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Signifikansi Penerapan Literasi Ekonomi Islam di Perguruan Tinggi: Kajian Teoritis Ahmad Lukman Nugraha; Arie Rachmat Sunjoto; Adib Susilo
Islamic Economics Journal Vol 5, No 1 (2019)
Publisher : University of Darussalam Gontor

Literacy at higher education institutions in Indonesia is at a low level where BPS 2018 data states that of the total Indonesian population aged 15 years and over who participated in higher education at 18.59% of the pure enrollment rate at the level of education in Indonesia. That means that Indonesians who continue their education to a higher level are lower than those who go straight to work after graduating from high school. The low level of literacy in general, is in line with the low economic literacy and Islamic economics, especially at Islamic higher education institutions. This is proven by the low knowledge of students about financial literacy that has an impact on individual financial management. Based on the background of the problem, the significance of Islamic economic literacy at universities in Indonesia needs to be studied and researched both theoretically and practically. Therefore, the purpose of this study is to describe the significance of literacy in higher education institutions in Indonesia. The method used in this research is descriptive qualitative with a literature approach used to study theories related to literacy so that it can emerge as to the significance of Islamic economic literacy in universities. The results of this study found that economic literacy is absolute necessity so students can compete globally and even become world-class inventors. But economic literacy alone is not enough, there needs to be values that keep economic activity on track in accordance with religious norms. Therefore, the literacy of Islamic economics in all aspects is an urgency that needs to be considered by individuals and educational institutions to be able to encourage people to help each other in economic independence with students as literacy agents.

IMPLEMENTASI ETIKA BISNIS ISLAM DIRUMAH KERAJINAN KREATIF RIDAKA PEKALONGAN Arie Rachmat Sunjoto; Lalu Musa Dil Piero
Journal of Islamic Economics and Philanthropy Vol 2, No 04 (2019): November
Publisher : Universitas Darussalam Gontor

Etika Bisnis Islam sangat penting sebagai suatu kebutuhan dalam bisnis, dan cara untuk mengembalikan nilai moralitas dan spiritualitas sekelompok bisnis untuk menjalankan bisnis sesuai dengan etika bisnis yang benar. Tujuan penelitian ini adalah mengetahui etika bisnis dalam Islam, dan menganalisa tentang implementasi etika bisnis Islam di Rumah Kerajinan Kreatif Ridaka Pekalongan. Penelitian ini merupakan penelitian kualitatif deskriptif dengan metode pengumpulan data melalui observasi, wawancara dan dokumentasi. Hasil penelitian ini adalah prinsip etika bisnis Islam yang mencangkup prinsip ‘ibadah, khalifah, shidq, ‘adl, ta’awun, ihsan. Ridaka Pekalongan telah menerapkan etika bisnis Islam. Terbukti dari visi, misi, serta tujuan Ridaka Pekalongan untuk menjadi sarana bisnis yang bisa membuka lapangan pekerjaan bagi orang lain, sehingga bisa menurunkan tingkat kemiskinan khususnya didaerah Pekalongan dan menjadi sarana bisnis yang bermanfaat bagi ummat. Ridaka Pekalongan harus bisa memperluas jaringan bisnis, sehingga banyak masyarakat yang bisa ikut produktif dan bisa memperbaiki perekonomian daerah sesuai dengan etika bisnis Islam. Ridaka Pekalongan juga harus bisa memperhatikan aspek etika bisnis Islam lain seperti mewajibkan para karyawan untuk berbusana sesuai dengan syari’at Islam agar realisasi etika bisnis Islam di Ridaka Pekalongan dapat berjalan dengan optimal.

STRATEGI PEMASARAN SWALAYAN PAMELLA DALAM PERSPEKTIF ISLAM (Studi Kasus Swalayan Pamella Yogyakarta Tahun 2010) Arie Rachmat Sunjoto
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 1, No 2 (2011)
Publisher : Universitas Alma Ata

This research is meant to scrutinize expansion strategy of Pamela Supermarket marketing at Yogyakarta Special Province, covering the marketing urgency for company demands and a marketing shift from conventional system to shari’ah-based one. In order to verify this work, the researcher utilizes surveys with purposive sampling method of 20 respondents who are knowledgeable and involved in expansion strategy of Pamela Supermarket marketing at Yogyakarta Special Province; and collects data through observation, questionnaires, interviews, and documentations which are analyzed by Internal-External Matrix and Analytical Hierarchy Process. JESIJURNAL EKONOMI SYARIAH INDONESIAThe result of research shows that alternative strategic concept used to develop marketing strategy of Pamela Supermarket at Yogyakarta Special Province based on internal and external factors which are analyzed by Internal-External Matrix are: 1) development and improvement of cooperate networking intensity; 2) improvement of product distribution capacity; 3) improvement of product availability capacity; 4) people purchasing power; and 5) development of product diversification. Besides, according to further analyzed result by Analytical Hierarchy Process, priorities of expansion strategy of Pamela Supermarket marketing at Yogyakarta Special Province are: 1) to deal with government –industrial, trade and cooperative agency – to support business operations through workshops; 2) to create new concepts to attract consumers, add product variant, and promote products effectively; 3) to change merchandise position, add product variant, and give good service; 4) to develop product diversification, product distribution system, and work together with small and medium business in villages.To conduct alternative strategy of marketing requires coordination with government and private sectors of economic, social and political fields though the goal of Islamic economic is to pursue shari’ah values and build a blessed business.Keyword: Marketing Strategy, Distribution, Diversification

