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All Journal Jurnal Istiqro' Journal of Islamic Contemporary Accounting and Business
Aisia, Galih
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Economics, Econometrics & Finance Social Sciences Other

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Does Financial Literacy Drive Waqf Intention? Insights from Pesantren-Based Universities Aisia, Galih; Bimantara, Andika Rendra; Rahmanita, Fahmilia; Ghazali, Noora Fauzia; Astuti, Wahyu Puji
Journal of Islamic Contemporary Accounting and Business Vol. 3 No. 2 (2025): JICAB
Publisher : Tazkia Islamic University College

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/jicab.v3i2.557

Abstract

This study investigates the relationship between financial literacy and the intention to participate in waqf among lecturers and staff of Universitas Darussalam Gontor, a pesantren-based university. Using a quantitative research design with a deductive approach, data were collected through questionnaires distributed to a sample of 132 respondents selected via the Slovin method from a total population of 196 individuals. Regression analysis demonstrates that financial literacy has a positive and statistically significant effect on waqf intention, indicating that individuals with higher financial knowledge are more inclined to contribute to waqf. The findings provide empirical evidence that improving financial literacy can enhance philanthropic behavior and promote sustainable Islamic social finance. The study highlights the strategic role of pesantren-based universities in fostering waqf awareness through financial education programs. Implications of this research suggest the need for policymakers and educational institutions to integrate financial literacy into academic curricula and community initiatives to strengthen waqf participation as a sustainable instrument for social and educational development.
PERAN PERAN WAKAF PRODUKTIF DALAM PEREKONOMIAN: Strategi Pengembangan Wakaf Produktif, Implementasi Peran Wakaf Produktif Dalam Perekonomian Sunjoto, Arie Rachmat; Nurus Shefrilianti Hidayatullah; Aisia, Galih; Maharani, Najwa Zikra; Rizqon, Abdul Latif
Jurnal Istiqro Vol. 11 No. 2 (2025): Juli 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i2.3365

Abstract

A healthy economy is the desire of every country, especially Indonesia. However, the ever-increasing number of poor people is a common global problem. Waqf is an Islamic instrument that can address socio-economic issues. Proper management of productive waqf by a nadzir (manager) can develop the waqf and advance the community's economy. This study aims to identify and analyze the role of productive waqf in economic development. This study uses a qualitative research method with a literature review approach. This research is based on books, journals, articles, information, and other sources relevant to the discussion topic. This study suggests that productive waqf, managed well by a nadzir, can increase waqf productivity. Thus, waqf funds can be used to improve the community's standard of living and create sustainable businesses that can improve the welfare of the community.
Co-Authors Bimantara, Andika Rendra Ghazali, Noora Fauzia Maharani, Najwa Zikra Nurus Shefrilianti Hidayatullah Rahmanita, Fahmilia Rizqon, Abdul Latif Sunjoto, Arie Rachmat wahyu puji astuti