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Analisa Hukum Menunda Membayar Hutang dalam Prespektif Hukum Islam: Kajian Kitab “Al-Wajiz Fi Fiqhi As-Sunnah Wa Al-Kitab Al-Aziz” Prima, Reza; Waluyo, Atep Hendang; Arif, Zainal; Anam, Moh Khoirul
JURNAL LEGISIA Vol 17 No 01 (2025): Januari
Publisher : Fakultas Hukum dan Sosial Universitas Sunan Giri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58350/legisia.v17i01.587

Abstract

This study aims to examine the concept of Islamic law regarding the postponement of debt repayment as explained in the book Al-Wajiz fi Fiqhi As-Sunnah wa Al-Kitab Al-Aziz by Dr. Abdul Azhim Badawi. The focus of this research is to understand the Islamic legal perspective on debt repayment delays, both in terms of legal rulings and their impact on justice in society. The study employs a qualitative approach with a descriptive-analytical method, where primary data are directly sourced from the aforementioned book, supported by secondary literature comprising other Islamic legal references. The analysis highlights relevant verses from the Qur'an, the Prophet Muhammad's (peace be upon him) traditions, and scholarly views on the ethics and rulings of debt repayment.The findings reveal that Islamic law places significant emphasis on the obligation to repay debts on time as an act of trust. Delays in repayment without a valid excuse are deemed an act of injustice that harms the creditor. However, Islam also provides leniency for those genuinely unable to pay by recommending the granting of an extension or even debt forgiveness as a virtuous act. In conclusion, the concept of debt repayment delays in Islamic law is based on principles of justice, mutual assistance, and the protection of the rights of both parties. This study is expected to contribute to the understanding of Islamic legal aspects related to financial transactions in modern society.
Enhancing Community Sanitation through the Integration of Istisna and Zakat Financing at Benteng Mikro Tangerang Cooperative Darmansyah, Dina Febriani; Anam, Moh Khoirul; Prima, M. Reza
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 11, No 1 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/fitrah.v11i1.14873

Abstract

Zakat funds are essential for supporting social activities. In rural areas, sanitation is a significant concern, making the allocation of zakat funds for sanitation facilities vital. This study aims to evaluate the sanitation program carried out by the Benteng Mikro Tangerang Cooperative and determine the efficiency of this initiative. The data collection involved conducting in-depth interviews with the Cooperative's management. The research findings indicate that both social and commercial funds were combined to develop sanitation in the Benteng Mikro Tangerang Cooperative Community. The Cooperative enhanced the limited social funds by incorporating commercial funds, which significantly boosted the financing for sanitation facilities. This activity also had a commercial impact on the Cooperative, such as facilitating financing distribution and generating profits from fund disbursement. The collection of social funds from the lower economic community was successful, resulting in substantial contributions. Social funds from and for non-Muslims were specifically segregated, and the non-Muslim community showed a high interest in contributing and making donations.
KONTEKSTUALISASI PENDISTRIBUSIAN ZAKAT FITRAH MENURUT MAJELIS TARJIH MUHAMMADIYAH Yumna, Laila; Fakhrurazi; Nurhadi; M. Reza Prima; Hanum Aulia
JURNAL KEMUHAMMADIYAHAN DAN INTEGRASI ILMU Vol. 2 No. 1 (2024): Juni
Publisher : LPP AIK UMJ

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Zakat fitrah merupakan kewajiban ibadah sosial yang memiliki fungsi spiritual sekaligus ekonomi dalam sistem Islam. Meskipun secara tekstual zakat fitrah disalurkan menjelang Idul Fitri, pendekatan tradisional yang bersifat konsumtif telah dikritisi oleh berbagai ulama dan lembaga keagamaan, termasuk Majelis Tarjih Muhammadiyah. Fatwa yang dihasilkan dalam Musyawarah Nasional Tarjih ke-31 pada tahun 2020 merekomendasikan pendistribusian zakat fitrah yang dapat didistribusikan sepanjang tahun, dan juga diarahkan pada pemberdayaan ekonomi mustahik melalui model zakat produktif. Penelitian ini bertujuan untuk mengkaji secara kontekstual distribusi zakat fitrah berdasarkan pandangan fikih klasik, fatwa Majelis Tarjih Muhammadiyah, dan teori keadilan distributif Yusuf al-Qaradawi. Metode yang digunakan adalah studi pustaka (library research) dengan pendekatan kualitatif dan teknik content analysis terhadap literatur fikih klasik dan kontemporer. Hasil penelitian menunjukkan bahwa distribusi zakat fitrah secara produktif memiliki justifikasi fikih dari mazhab Hanafiyah, serta relevansi sosial dalam konteks kemiskinan struktural di Indonesia. Fatwa Tarjih menjadi instrumen normatif yang mendorong reformasi distribusi zakat, dengan menekankan aspek pemberdayaan ekonomi mustahik dan penguatan fungsi sosial zakat.