“Pengaruh Pengelolaan Wakaf Produktif Sektor Pertanian terhadap Pemberdayaan Masyarakat” Studi Kasus: Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern di Mantingan” ‪Arie Rachmat Sunjoto‬; Mulya Fan Tika; ‪Miftahul Huda; Abdul Latif Rizqon
Journal of Islamic Economics and Philanthropy Vol 5, No 3 (2022): Agustus
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/jiep.v5i3.6072

Wakaf merupakan salah satu instrumen filantropi Islam yang memiliki peran penting dalam pertumbuhan ekonomi Islam.Namun disamping itu, wakaf di Indonesia masih dalam berbentuk konsumtif dan belum dikelola secara produktif sehingga pengaruh wakaf terhadap perekonomian umat masih belum terlihat.Dengan melihat mata pecaharian terbanyak di Indonesia adalah sebagai petani maka pengelolaan wakaf produktif dapat dilakukan dengan pengelolaan tanah wakaf melalui sektor pertanian.Penelitian ini bertujuan untuk meneliti pengaruh pengelolaan tanah wakaf produktif terhadap pemberdayaan masyarakat melalui manajemen wakaf dan tanah wakaf.Dan variabel yang digunakan dalam penelitian ini adalah wakaf produktif pertanian sebagai variabel eksogen dan tanah wakaf, manajemen wakaf dan pemberdayaan masyarakat sebagai variabel endogen. Penelitian ini merupakan penelitian kuantitatif Dalam menganalisis data yang terkumpul peneliti menggunakan analisis Deskriptif dan stistika inferensial yaitu Structural Equation Modeling (SEM) melalui Partial Least Square (PLS). Dengan menggunakan data primer dari 82 Responden dan data sekunder. Berdasarkan nilai R-square wakaf produktif menunjukkan angka sebesar 0,247 menunjukkan bahwasannya variabel wakaf produktif, Tanah Wakaf dan Manajemen (SDM) Nadzir Wakaf memiliki pengaruh yang cukup lemah dan mampu menjelaskan variabel Consumer Satisfaction sebesar 24,7%. Berdasarkan dengan hasil Path Coeficient, disimpulkan bahwasannya Wakaf Produktif pertanian memiliki pengaruh terhadap pemberdayaan masyarakat. Akan tetapi, dari beberapa variabel wakaf produktif hanya terdapat satu variabel yaitu manajemen SDM Nadzir yang memiliki hubungan yang segnifikan terhadap Pemberdayaan Masyarakat.

Pengaruh Pengelolaan Wakaf Produktif Sektor Pertanian terhadap Pemberdayaan Masyarakat Studi Kasus: Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern di Mantingan ‪Arie Rachmat Sunjoto‬; Mulya Fan Tika; ‪Miftahul Huda; Abdul Latif Rizqon
Journal of Islamic Economics and Philanthropy Vol. 5 No. 1 (2022): August
Publisher : Universitas Darussalam Gontor

