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Efektivitas Undang-Undang Nomor 8 Tahun 1999 Tentang Perlindungan Konsumen Terhadap Konsumen Perumahan Kredit Pemilikan Rumah (KPR) Bersubsidi Marina Ramadhani; Arseto Endro Supriyanto; Betty Fitrianing Tiyastuti; Wirda Rohmah; Baskoro Tri Pamungkas
Indonesian Journal of Law and Justice Vol. 3 No. 1 (2025): September
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/ijlj.v3i1.4793

Abstract

Perlindungan konsumen di sektor perumahan, khususnya dalam program Kredit Pemilikan Rumah (KPR) bersubsidi, menjadi isu krusial mengingat banyaknya keluhan yang muncul terkait kualitas bangunan yang tidak sesuai standar, keterlambatan serah terima rumah, serta adanya klausula baku dalam perjanjian yang merugikan konsumen. Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen hadir sebagai instrumen hukum utama yang bertujuan menjamin hak-hak konsumen sekaligus mengatur kewajiban pelaku usaha dalam memberikan produk dan layanan yang aman, jujur, dan bertanggung jawab. Penelitian ini bertujuan untuk menganalisis efektivitas pelaksanaan UUPK dalam melindungi konsumen KPR bersubsidi, mengidentifikasi faktor-faktor yang memengaruhi implementasi undang-undang tersebut, serta merumuskan rekomendasi strategis guna meningkatkan perlindungan hukum bagi konsumen. Metode yang digunakan adalah pendekatan yuridis normatif yang dilengkapi dengan data empiris melalui studi literatur dan analisis kasus nyata di lapangan. Hasil penelitian menunjukkan bahwa efektivitas UUPK dalam konteks KPR bersubsidi masih belum optimal. Hal ini disebabkan oleh beberapa kendala, antara lain keterbatasan pengawasan dari pemerintah, rendahnya kesadaran hukum di kalangan konsumen, serta lemahnya penegakan sanksi terhadap pelaku usaha yang melanggar ketentuan. Maka diperlukan sinergi yang kuat antara pemerintah, pelaku usaha, dan masyarakat untuk memperkuat perlindungan konsumen. Upaya tersebut dapat diwujudkan melalui peningkatan regulasi teknis yang lebih rinci, pengawasan yang lebih ketat dan konsisten, serta edukasi hukum yang menyeluruh bagi konsumen agar mereka lebih memahami hak dan kewajibannya. Dengan demikian, perlindungan hukum bagi konsumen KPR bersubsidi dapat berjalan efektif dan memberikan kepastian hukum yang lebih baik sesuai dengan yang diamanatkan oleh Undang-Undang Nomor 8 Tahun 1999 terwujud secara optimal dan dapat dirasakan bagi konsumen KPR bersubsidi.
Artikulasi Identitas Wong Solo di Eks Enklave Surakarta: Konstruksi Bahasa dan Pemertahanannya Sandi Sanjay; Danu Al Aziz Salim; Wirda Rohmah
Jurnal Bengawan Solo Pusat Kajian Penelitian dan Pengembangan Daerah Kota Surakarta Vol. 5 No. `1 (2026): Juni: Jurnal Bengawan Solo
Publisher : Badan Riset dan Inovasi Daerah Kota Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58684/m5pe6f76

Abstract

This article explores how the identity of Wong Solo is expressed and maintained in the former areas of Surakarta through the use of language and its preservation. The research uses a literature review approach to examine the topic. The study is based on the idea that the cultural identity of the Surakarta community is formed not just by social activities and traditions, but also by the way people communicate, which reflects shared values, a sense of history, and a feeling of belonging. By looking at literature in the fields of linguistics, cultural anthropology, and local citizenship studies, the research identifies how the Surakarta dialect of Javanese plays a key role in reinforcing the identity of Wong Solo during times of fast social change. The study finds that language-based identity is shown through the words people choose, the way they speak, the rules of politeness, and the specific ways of speaking that are part of Surakarta society. However, factors like globalization, urban development, and influences from other cultures challenge the stability of this identity, especially among the younger population. Efforts to keep the language alive are seen in various cultural preservation projects, the revival of Javanese writing, local government actions, and increased community participation. The study argues that language is essential in keeping Wong Solo identity alive, while also acting as a place where tradition and modernity meet, shaping the changing identity of the former enclaves of Surakarta.
Integrasi Akupunktur dan Herbal dalam Sistem Kesehatan Kota Surakarta: (Review Literatur dan Peluang Penguatan Kebijakan Publik) Nita Aryani; Richana Richana; Wirda Rohmah
Jurnal Bengawan Solo Pusat Kajian Penelitian dan Pengembangan Daerah Kota Surakarta Vol. 5 No. `1 (2026): Juni: Jurnal Bengawan Solo
Publisher : Badan Riset dan Inovasi Daerah Kota Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58684/3n4se865

