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Prinsip, Implementasi, dan Tantangan Kontemporer Dalam Hukum Bisnis Syariah Anggun Feby Ivana Putri; Anisa Siti Nurjanah; Febrina Friska; Sri Handayani
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 4 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi April 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i4.246

Abstract

Law in Sharia Business is the main pillar of the Islamic economic system that aims to create transparency, justice, and blessings in economic activities. The purpose of this study is to explain the basic principles in Sharia business law, the implementation of business practices, and challenges in the modern context. This study uses a qualitative method with academic journals and related book literature research approaches. The results of the study indicate that official Sharia law can create an ethical and sustainable economic system, but its implementation poses challenges, including lack of public literacy, limited regulations and adaptation to technological developments. Cooperation between scientists, academics and supervisory authorities is needed to strengthen the implementation of Sharia business and to answer the challenges of globalization. To overcome these challenges, synergy is needed between scientists, academics, business people, and supervisory authorities to strengthen a Sharia business law system that is responsive to the dynamics of the times. With joint efforts, it is hoped that this system will be able to answer the needs of contemporary economies without abandoning Sharia principles.
Developing Website-Based Multimedia for Self-Talk to Increase Self-Awareness Among Guidance and Counseling Students in the Special Region of Yogyakarta Syarifudin; Suwarjo; Anisa Siti Nurjanah; Ida Rosyida
G-Couns: Jurnal Bimbingan dan Konseling Vol. 10 No. 01 (2026): January 2026, G-Couns: Jurnal Bimbingan dan Konseling
Publisher : Universitas PGRI Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31316/g-couns.v10i01.7626

Abstract

Self-talk is one strategy that can increase self-awareness. This research aims to design a self-talk multimedia product that meets feasibility criteria and effectively increases students' self-awareness. Using the Borg and Gall development model, data were obtained through expert assessments, user ratings, and self-awareness scales, which were validated using Aiken's V and tested for reliability using Cronbach's Alpha. Qualitative analysis was carried out on validator and user suggestions, while quantitative analysis used feasibility percentages and t-tests. The results of the study show that multimedia self-talk is suitable for use, with 80% of media experts and 97.1% of material experts. Paired t-tests revealed significant improvements in self-awareness (p < 0.05; pretest = 72.49; posttest = 76). These findings prove that multimedia self-talk is effective in increasing students' self-awareness. The implication is that this product can be an innovation in technology-based guidance and counseling services that support students' learning independence and self-reflection. Kata kunci: multimedia, self-talk, self-awareness
Analisis Trade-Off Risiko dan Return pada Investasi Modern Febrina Friska; Anggun Feby Ivana Putri; Dini Anggraini; Anisa Siti Nurjanah; Mukhtaruddin
Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah Vol. 1 No. 5 (2025): Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah (Bulan November 2025)
Publisher : PT. Saha Kreasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64788/ar-rasyid.v1i5.70

Abstract

This research was conducted to provide a comprehensive understanding of the relationship between risk and return in the investment decision-making process in the modern financial era, which is characterized by technological advancements, market digitalization, and changes in investor behavior. A qualitative approach with a literature study method was used to examine fundamental theories such as Modern Portfolio Theory (MPT) and the Capital Asset Pricing Model (CAPM), as well as to review contemporary research findings related to current financial market dynamics. Through an in-depth analysis of various academic sources, this study found that although the basic principle of a positive relationship between risk and return remains a mainstay in financial science, in reality, this relationship is becoming increasingly complex due to high market volatility, the rapid spread of information, and the emergence of diverse digital investment instruments and platforms. Technological developments such as artificial intelligence, big data analytics, and automated investment systems (robo-advisors) are also changing the way investors evaluate risk and develop portfolio strategies. The ability of technology to provide real-time data and predictive analysis offers opportunities for investors to conduct risk assessments more accurately and responsively. On the other hand, the emergence of phenomena such as herd behavior, fear of missing out (FOMO), and other psychological biases adds a layer of complexity in understanding the relationship between risk and return in modern investments. Overall, this study affirms that achieving optimal and sustainable investment decisions requires an integration of understanding classical theory, the ability to adapt to changes in market behavior, and the utilization of advanced financial technology. Therefore, the results of this study are expected to serve as a reference for academics and practitioners in formulating more effective investment strategies amid the increasingly fast and uncertain dynamics of the global market.