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All Journal Journal of Artificial Intelligence and Digital Business Journal of Indonesian Science Teachers JUAN: Jurnal Pengabdian Nusantara
Nurhapiza, Nurhapiza
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Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Social Sciences Other

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PENGELOLAAN TRANSAKSI DAN LAYANAN NASABAH PADA KANTOR KOPERASI SIMPAN PINJAM SEJAHTERA MATARAM Wardi, Putri Amalia; Widiyasti, Baiq Dinna; Dethan, Stevany Hanalyna; Nurhapiza, Nurhapiza; Mariana, Dita
JUAN: Jurnal Pengabdian Nusantara Vol. 1 No. 4 (2024): Oktober 2024
Publisher : CV Sentra Nusa Connection

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63545/juan.v1.i4.78

Abstract

Koperasi Simpan Pinjam Sejahtera (KSPS) di Mataram, Nusa Tenggara Barat, berperan penting dalam mendukung perekonomian masyarakat melalui layanan keuangan yang aman, transparan, dan akuntabel. Artikel ini membahas tentang pengelolaan transaksi dan pelayanan pelanggan pada KSPS dengan metode ADDIE yang meliputi Analisis, Perancangan, Pengembangan, Implementasi dan Evaluasi. Pengabdian dilakukan melalui observasi lapangan, wawancara mendalam, dan studi dokumen terkait pengelolaan keuangan dan tata cara transaksi. Hasil pengabdian menunjukkan bahwa meskipun proses transaksi dilakukan secara manual untuk menjaga transparansi, KSPS berhasil memberikan pelayanan yang memuaskan kepada pelanggannya dengan bantuan mahasiswa dalam mengatasi kekurangan tenaga kerja. Kajian ini diharapkan dapat memberikan wawasan berharga bagi koperasi lain dalam meningkatkan praktik pengelolaan dan pelayanannya.
Amplifying Peace Education Through Ethno-STEM Learning to Improve Students' Religious Moderation and Science Literacy Nurhapiza, Nurhapiza; Rahayu, Yuni; Ilhami, Aldeva; Anggraini, Putri Intan
Journal of Indonesian Science Teachers Vol 3 No 2 (2025): May
Publisher : Journal of Indonesian Science Teachers

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tolerance is the key to peace created from competent resources as an implication of quality education in accordance with the goals of the SDGs. The implementation of peace education can be applied through learning innovations through strengthening character education based on local wisdom. This research is motivated by the lack of innovation in local wisdom-based science learning (Ethno-STEM). The purpose of the study was to test the effectiveness of STEM model learning with an ethnoscience approach (Ethno-STEM). This type of research is a quasi-experiment with the research design used, namely nonequivalent control group designs. The instruments used were questionnaires in the form of a Likert scale referring to the Kemenag framework and science literacy tests referring to the PISA 2018 framework. Sampling was carried out using the cluster random sampling method and analyzed statistically inferentially using SPSS 22 software. The results of the study showed a positive response to strengthening religious moderation and science literacy of Madrasah Tsanawiyah students through STEM model learning with an ethnoscience approach. Based on the Mann Whitney test, with p. value 0.00 < 0.05, indicating a significant difference in scientific literacy and religious moderation in the class given the treatment. While in scientific literacy, students in the control class scored 65% and students in the experimental class scored 73.4%. It can be concluded that the STEM model with an ethnoscience approach can influence religious moderation and scientific literacy. and also strengthening peace education.   
Pengaruh Financial Knowledge, Financial Self-Control dan Fintech Payment Terhadap Financial Management Behavior Nurhapiza, Nurhapiza; Marswandi, Ega Dwi Putri; Hendri, Dr. Wira; Anggriani, Rini; Talidobel, Susilo
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2003

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh financial knowledge, financial self-control, dan fintech payment terhadap financial management behavior generasi Z di Kota Mataram. Metode penelitian yang digunakan adalah kuantitatif deskriptif dengan pendeketan asosiatif. Metode pengumpulan data menggunakan kuesioner. Sampel dalam penelitian ini berjumlah 96 responden yang dipilih melalui teknik purposive sampling. Pengumpulan data dilakukan melalui penyebaran kuesioner dan dianalisis menggunakan metode regresi linier berganda. Hasil penelitian menunjukkan bahwa financial knowledge, financial self-control, dan fintech payment berpengaruh positif dan signifikan terhadap financial management behavior. Temuan ini menegaskan pentingnya pengetahuan keuangan, kemampuan pengendalian diri, serta adaptasi terhadap layanan keuangan digital dalam membentuk perilaku pengelolaan keuangan yang sehat di kalangan generasi Z. Penelitian ini memberikan implikasi praktis bagi lembaga keuangan, institusi pendidikan, dan pengambil kebijakan dalam merancang program literasi keuangan, penguatan kontrol diri, serta pengembangan layanan fintech yang sesuai dengan karakteristik generasi Z.
Co-Authors Anggraini, Putri Intan Anggriani, Rini Baiq Dinna Widiyasti Ega Dwi Putri Marswandi Hendri, Dr. Wira Ilhami, Aldeva Mariana, Dita Stevany Hanalyna Dethan Susilo Talidobel Wardi, Putri Amalia Yuni Rahayu, Yuni