi kasus, data diperoleh melalui wawancara semi-terstruktur, observasi langsung, dan dokumentasi. Hasil penelitian menunjukkan bahwa kemampuan mahasiswa dalam memahami Teori-teori dasar transaksi Perbankan Syariah masih perlu ditingkatkan, khususnya pada aspek analitis dan aplikatif. Faktor-faktor yang memengaruhi di antaranya adalah keterbatasan fasilitas pembelajaran, metode pengajaran yang kurang efektif, rendahnya literasi tentang akad-akad operasional, serta kurang optimalnya pemanfaatan seminar dan pelatihan.
System and Procedures for Opening an IB Maslahah Deposit Account at Bank BJB Syariah KCP Indramayu Laelatur Rizan
Kawakib: Journal of Multidisciplinary Research Vol. 1 No. 4 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63738/kawakib.v1i4.14

Abstract

iB Maslahah Deposit Savings is one of the products of BJBS KCP Indramayu Bank. The existence of this product is an implementation of sharia banking services that provide investment alternatives in accordance with sharia principles. The iB Maslahah Deposit product at BJB Syariah bank uses the Mudharabah Mutlaqah contract, namely the contract used in deposit products in sharia banking, where the customer (shahibul maal) deposits funds to the bank (mudharib) to be managed freely by the bank in accordance with sharia principles. In a mudharabah mutlaqah agreement, the bank has complete freedom in managing customer funds without any restrictions or special instructions regarding how and where to manage these funds, as long as it adheres to provisions in accordance with Islamic law. The research method used is descriptive qualitative with a case study approach at Bank BJB Syariah KCP Indramayu. Data was obtained through interviews with banks and direct observation of the deposit account opening process. The Ib Maslahah Deposit System at Bank BJB Syariah KCP Indramayu has profit sharing given in accordance with the ratio determined at the time of the contract. The purpose of this research is to determine the system and procedures for opening a deposit account with a Mudharabah Mutlaqah agreement at PT. Bank Jabar Banten Syariah Indramayu Sub-Branch Office. The research results show the system and process for opening an Ib Maslahah Deposit account at PT. Bank Jabar Banten Syariah Indramayu Sub-Branch Office.
Co-Authors Didik Himmawan Ibnudin Muhamad Ali