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All Journal Edukasi Islami: Jurnal Pendidikan Islam Ekasakti Legal Science Journal
Azhar, Edi
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Education Law, Crime, Criminology & Criminal Justice

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Penerapan Asas Itikad Baik Dalam Penyelesaian Sengketa Perjanjian Pembiayaan Konsumen Akibat Debitur Meninggal Dunia: Studi Kasus Pada PT Sinar Mitra Sepadan Finance Cabang Padang Azhar, Edi; Pratama, Bisma Putra; Benni, Beatrix
Ekasakti Legal Science Journal Vol. 2 No. 4 (2025): Oktober
Publisher : Program Magister Ilmu Hukum Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60034/mhatbf86

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan asas itikad baik dalam penyelesaian sengketa perjanjian pembiayaan konsumen akibat debitur meninggal dunia pada PT Sinar Mitra Sepadan Finance Cabang Padang. Studi ini dilatarbelakangi oleh permasalahan hukum ketika pihak leasing tetap menagih angsuran kepada ahli waris meskipun debitur telah membayar premi asuransi jiwa kredit. Penelitian ini menggunakan metode yuridis normatif yang didukung pendekatan empiris dengan teknik wawancara dan studi dokumen. Hasil penelitian menunjukkan bahwa PT SMS Finance belum sepenuhnya menerapkan asas itikad baik, terbukti dari kelalaian dalam memproses klaim asuransi dan kurangnya transparansi terhadap ahli waris. Ditemukan juga bahwa kelemahan dari segi regulasi internal serta ketidakseimbangan informasi turut memperburuk posisi hukum konsumen. Oleh karena itu, diperlukan penegakan prinsip keadilan, perlindungan konsumen, serta peningkatan pengawasan oleh OJK guna menjamin kepastian hukum dan perlindungan yang adil terhadap ahli waris debitur.
THE ROLE OF ATTACHMENT PARENTING, EDUCATIONAL PROGRAMS, AND PATERNAL EXEMPLARITY IN SHAPING THE CHARACTER OF COMMUNITY LEADERS IN RIAU PROVINCE Azhar, Edi; Husti, Ilyas; Anwar, Khairil
Edukasi Islami: Jurnal Pendidikan Islam Vol. 14 No. 001 (2025): Edukasi Islami: Jurnal Pendidikan Islam (Spesial Issue)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v14i001.9262

Abstract

Background: This study explores the role of attachment parenting, educational programs, and paternal exemplarity in shaping the character of community leaders in Riau Province. The research is grounded in the understanding that fathers hold a central role in moral and religious education, serving not only as family heads but also as primary educators who model Islamic values through daily behavior. Purpose: The study aims to examine how emotional attachment, consistent religious guidance, and exemplary conduct contribute to the formation of virtuous character among children who later become influential figures in their communities. Method: Using a qualitative descriptive approach, data were collected through in-depth interviews with five community leaders representing diverse backgrounds. The analysis employed an interpretative framework of Islamic parenting and character education theory. Result: The findings reveal that attachment parenting, when aligned with Islamic principles of affection, discipline, and consistency, fosters emotional security and moral resilience in children. Moreover, fathers who serve as moral exemplars strengthen their children’s sense of responsibility, integrity, and faith-based leadership. Educational programs emphasizing religious values further reinforce these formative experiences. In conclusion, the study highlights that the harmonious integration of emotional closeness, spiritual education, and role modeling plays a crucial role in cultivating individuals with strong faith, noble character, and social responsibility traits essential for community leadership in the contemporary era.
Co-Authors Beatrix Benni Bisma Putra Pratama Husti, Ilyas Khairil Anwar