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All Journal Islamic Economics and finance in Focus (IEFF) Welfare: Jurnal Pengabdian Masyarakat
Ainina, Ananda Nur
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Religion Economics, Econometrics & Finance Environmental Science Social Sciences

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Pemanfaatan Gula Khas Baduy untuk Produk Olahan Bolu Kukus: Upaya Pemberdayaan Ekonomi Berbasis Komunitas Baduy Mualaf Afiyah, Anisa Nur; Safitri, Lili Dwi; Batavia, Meisya Andin; Ainina, Ananda Nur; Putri, Fitria Dwi Risna; Safitri, Safitri; Romansyah, Nano; Zunaidi, Arif; Ignacia, Jessica Emery
Welfare : Jurnal Pengabdian Masyarakat Vol. 3 No. 2 (2025): Welfare : June 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v3i2.2231

Abstract

This community service aims to improve the economic skills of Baduy Mualaf residents in Kampung Lembah Barokah Ciboleger (LBC), Bojong Menteng Village, Banten, through training in making brown sugar steamed cake made from Baduy sugar. The activity was carried out on January 28, 2025 and was attended by 18 housewives. This training uses the Participatory Action Research (PAR) and Asset-Based Community Development (ABCD) approaches which emphasize active community participation and the utilization of local potential. The training materials include techniques for making steamed cake, packaging, and simple marketing strategies. The results of the activity showed that the majority of participants were able to practice the techniques taught and showed interest in making it a home business. This training not only improves technical skills but also builds an entrepreneurial spirit. In conclusion, this training is effective in encouraging community-based economic empowerment and can be a model for developing micro-enterprises in similar areas.
Inovasi Kemasan Ramah Lingkungan untuk Produk Gula Merah: Pelatihan Branding bagi UMKM Kampung Baduy Mualaf Lembah Barokah Ciboleger Ignacia, Jessica Emery; Safitri, Safitri; Zunaidi, Arif; Romansyah, Nano; Safitri, Lili Dwi; Batavia, Meisya Andin; Ainina, Ananda Nur; afiyah, Anisa Nur; Putri, Fitria Dwi Risna
Welfare : Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2025): Welfare : March 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v3i1.2169

Abstract

MSMEs in the Mualaf Baduy Village, Lembah Barokah, Ciboleger, have great potential in producing brown sugar, but still face challenges in terms of branding and marketing. One of the main obstacles is the packaging that is not attractive and not environmentally friendly, so it is less competitive in the wider market. This community service activity aims to provide training in packaging innovation using dried banana leaves as an environmentally friendly alternative to increase product appeal and strengthen MSME branding. The implementation method includes socialization of the importance of packaging, practice of making packaging based on dried banana leaves, and digital-based marketing assistance. The results of the activity showed an increase in partners' understanding of the importance of packaging in branding, as well as success in implementing new packaging that is more attractive and has high selling value. With this innovation, the brown sugar products of the Mualaf Baduy Village MSMEs are expected to be more competitive in the local and national markets.
Macroeconomic Factors, Financing Contracts, and Non-Performing Financing in Islamic Commercial Banking Ainina, Ananda Nur; Anggraini, Ika Khusnia
Islamic Economics and finance in Focus Vol. 5 No. 3 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Maintaining financing quality is a critical challenge for Islamic Commercial Banks amid increasing macroeconomic uncertainty and the growing complexity of financing portfolios. While previous studies have primarily emphasized macroeconomic determinants of Non-Performing Financing (NPF), limited attention has been given to the role of financing contract characteristics in shaping financing risk. This study aims to examine the effects of macroeconomic factors, including inflation, the BI Rate, and the exchange rate, together with murabahah and mudharabah financing contracts on NPF in Islamic Commercial Banks. The study employs a quantitative approach using monthly secondary data from January 2018 to December 2024 obtained from the Financial Services Authority (OJK), Bank Indonesia, and Investing.com. The Autoregressive Distributed Lag (ARDL) model is applied to estimate both short-run and long-run relationships among the variables. The findings reveal that, in the long run, inflation, the BI Rate, the exchange rate, and mudharabah financing do not significantly affect NPF, whereas murabahah financing has a significant negative effect. In the short run, inflation negatively and significantly affects NPF, while the remaining variables show no significant influence. These findings highlight the importance of financing contract composition, particularly murabahah financing, in maintaining financing quality and strengthening risk management strategies to support the stability of the Islamic banking sector.
Co-Authors Afiyah, Anisa Nur Anggraini, Ika Khusnia Batavia, Meisya Andin Ignacia, Jessica Emery Putri, Fitria Dwi Risna Romansyah, Nano Safitri Safitri Safitri, Lili Dwi Zunaidi, Arif