Article Per Year (5 Year)
p-Index From 2021 - 2026
1.908
P-Index
This Author published in this journals
All Journal KEUNIS Profita : Komunikasi Ilmiah dan Perpajakan International Journal of Applied Business Research Jurnal Abdi Masyarakat (JAM) Budimas : Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara IRA Jurnal Pengabdian Kepada Masyarakat Economics & Islamic Finance Journal IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita JAS (Jurnal Akuntansi Syariah) Proceeding International Annual Conference Economics, Management, Business, and Accounting
Wieta Chairunesia
Universitas Mercu Buana
Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Industrial & Manufacturing Engineering Mechanical Engineering Social Sciences Other

Published : 14 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 14 Documents
Search

 1   2 
Understanding Gen Z’s Debt Behavior: Interplay of Knowledge, Self-Efficacy, and Psychological Stress Primanita Oktasari, Dian; Putri Renalita Sutra Tanjung; Wieta Chairunesia; Tine Yuliantini; Anees Janee Ali
Jurnal Internasional Penelitian Bisnis Terapan Vol 8 No 01 (2026)
Publisher : Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijabr.v8i01.578

Abstract

This research aims to analyze the impact of Financial Knowledge, Financial Self-Efficacy, and Financial Stress on debt usage behavior among Generation Z, employing the framework of the Theory of Planned Behavior (TPB). A quantitative methodology utilizing Partial Least Squares Structural Equation Modeling (PLS-SEM) was adopted for this study. Data were collected through an online survey involving 100 Generation Z respondents in Indonesia. The findings indicate that Financial Knowledge positively influences both Financial Self-Efficacy and Financial Stress. Furthermore, Financial Self-Efficacy is associated with a reduction in the tendency to incur debt, whereas Financial Stress tends to increase it. Both variables serve as mediators between Financial Knowledge and debt usage behavior. These findings underscore the significance of financial literacy, coupled with enhanced self-confidence in financial management and effective financial stress management, to mitigate the risks of excessive debt among Generation Z. This study contributes to the development of the TPB model by incorporating psychological and emotional dimensions in the financial decision-making processes of young individuals.
The Effect of Local Original Revenue, General Allocation Fund and Special Allocation Fund on Capital Expenditure (Empirical Study on Provinces throughout Indonesia for the 2017 – 2020 Period) Nuralfiyah Yunianti Dewi; Wieta Chairunesia
Proceeding International Annual Conference Economics, Management, Business, and Accounting Vol. 1 (2023): Proceeding International Annual Conference Economics, Management, Business, and Accou
Publisher : IAEI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine how Regional Original Revenue (PAD), General Allocation Fund (DAU) and Special Allocation Fund (DAK) affect Capital Expenditure (BM) with data from all Indonesian provinces over a period of 3 years (2017-2020). The calculation results of the T statistical test obtained a significance value for Regional Original Revenue of 0.00, General Allocation Fund of 0.00, and Special Allocation Fund of 0.829 so that Regional Original Revenue, General Allocation Fund is positive and significant while Special Allocation Fund is positive and insignificant.
The Impact of Risk Management, Business Creativity, and Business Collaboration on Business Growth Through Financial Management Quality: a Study on MSMEs Sely Megawati Wahyudi; Putri Renalita Sutra Tanjung; Wieta Chairunesia; Riaty Handayani; Diah Iskandar
KEUNIS Vol. 14 No. 1 (2026): JANUARY 2026
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v14i1.6792

Abstract

MSMEs play a vital role in driving urban economic growth but continue to face challenges in managing risks, fostering innovation, and building effective collaboration. In a competitive environment such as DKI Jakarta, sound financial management and the ability to convert internal capabilities into measurable performance are essential. This study analyzes the influence of risk management, business creativity, and business collaboration on MSME growth with financial management quality as a mediating variable. Using a quantitative approach and SEM-PLS analysis on 100 purposively selected MSME respondents, the findings indicate that risk management and business creativity significantly enhance growth, whereas collaboration does not. Financial management quality also indicates a strong direct and mediating effect between risk management and creativity on business growth. The study reinforces the Resource-Based View and Enterprise Risk Management Theory, emphasizing that robust financial governance strengthens innovation-based performance. Future research should expand regional coverage and explore mediators such as digital literacy or market orientation.
Sosialisasi dan Pelatihan Manajemen Risiko pada UMKM Bisnis Food Court di Tangerang Meike Elsye Beatrix; Hayu Kartika; Wieta Chairunesia
IRA Jurnal Pengabdian Kepada Masyarakat (IRAJPKM) Vol 3 No 3 (2025): Desember
Publisher : CV. IRA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56862/irajpkm.v3i3.360

Abstract

This community service program aims to improve MSME food court entrepreneurs' understanding of business risk management in Tangerang. The participants received training on basic risk management concepts, the identification of operational, financial, and food safety risks, and appropriate mitigation strategies through interactive workshops and case discussions. Evaluation was conducted using pre- and post-tests to measure knowledge improvement. The results indicate a significant increase in participants’ awareness of business risks and their ability to apply preventive actions in daily operations. This program is expected to strengthen business resilience, enhance service quality, and support the sustainability of community-based culinary enterprises.
Co-Authors Alfian Noviyato Anees Janee Ali Diah Iskandar Dian Primanita Oktasari Hayu Kartika Lucky Nugroho Meike Elsye Beatrix Mulyani, Susi Dwi Nuralfiyah Yunianti Dewi Nurlis, Nurlis Putri Renalita Sutra Tanjung Riaty Handayani Rini Marlina Sely Megawati Wahyudi Sely Megawati Wahyudi Tine Yuliantini Wiwik Utami