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All Journal Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Media Hukum Indonesia (MHI)
Nugraha, Rifansyah
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Analisis Dampak dan Regulasi Fintech Lending: Studi Kasus Pada Skandal Tanifund di Indonesia Farbadi, Mayla Putri; Sianturi, Mouna Suez; Yadita, Devina; Nugraha, Rifansyah; Tarina, Dwi Desi Yayi
Media Hukum Indonesia (MHI) Vol 3, No 2 (2025): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

In the fintech lending industry, especially peer-to-peer (P2P) lending platforms, violations against consumers often occur. Violations that often occur through P2P lending platforms that are not transparent and do not have adequate fund protection mechanisms. According to Article 1 number 2 of Law Number 8 of 1999 concerning Consumer Protection, a consumer is someone who uses goods and services available in the community. One of them is the case of TaniFund, a P2P lending platform that failed to pay massively in 2023. The method used in this study is the normative legal approach method because this legal research uses secondary data from primary legal materials and secondary legal materials. The results of this study state that in the consumer protection law, business actors must be aware that P2P lending consumers are protected by law, with the existence of this law it is hoped that P2P lending users will get adequate protection so that there are no more cases that harm P2P lending users.
Analisis Kasus Korupsi Bantuan Sosial Pada Pandemi Covid-19 dari Perspektif Etika dan Profesionalisme Hukum Dewi, Ulva Kartika; Malik, Syaiful; Yadita, Devina; Nugraha, Rifansyah; Akbar, Soultan Raffly; Maulana, Muhammad Irfan; M, Mulyadi
Media Hukum Indonesia (MHI) Vol 3, No 2 (2025): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15469288

Abstract

This research analyzes the handling of social assistance corruption cases during the COVID-19 pandemic from the perspective of legal ethics and professionalism. The research method used is normative juridical with a statutory and case approach, referring to Law Number 31 of 1999 concerning the Eradication of Corruption. The results show that social assistance corruption cases involving high-ranking officials, such as Juliari Batubara, reflect the lack of moral integrity, transparency, and accountability in the legal and governance system. The implications of this case include state financial losses, decreased public trust, and socio-economic injustice for affected communities. This research recommends strengthening technology-based monitoring mechanisms, bureaucratic reform, and increasing the role of anti-corruption institutions to restore public trust. In conclusion, strict, independent, and justice-oriented law enforcement is needed to prevent similar practices in the future.
Digital Consumer Protection: A Comparative Analysis of Exploitative Game Monetization in Indonesia and The Netherlands Nugraha, Rifansyah; Sadiawati, Diani
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 8 No. 2 (2026)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v8i2.9899

Abstract

Rapid technological advancements have prompted online game companies to implement monetization in their games to generate revenue; games that employ monetization are typically found in the gacha genre. The implementation of monetization is a cause for concern because such monetization schemes may constitute unfair or exploitative practices that are not yet adequately regulated under Indonesian law. This study aims to examine a comparative analysis of legal protections for consumers against monetization in gacha games by gaming companies in Indonesia and the Netherlands, and to propose regulatory solutions that the government can implement to address the legal vacuum surrounding such monetization practices in Indonesia. This study employs a normative legal methodology using a legislative approach. The data utilized are sourced from primary, secondary, and tertiary legal materials. The results of the study indicate that Indonesia has not yet specifically regulated the characteristics of probability-based gacha monetization systems. This situation creates a regulatory gap in digital consumer protection. The effectiveness of consumer protection can be enhanced by integrating a modern, digital-risk-based framework, supported by a dedicated regulatory body to enforce it.
Co-Authors Akbar, Soultan Raffly Dewi, Ulva Kartika Diani Sadiawati Dwi Desi Yayi Tarina Farbadi, Mayla Putri Malik, Syaiful Maulana, Muhammad Irfan Mulyadi M, Mulyadi Sianturi, Mouna Suez Yadita, Devina