Wakaf merupakan salah satu instrumen filantropi Islam yang memiliki peran penting dalam pertumbuhan ekonomi Islam.Namun disamping itu, wakaf di Indonesia masih dalam berbentuk konsumtif dan belum dikelola secara produktif sehingga pengaruh wakaf terhadap perekonomian umat masih belum terlihat.Dengan melihat mata pecaharian terbanyak di Indonesia adalah sebagai petani maka pengelolaan wakaf produktif dapat dilakukan dengan pengelolaan tanah wakaf melalui sektor pertanian.Penelitian ini bertujuan untuk meneliti pengaruh pengelolaan tanah wakaf produktif terhadap pemberdayaan masyarakat melalui manajemen wakaf dan tanah wakaf.Dan variabel yang digunakan dalam penelitian ini adalah wakaf produktif pertanian sebagai variabel eksogen dan tanah wakaf, manajemen wakaf dan pemberdayaan masyarakat sebagai variabel endogen. Penelitian ini merupakan penelitian kuantitatif Dalam menganalisis data yang terkumpul peneliti menggunakan analisis Deskriptif dan stistika inferensial yaitu Structural Equation Modeling (SEM) melalui Partial Least Square (PLS). Dengan menggunakan data primer dari 82 Responden dan data sekunder. Berdasarkan nilai R-square wakaf produktif menunjukkan angka sebesar 0,247 menunjukkan bahwasannya variabel wakaf produktif, Tanah Wakaf dan Manajemen (SDM) Nadzir Wakaf memiliki pengaruh yang cukup lemah dan mampu menjelaskan variabel Consumer Satisfaction sebesar 24,7%. Berdasarkan dengan hasil Path Coeficient, disimpulkan bahwasannya Wakaf Produktif pertanian memiliki pengaruh terhadap pemberdayaan masyarakat. Akan tetapi, dari beberapa variabel wakaf produktif hanya terdapat satu variabel yaitu manajemen SDM Nadzir yang memiliki hubungan yang segnifikan terhadap Pemberdayaan Masyarakat.

Signifikansi Penerapan Literasi Ekonomi Islam di Perguruan Tinggi: Kajian Teoritis Ahmad Lukman Nugraha; Arie Rachmat Sunjoto; Adib Susilo
Islamic Economics Journal Vol. 5 No. 1 (2019)
Publisher : University of Darussalam Gontor

Literacy at higher education institutions in Indonesia is at a low level where BPS 2018 data states that of the total Indonesian population aged 15 years and over who participated in higher education at 18.59% of the pure enrollment rate at the level of education in Indonesia. That means that Indonesians who continue their education to a higher level are lower than those who go straight to work after graduating from high school. The low level of literacy in general, is in line with the low economic literacy and Islamic economics, especially at Islamic higher education institutions. This is proven by the low knowledge of students about financial literacy that has an impact on individual financial management. Based on the background of the problem, the significance of Islamic economic literacy at universities in Indonesia needs to be studied and researched both theoretically and practically. Therefore, the purpose of this study is to describe the significance of literacy in higher education institutions in Indonesia. The method used in this research is descriptive qualitative with a literature approach used to study theories related to literacy so that it can emerge as to the significance of Islamic economic literacy in universities. The results of this study found that economic literacy is absolute necessity so students can compete globally and even become world-class inventors. But economic literacy alone is not enough, there needs to be values that keep economic activity on track in accordance with religious norms. Therefore, the literacy of Islamic economics in all aspects is an urgency that needs to be considered by individuals and educational institutions to be able to encourage people to help each other in economic independence with students as literacy agents.

IMPLEMENTASI ETIKA BISNIS ISLAM DIRUMAH KERAJINAN KREATIF RIDAKA PEKALONGAN Arie Rachmat Sunjoto; Lalu Musa Dil Piero
Journal of Islamic Economics and Philanthropy Vol. 2 No. 2 (2019): November
Publisher : Universitas Darussalam Gontor

Etika Bisnis Islam sangat penting sebagai suatu kebutuhan dalam bisnis, dan cara untuk mengembalikan nilai moralitas dan spiritualitas sekelompok bisnis untuk menjalankan bisnis sesuai dengan etika bisnis yang benar. Tujuan penelitian ini adalah mengetahui etika bisnis dalam Islam, dan menganalisa tentang implementasi etika bisnis Islam di Rumah Kerajinan Kreatif Ridaka Pekalongan. Penelitian ini merupakan penelitian kualitatif deskriptif dengan metode pengumpulan data melalui observasi, wawancara dan dokumentasi. Hasil penelitian ini adalah prinsip etika bisnis Islam yang mencangkup prinsip ‘ibadah, khalifah, shidq, ‘adl, ta’awun, ihsan. Ridaka Pekalongan telah menerapkan etika bisnis Islam. Terbukti dari visi, misi, serta tujuan Ridaka Pekalongan untuk menjadi sarana bisnis yang bisa membuka lapangan pekerjaan bagi orang lain, sehingga bisa menurunkan tingkat kemiskinan khususnya didaerah Pekalongan dan menjadi sarana bisnis yang bermanfaat bagi ummat. Ridaka Pekalongan harus bisa memperluas jaringan bisnis, sehingga banyak masyarakat yang bisa ikut produktif dan bisa memperbaiki perekonomian daerah sesuai dengan etika bisnis Islam. Ridaka Pekalongan juga harus bisa memperhatikan aspek etika bisnis Islam lain seperti mewajibkan para karyawan untuk berbusana sesuai dengan syari’at Islam agar realisasi etika bisnis Islam di Ridaka Pekalongan dapat berjalan dengan optimal.

