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All Journal International Journal of Economics, Management and Accounting Karimah Tauhid
Sri Handayani, Avivah
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences

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Literature Review: The Effectiveness of Risk Management Training in Financial Institutions in the Digital Era Hermawan, Rangga Adhitia; Pajar, Pajar; Sri Handayani, Avivah; Meylani, Shella; Intan Pratiwi, Niken; Handayani, Yesie; Marjohan, Masno
International Journal of Economics, Management and Accounting (IJEMA) Vol. 3 No. 1 (2025): June
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v3i1.287

Abstract

The rapid development of digital technology has significantly changed the landscape of the financial industry. The digitisation of financial services offers convenience and efficiency, but also brings new challenges in terms of risk. Effective risk management is key to ensuring the stability and sustainability of financial institutions in the digital age. The method used is a literature study taken from several national journals and expert articles accessed online. This method aims to summarise the current understanding of a topic. The literature review presents previously published material and analyses new facts. Digital financial risk management strategies in retail companies require a comprehensive, adaptive, and technology-based approach. The digital financial sector faces increasingly complex risks as technology adoption accelerates. There are several challenges and threats in risk management for financial institutions in the digital era, one of which is technological advancement. The emergence of increasingly sophisticated technology has a significant impact on the structure of life. Digital financial risk management requires adaptive technology-based strategies to address complex risks in the digital era. The roles of AI, blockchain, and IoT are key in risk mitigation. Financial institutions, including Islamic and conventional banks, need to enhance regulatory compliance, digital literacy, and service innovation to compete with fintech companies and sustain customer trust.
Strategi Pengelolaan Sumber Daya Manusia dalam Meningkatkan Loyalitas Karyawan melalui Pemberian Kompensasi Berbasis Kinerja pada Usaha Mikro Kecil Menengah (UMKM) Klinik Bisnis Ponsera Bojongsari Depok Muslim; Sri Handayani, Avivah; Beta Mentari; Djati, Leryza Audryna; Sudaryana, Yayan; Rusilowati, Umi
Karimah Tauhid Vol. 3 No. 12 (2024): Karimah Tauhid
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/karimahtauhid.v3i12.16366

Abstract

Strategi pengelolaan sumber daya manusia (SDM) menjadi kunci penting dalam meningkatkan loyalitas karyawan, terutama di sektor Usaha Mikro, Kecil, dan Menengah (UMKM). Kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk  menganalisis dampak pemberian kompensasi berbasis kinerja terhadap loyalitas karyawan di Klinik Bisnis Ponsera, Bojongsari, Depok. Metode yang digunakan adalah kualitatif dengan pengumpulan data melalui observasi secara langsung, wawancara, literatur dan dokumentasi. Hasil kegiatan sosialisasi dan pelatihan diharapkan bahwa pemberian kompensasi berbasis kinerja, seperti insentif, bonus, dan penghargaan non-finansial, berdampak terhadap peningkatan motivasi dan loyalitas karyawan. Strategi ini juga mendukung pencapaian tujuan bisnis dengan meningkatkan produktivitas dan kualitas pelayanan. Studi ini merekomendasikan agar UMKM lainnya mengimplementasikan model kompensasi serupa, disertai pelatihan dan evaluasi berkala, untuk menciptakan hubungan kerja yang saling menguntungkan antara perusahaan dan karyawan.
Co-Authors Beta Mentari Djati, Leryza Audryna Handayani, Yesie Hermawan, Rangga Adhitia Intan Pratiwi, Niken Marjohan, Masno Meylani, Shella Muslim Pajar, Pajar Rusilowati, Umi Sudaryana, Yayan