Abstract

This study examines the integration of acupuncture and herbal medicine into the health system of Surakarta City through a literature review of regulations, service practices, and the socio-cultural dynamics that shape community acceptance. The analysis shows that the integration of traditional health services, particularly acupuncture and herbal medicine, has strong relevance to community health needs while aligning with Surakarta’s cultural identity, which has long embraced jamu traditions and traditional healing practices. The findings indicate that this integration has the potential to enhance community quality of life by expanding therapeutic options, increasing cultural comfort, and strengthening promotive and preventive health efforts. Furthermore, opportunities within the creative economy, especially those related to herbal-based products and traditional health services, provide broader contributions for local micro-enterprises, traditional health practitioners, and the health-tourism sector. This integration can serve as a bridge between modern healthcare and cultural heritage, fostering a holistic approach to well-being. Nevertheless, the integration process continues to face challenges, particularly in regulatory frameworks, service quality, and the need for professional training to meet modern health standards. Addressing these challenges is essential to ensure the sustainable integration of acupuncture and herbal medicine into the city’s health system, with potential positive impacts on both public health and local economic growth.
Integrasi Kearifan Lokal dalam Kebijakan Daerah: Studi Kualitatif Tentang Penguatan Pengobatan Herbal di Kota Surakarta Sugianto Kurniadi; Yuliarti Yuliarti; Yuli Susilowati; Wirda Rohmah
Jurnal Bengawan Solo Pusat Kajian Penelitian dan Pengembangan Daerah Kota Surakarta Vol. 5 No. `1 (2026): Juni: Jurnal Bengawan Solo
Publisher : Badan Riset dan Inovasi Daerah Kota Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58684/1y7z3x74

Abstract

This study aims to examine the integration of local wisdom into regional policies, particularly concerning the strengthening of herbal medicine in Surakarta City. As a city with a strong Javanese cultural heritage, Surakarta holds significant potential in developing traditional herbal medicine rooted in local values and empirical community practices. The research method employed is library research, involving an in-depth review of academic literature, regional regulations, and relevant policy documents. The analysis was conducted qualitatively using a descriptive-analytical approach to identify patterns of integration between local wisdom, traditional health systems, and regional government policies. The findings indicate that the success of strengthening herbal medicine is strongly influenced by the synergy between the preservation of local knowledge, regulatory support, and partnerships among traditional practitioners, academics, and government institutions. Moreover, the integration of local wisdom into regional policy not only contributes to local economic development but also enhances community health independence. This study emphasizes the importance of culturally grounded yet innovative policies in addressing the health needs of modern society.
Kewarganegaraan sebagai Pilar Keberlanjutan Ekonomi Lokal: (Studi Literatur Kota Surakarta) Putri Rizkia; Muhammad Arga Pangestu Antara; Wirda Rohmah
Jurnal Bengawan Solo Pusat Kajian Penelitian dan Pengembangan Daerah Kota Surakarta Vol. 5 No. `1 (2026): Juni: Jurnal Bengawan Solo
Publisher : Badan Riset dan Inovasi Daerah Kota Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58684/jaxc5n75

Abstract

This study aims to critically examine the role of citizenship as a pillar in supporting the sustainability of the local economy, focusing on the city of Surakarta as the case study. Using a literature review method, this research analyzes recent academic sources related to local economic development, citizen participation, local government policies, and relevant citizenship values in the context of sustainable development. The findings indicate that citizenship is not merely a legal status, but also reflects the active involvement of citizens in the planning, implementation, and evaluation of local economic policies. Citizen participation, supported by economic citizenship literacy, collaborative partnership models with the government, and responsive regulatory frameworks, significantly strengthens the legitimacy and effectiveness of local economic governance. On the other hand, the literature also highlights persistent challenges, such as limited citizen capacity, unequal access to information, and weak participatory institutions. Therefore, the role of the government is crucial in promoting meaningful citizen engagement through institutional strengthening and the integration of citizenship values into local regulations. This study offers both theoretical and practical insights for developing inclusive and sustainable local economic governance at the municipal level.
Revitalisasi Nilai-Nilai Kewarganegaraan sebagai Fondasi Pembangunan Berkarakter di Kota Surakarta: (Sebuah Studi Pustaka) Daffa Jihadan Al Haqqi; Nabila Dwi Agustina; Wirda Rohmah
Jurnal Bengawan Solo Pusat Kajian Penelitian dan Pengembangan Daerah Kota Surakarta Vol. 5 No. `1 (2026): Juni: Jurnal Bengawan Solo
Publisher : Badan Riset dan Inovasi Daerah Kota Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58684/yrs6bt60

Abstract

Revitalizing civic values ​​is a strategic step in strengthening the nation's character, which is based on morals, integrity, and a strong personality, especially in Surakarta City. Amidst the rapid flow of globalization and technological development, noble values ​​such as mutual cooperation, tolerance, social responsibility, and love of the homeland have begun to experience a shift in meaning. This study aims to analyze efforts to strengthen civic values ​​as the basis for character development in Surakarta. Using a qualitative descriptive approach, this study explores the contributions of local governments, educational institutions, and the community in instilling Pancasila values ​​and civic ethics in social life. The results show that the application of civic values ​​through education, community activities, and public policies can shape citizens who are disciplined, caring, and respectful of diversity. Cooperation between the government, schools, and the community is a key factor in strengthening morality and national spirit. The revitalization of civic values ​​in Surakarta City has been proven to support the realization of a society with character, harmony, and a focus on sustainable development.