Delyananda, Zahrah Rani’ah
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Wanprestasi Dalam Perjanjian Kredit Transaksi Pinjaman Online Pay Later Pada Aplikasi Shopee A, Amelia; Delyananda, Zahrah Rani’ah; Tanjung, Salsas Bila Juniyanti; Faisal, Adhiya; Tarina, Dwi Desi Yayi
Media Hukum Indonesia (MHI) Vol 3, No 2 (2025): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15524219

Abstract

The purpose of this paper is to examine and find out what form of default in online credit agreements with the pay later method on the Shopee application and also to find out the efforts to resolve default disputes by Shopee Pay Later users in online credit agreements on the Shopee application. The research method used in this study is normative research with a case study method, which is an in-depth qualitative research method about a case or phenomenon. The results of the study show that the mechanism for using the Shopee Pay Later feature is very easy and simple because users only need to carry out the activation process through the Shopee application. Shopee does not use litigation or non-litigation processes to resolve this problem, users of the Shopee Pay Later feature will not experience legal consequences if they default. In this case, Shopee can freeze the user's account, reduce the user's Shopee Pay Later limit, record late payments on the OJK Financial Information Services System (SLIK), and take other legal actions
Runtuhnya Pilar Demokrasi Akibatkan Politik Dinasti: Menelisik Jejak Hitam Nepotisme Anwar Usman Devi, Murtanti Fajarrani; Putri, Salsabila Restia; Syahir, Fabhian Halky; Raharjo, Angga Sandhika; Asmara, Daffi Allegra; Latri, Akhdan Adityo; Delyananda, Zahrah Rani’ah; M, Mulyadi
Media Hukum Indonesia (MHI) Vol 3, No 2 (2025): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15483861

Abstract

The phenomenon of dynastic politics in Indonesia has become a major highlight in contemporary democratic discourse, especially when the involvement of families of public officials extends into the realm of judicial power. One case that has generated great controversy is the Constitutional Court Decision Number 90/PUU-XXI/2023, which paved the way for Gibran Rakabuming Raka the son of President Joko Widodo to run in a national political contest. The decision was colored by a conflict of interest following the involvement of the Chief Justice of the Constitutional Court, Anwar Usman, who has a direct kinship with the party benefiting from the decision. This situation raises serious questions about the integrity of the judiciary, the neutrality of judges, and the effectiveness of the legal profession's code of ethics in safeguarding democratic principles and the rule of law. Using a normative juridical approach and a case approach, this analysis focuses on relevant legislation and court decisions, to unravel the extent to which Indonesia's legal mechanisms are able to prevent and crack down on the practice of nepotism in constitutional institutions. Violation of the principle of nemo judex in causa sua (not to hear cases involving personal interests) is the main highlight in seeing the fragility of the pillars of democracy due to the dominance of family interests and patronage politics. In this context, strengthening the code of ethics, the role of the Honorary Council of the Constitutional Court, and revitalizing the basic principles of justice such as independence, impartiality and accountability are absolute prerequisites in maintaining public confidence in the constitutional justice system in Indonesia.