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AKAD-AKAD PROGRESIF UNTUK KEUANGAN ISLAM YANG BERKELANJUTAN Firman Natzir; Supriadi Hamid; Kamaruddin Arsyad
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.59822

Abstract

Abstrak Penelitian ini mengkaji pentingnya akad progresif dalam mendorong keuangan Islam berkelanjutan. Latar belakangnya adalah peran sentral akad (perjanjian) dalam setiap transaksi ekonomi syariah, yang menjadi landasan bagi hak dan kewajiban. Dengan pesatnya perkembangan keuangan syariah berdasarkan prinsip etis seperti larangan riba dan gharar, keberlanjutannya sangat bergantung pada penerapan akad yang sesuai syariah. Oleh karena itu, penelitian ini bertujuan menganalisis inovasi akad syariah untuk mendukung ekonomi Islam yang adil, inklusif, dan berwawasan lingkungan. Menggunakan metode studi literatur deskriptif-analitis, penelitian ini mengulas konsep akad dan rukunnya, serta mengidentifikasi akad progresif (seperti modifikasi mudharabah dan musyarakah) yang relevan untuk transaksi nirlaba (tabarru') maupun berorientasi laba (tijarah). Diharapkan, penerapan akad progresif dapat menghasilkan sistem keuangan yang stabil dan bermanfaat jangka panjang bagi umat. Kata Kunci: Akad Progresif, Keuangan Islam, Keberlanjutan.   Abstract This study examines the significance of progressive contracts (akad) in fostering sustainable Islamic finance. The background highlights the central role of contracts in all Islamic economic transactions, forming the basis for rights and obligations. With the rapid development of Sharia finance, underpinned by ethical principles like the prohibition of usury (riba) and ambiguity (gharar), its sustainability heavily relies on Sharia-compliant contract implementation. Thus, this research aims to analyze innovative Sharia contracts to support a just, inclusive, and environmentally conscious Islamic economy. Employing a descriptive-analytical literature review, this study examines the concept of contracts and their pillars, identifying progressive contracts (such as modified mudharabah and musyarakah) relevant for both non-profit (tabarru') and for-profit (tijarah) transactions. It is expected that applying progressive contracts can lead to a stable financial system with long-term benefits for the community. Keywords: Progressive Contracts, Islamic Finance, Sustainability.
Transactional Politics and Democratic Integrity in Indonesia: A Fiqh Siyasah and Regulatory Framework Perspective Sabri Samin; Imran Anwar Kuba; Mahfuz Assiddiq; Firman Natzir; Muh. Fauzi Isnan
AJIS: Academic Journal of Islamic Studies Vol. 10 No. 2 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/ajis.v10i2.16051

Abstract

This study investigates the persistence of transactional politics within Indonesia’s contemporary democratic framework and critically evaluates the phenomenon from the perspective of Islamic law. Previous studies have predominantly examined transactional politics through political science and economic approaches, with limited integration between modern democratic theory and the normative framework of fiqh siyāsah and maqāṣid al-sharī‘ah, creating a clear research gap in interdisciplinary analyses of political practices in Muslim-majority democracies. This research employs a normative legal approach grounded in library research, analysing statutory regulations, classical fiqh siyāsah literature, and contemporary studies of Indonesian electoral politics. Transactional politics is the exchange of electoral support, political loyalty, or policy influence for material benefits or strategic positions in electoral competition. The findings indicate that structural factors, including high campaign costs, patronage networks, and inconsistent enforcement of campaign finance regulations and the prohibition on political dowries, drive the persistence of transactional politics. By integrating deliberative democracy, political clientelism, and political exchange theory with Islamic legal principles, this study offers a theoretical contribution by developing an integrative analytical framework to explain and normatively evaluate transactional politics within the context of contemporary Indonesian democracy.