Claim Missing Document
Check
Articles

Found 2 Documents
Search

The Influence of Sharia Financial Literacy, Technology, and Investment Knowledge on Investment Decisions Among the Millennial Generation Nikmah, Isnadiatun; Mutia, Agustina; Putri, Nurrahma Sari; M. Nazori
International Journal of Islamic Finance Vol. 3 No. 1 (2025): May 2025
Publisher : Department of Islamic Financial Management, Faculty of Economics and Islamic Business, Sunan Kalijaga State Islamic University, Yogyakarta, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijif.v3i1.2592

Abstract

Background: Investment refers to the act of allocating funds or capital into assets with the expectation of generating future profits. Sound investment decisions are typically grounded in meticulous financial planning and a comprehensive understanding of associated risks and potential returns. Objectives: This study aims to examine the influence of Islamic financial literacy, technology, and investment knowledge on investment decisions among the millennial generation in Jambi City. Novelty: In this study, investment decisions serve as the dependent variable, while Islamic financial literacy, technology, and investment knowledge are the independent variables. The research focuses on the millennial generation residing in Jambi City.Research Methodology / Design: This quantitative study employs a population of 151,855 millennial residents in Jambi City. A probability sampling technique was utilized to select 100 respondents. Data were collected through questionnaires using a Likert scale measurement. Analytical methods included validity and reliability tests, R-squared analysis, and hypothesis testing via bootstrapping using Smart PLS 4.0 software. Findings: The findings indicate that Sharia financial literacy exerts a positive yet statistically insignificant influence on investment decisions, whereas technology and investment knowledge demonstrate a positive and statistically significant impact on investment decisions. Implication: Future studies are encouraged to incorporate additional variables to identify other factors influencing investment decisions.
Pengaruh Profitabilitas, Likuiditas dan Solvabilitas terhadap Kebijakan Dividen Perusahaan yang Terdaftar di Jakarta Islamic Indeks Wati, Ema Risna; Anita, Efni; Putri, Nurrahma Sari
Jurnal Ilmiah Universitas Batanghari Jambi Vol 24, No 2 (2024): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v24i2.5092

Abstract

This study aims to determine the effect of profitability represented by return on asset, liquidity represented by current ratio and solvency represented by debt to equity ratio on dividend policy represented by dividend payout ratio. The method used in this research is quantitative with associative research type. The object of research is companies listed on the Jakarta Islamic Indeks in 2020-2022. The sampling technique is purposive sampling so that there are 14 companies that are the object of research so that there are 42 observation data. The data in this study is panel data processed with the rstudio application. The results showed that return on asset has a significant negative effect on dividend payout ratio, current ratio has no significant effect on dividend payout ratio and debt to equity ratio has no significant effect on the dividend payout ratio. Simultaneously, all independent variabels have a significant effect on the dividend payout ratio. This research is useful for assessing the concept on finansial performance contained in finansial management using finansial ratios.