Analysis of the Effect of Novel Coronavirus 2019 (Covid-19) Spreading Toward Sharia Stock Market in Indonesia Rachmat Sunjoto, Arie; Umam, Khoirul; Huda, Miftahul; Maisaroh Aribah, Shafira
TSAQAFAH Vol. 20 No. 2 (2024): Tsaqafah Jurnal Peradaban Islam
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v20i2.11188

The purpose of this research is to identify and analyze the influence of the spread of Novel Coronavirus 2019 (Covid-19), the policies of Indonesian Government during pandemic (i.e. work from home, large-scale social restrictions (PSBB) and community activities restriction enforcement (PPKM), the movement of FTSE 100 and Nasdaq Composite indexes on Islamic stock market in Indonesia (represented by the Indonesian Sharia Stock Index). This study utilizes the Vector Error Correction Model (VECM), Impulse Response Function (IRF), and Forecast Error Correction Model (FEVD) approach, with the range data from September 2019 to November 2022. The results of this research indicates that the VECM test showed that Covid-19 case in Indonesia and the movement of FTSE 100 had a significant positive effect on ISSI in the long term. Meanwhile, in the short term, Covid-19 case in Indonesia and government policies have had a significant negative effect on ISSI. In the IRF test, this shows that the Covid-19 case in Indonesia and government policies during pandemic have had a significant negative effect on ISSI. Conversely, the movement of the FTSE 100 and Nasdaq Composite Index has a significant positive effect on ISSI. In the FEVD test, it can be seen that the biggest contribution to ISSI shock movement was the shock itself of 85.24% and was followed by government policies, the Covid-19 case, FTSE 100 and Nasdaq. This investigation use three variables in order to search the effect of these factors on the movement of sharia stock market in Indonesia. The stock market represented by Indonesian Sharia Stock Index (ISSI).

Nusyuz and Syiqaq in Islamic Law : Concept, Impact, and Methods of Settlement Hanif, Hamdan Arief; Nasihin, Khoirun; Hamdani, Fahmi Fatwa Rosyadi Satria; Arie Rachmat Sunjoto
VRISPRAAK : International Journal of Law Vol 7 No 2 (2023): September 2023
Publisher : STAI Miftahul Ula Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/vris.v7i2.1150

Domestic conflict is an unavoidable phenomenon in married life. In Islam, there are two main forms of conflict that can cause disharmony in the family, namely nusyuz and syiqaq. Nusyuz refers to the defiance of one of the parties, either the husband or the wife, in carrying out their obligations in accordance with Islamic law. Meanwhile, syiqaq refers to a prolonged irreconcilable dispute between a married couple. This study aims to analyse the concepts of nusyuz and syiqaq as well as their settlement methods based on the perspective of Islamic law. This study uses a normative approach by examining the Qur'anic arguments, hadith, and the opinions of scholars. The results show that Islam regulates the steps of resolving nusyuz through advice, bed separation, and light sanctions with the aim of improving the relationship between husband and wife. In the case of shiqaq, Islam emphasises the importance of mediation through the appointment of hakam (peacemakers) from both parties before divorce becomes the last resort. By understanding the concepts and methods of conflict resolution in marriage according to Islam, it is hoped that married couples can be wiser in dealing with differences and prioritise fair and maslahat solutions for both parties.

Nusyuz and Syiqaq in Islamic Law : Concept, Impact, and Methods of Settlement Hanif, Hamdan Arief; Nasihin, Khoirun; Hamdani, Fahmi Fatwa Rosyadi Satria; Arie Rachmat Sunjoto
VRISPRAAK : International Journal of Law Vol. 7 No. 2 (2023): September 2023
Publisher : STAI Miftahul Ula Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/vris.v7i2.1150

Domestic conflict is an unavoidable phenomenon in married life. In Islam, there are two main forms of conflict that can cause disharmony in the family, namely nusyuz and syiqaq. Nusyuz refers to the defiance of one of the parties, either the husband or the wife, in carrying out their obligations in accordance with Islamic law. Meanwhile, syiqaq refers to a prolonged irreconcilable dispute between a married couple. This study aims to analyse the concepts of nusyuz and syiqaq as well as their settlement methods based on the perspective of Islamic law. This study uses a normative approach by examining the Qur'anic arguments, hadith, and the opinions of scholars. The results show that Islam regulates the steps of resolving nusyuz through advice, bed separation, and light sanctions with the aim of improving the relationship between husband and wife. In the case of shiqaq, Islam emphasises the importance of mediation through the appointment of hakam (peacemakers) from both parties before divorce becomes the last resort. By understanding the concepts and methods of conflict resolution in marriage according to Islam, it is hoped that married couples can be wiser in dealing with differences and prioritise fair and maslahat solutions for both parties.

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