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All Journal Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Journal of Business Economics and Management
Amirah Fauziah
Unknown Affiliation
Religion Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Penguatan Literasi Green Economy Dan Keagamaan Melalui Pengabdian Masyarakat Berbasis Al-Islam Dan Kemuhammadiyahan Di PKBM Pra 02 Bontaeng Gowa Nadilla S; Mega Mustika; Dwi Nur Isra; Amirah Fauziah; Dhea Amelia; Windah Nur Syafitri; Andi Novianti; Nur Istiqomah; Almara Nataya Fausan; Hajratul Wahda; Nur Fadilah Ramadhani Putri; Fahriji Ulfa; Muh Irsan; Akbar Gusfiar; Futra, Futra; Muhammad Ardhan Arifin
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 2 No 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Environmental crisis and limited religious knowledge in marginalized communities are significant challenges in creating sustainable development. This community service activity aims to strengthen understanding of Green Economy and Islamic values ​​through the Al-Islam and Muhammadiyah approaches at PKBM PRA 02 Bontaeng, Gowa. The method applied is a participatory qualitative approach, with stages of activity that include observation, program implementation (Green Economy workshop, training in crafts from used goods, and teaching the Koran), and evaluation. The results of this activity show an increase in participants' understanding of the Green Economy concept (from 80% who did not know to 78% who were able to explain), an increase in residents' ability to process waste into creative products, and the development of basic religious understanding in children. The practical da'wah approach has proven effective in meeting the socio-ecological needs of marginalized communities. This program reflects a holistic empowerment model and has the potential to be applied in areas with similar characteristics.
Pengaruh Suku Bunga Dan Risiko Kredit Terhadap Profitabilitas Melalui Efisiensi Operasional Sebagai Variabel Intervening Pada Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2020-2024 Amirah Fauziah; Elfiswandi, Elfiswandi; Putri Intan Permata Sari
Journal of Business Economics and Management | E-ISSN : 3063-8968 Vol. 2 No. 3 (2026): Januari - Maret
Publisher : GLOBAL SCIENTS PUBLISHER

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This study aims to analyze the effect of interest rates and credit risk on profitability with operational efficiency as an intervening variable in banking companies listed on the Bursa Efek Indonesia during the 2020–2024 period. Profitability is measured using Return on Assets (ROA), credit risk is proxied by Non-Performing Loans (NPL), and operational efficiency is measured using the BOPO ratio. This research uses secondary data derived from published annual bank financial statements. The analytical methods applied are multiple linear regression and path analysis using SPSS 23 to test both direct and indirect relationships among variables. The results indicate that operational efficiency has a significant effect on profitability. Interest rates and credit risk influence operational efficiency, but they do not show a significant indirect effect on profitability through the intervening variable. These findings suggest that banks’ ability to control operational costs plays a more dominant role in improving profitability compared to the indirect effects of interest rates and credit risk. This study is expected to provide practical insights for banking management in improving financial performance through stronger operational efficiency strategies.
Co-Authors Akbar Gusfiar Almara Nataya Fausan Andi Novianti Dhea Amelia Dwi Nur Isra Elfiswandi, Elfiswandi Fahriji Ulfa Futra, Futra Hajratul Wahda Mega Mustika Muh Irsan Muhammad Ardhan Arifin Nadilla S Nur Fadilah Ramadhani Putri Nur Istiqomah Sari, Putri Intan Permata Windah Nur Syafitri