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All Journal KEUNIS Profita : Komunikasi Ilmiah dan Perpajakan International Journal of Applied Business Research Budimas : Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara IRA Jurnal Pengabdian Kepada Masyarakat Economics & Islamic Finance Journal IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita JAS (Jurnal Akuntansi Syariah) Proceeding International Annual Conference Economics, Management, Business, and Accounting
Wieta Chairunesia
Universitas Mercu Buana
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Industrial & Manufacturing Engineering Mechanical Engineering Social Sciences Other

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Sosialisasi dan Pelatihan Manajemen Risiko pada UMKM Bisnis Food Court di Tangerang Beatrix, Meike Elsye; Kartika, Hayu; Chairunesia, Wieta
IRA Jurnal Pengabdian Kepada Masyarakat (IRAJPKM) Vol 3 No 3 (2025): Desember
Publisher : CV. IRA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56862/irajpkm.v3i3.360

Abstract

This community service program aims to improve MSME food court entrepreneurs' understanding of business risk management in Tangerang. The participants received training on basic risk management concepts, the identification of operational, financial, and food safety risks, and appropriate mitigation strategies through interactive workshops and case discussions. Evaluation was conducted using pre- and post-tests to measure knowledge improvement. The results indicate a significant increase in participants’ awareness of business risks and their ability to apply preventive actions in daily operations. This program is expected to strengthen business resilience, enhance service quality, and support the sustainability of community-based culinary enterprises.
Understanding Gen Z’s Debt Behavior: Interplay of Knowledge, Self-Efficacy, and Psychological Stress Primanita Oktasari, Dian; Putri Renalita Sutra Tanjung; Wieta Chairunesia; Tine Yuliantini; Anees Janee Ali
Jurnal Internasional Penelitian Bisnis Terapan Vol 8 No 01 (2026)
Publisher : Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijabr.v8i01.578

Abstract

This research aims to analyze the impact of Financial Knowledge, Financial Self-Efficacy, and Financial Stress on debt usage behavior among Generation Z, employing the framework of the Theory of Planned Behavior (TPB). A quantitative methodology utilizing Partial Least Squares Structural Equation Modeling (PLS-SEM) was adopted for this study. Data were collected through an online survey involving 100 Generation Z respondents in Indonesia. The findings indicate that Financial Knowledge positively influences both Financial Self-Efficacy and Financial Stress. Furthermore, Financial Self-Efficacy is associated with a reduction in the tendency to incur debt, whereas Financial Stress tends to increase it. Both variables serve as mediators between Financial Knowledge and debt usage behavior. These findings underscore the significance of financial literacy, coupled with enhanced self-confidence in financial management and effective financial stress management, to mitigate the risks of excessive debt among Generation Z. This study contributes to the development of the TPB model by incorporating psychological and emotional dimensions in the financial decision-making processes of young individuals.
The Effect of Local Original Revenue, General Allocation Fund and Special Allocation Fund on Capital Expenditure (Empirical Study on Provinces throughout Indonesia for the 2017 – 2020 Period) Nuralfiyah Yunianti Dewi; Wieta Chairunesia
Proceeding International Annual Conference Economics, Management, Business, and Accounting Vol. 1 (2023): Proceeding International Annual Conference Economics, Management, Business, and Accou
Publisher : IAEI

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Abstract

This study aims to determine how Regional Original Revenue (PAD), General Allocation Fund (DAU) and Special Allocation Fund (DAK) affect Capital Expenditure (BM) with data from all Indonesian provinces over a period of 3 years (2017-2020). The calculation results of the T statistical test obtained a significance value for Regional Original Revenue of 0.00, General Allocation Fund of 0.00, and Special Allocation Fund of 0.829 so that Regional Original Revenue, General Allocation Fund is positive and significant while Special Allocation Fund is positive and insignificant.
Co-Authors Alfian Noviyato Anees Janee Ali Beatrix, Meike Elsye DIAH ISKANDAR Dian Primanita Oktasari Kartika, Hayu Lucky Nugroho Mulyani, Susi Dwi Nuralfiyah Yunianti Dewi Nurlis, Nurlis Primanita Oktasari, Dian Putri Renalita Sutra Putri Renalita Sutra Tanjung Riaty Handayani Rini Marlina Sely Megawati Wahyudi Tanjung, Putri Renalita Sutra Tine Yuliantini Wiwik Utami