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All Journal ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar PESHUM
Yuwarman Mansur
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Library & Information Science Social Sciences

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THE INFLUENCE OF LOCAL GOVERNMENT EXPENDITURE ON ECONOMIC GROWTH IN THE DISCIPITIES/CITIES OF WEST SUMATRA PROVINCE 2019-2023 Laura Maulina; Rini Elvira; Yuwarman Mansur; Sofia Ridha
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 11 (2025): OCTOBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i11.1185

Abstract

This study aims to determine and analyze the extent to which local government spending affects economic growth in the regencies/cities of West Sumatra Province. This study supports the theory of John Maynard Keynes. According to Keynes, local government spending plays an important role in determining the rate of economic growth. If local government spending decreases, economic growth will also decline. The research method used in this study is quantitative associative. The type of data used in this study is secondary data with data collection techniques obtained from the Central Statistics Agency (BPS) of West Sumatra Province. The data used is for 5 years, from 2019 to 2023. The tool used in data processing is the SPSS 26 program. The data analysis technique used in this study is simple linear regression analysis. The results of the study were conducted using the t-test and R Square with alpha 0.05 and a confidence level of 95%. The results of this study indicate that Local Government Spending has a significant influence on Economic Growth by 85.1% and the remaining 14.9% is influenced by other variables not examined in this study, such as poverty, concentration of economic activity, unequal income distribution, consumption, investment, exports, and imports. Therefore, it is necessary to implement effective and efficient local government policies to achieve the desired economic growth goals. To achieve high economic growth, the role of the government is required, namely by managing government spending by allocating budgets to ensure that government spending is in accordance with plans and goals that have been set.
Analisis Pengaruh Persepsi Dan Pengetahuan Terhadap Keputusan Pelaku UMK Tidak Memilih Pembiayaan Di Bank Syariah: Studi Kasus Pasar Tiku, Tanjung Mutiara, Kabupaten Agam Enjelika, Putri; Amsah Hendri Doni; Yuwarman Mansur; Baginda Parsaulian
ISTIKHLAF: Jurnal Ekonomi, Perbankan dan Manajemen Syariah Vol. 7 No. 2 (2025): (September 2025)
Publisher : Institut Agama Islam Yasni Bungo Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/istikhlaf.v7i2.1112

Abstract

Penelitian ini di latar belakangi oleh banyaknya pelaku Usaha Mikro Kecil (UMK) di pasar tiku yang menggunakan pembiayaan di Bank Konvensional. Namun adanya suatu permasalahan pokok yang menarik perhatian penulis yaitu para pelaku usaha mikro kecil (UMK) masih rendahnya persepsi dan pengetahuan para pelaku usaha terhadap prinsip syariah dan produk yang ada di bank syariah, karna itu pelaku usaha mikro kecil di pasar Tiku masih menggunakan pembiayaan di bank konvensional. Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh persepsi dan pengetahuan terhadap keputusan pelaku usaha mikro kecil tidak memilih pembiayaan di Bank Syariah. Metode yang digunakan oleh peneliti adalah metode kuantitatif. Penelitian ini menggunakan kuesioner sebagai metode pengumpulan data dengan jumlah responden sebanyak 33 orang. Sedangkan teknik analisis data menggunakan analisis korelasi, analisis regresi linier berganda, uji koefisien determinan (R2), uji hipotesis (uji t) dan uji fisher (uji f) untuk melihat kontribusi variabel bebas terhadap variabel terikat. Berdasarkan hasil penelitian yang diperoleh sesuai dengan uji T terdapat nilai sig persepsi yaitu 0,01 dan Thitung persepsi yaitu 24.770 sedangkan Ttabel sebesar 1,679 (Thitung 24.770 < Ttabel 1,697 dan sig 0,01< 0,05 dari hasil dapat diketahui bahwa H1 diterima. Dari uji T di dapatkan nilai sig pengetahuan yaitu 0,01 dan Thitung Pengetahuan 12.981 (Thitung 12.981> Ttabel 1,697 dan sig 0,01<0,05) dari hasil tersebut dapat kita ketahui bahwa H1 diterima dan Sesuai dengan uji F di dapatkan nilai sig 0.01 Fhitungnya 432.684, sedangkan Ftabel sebesar 3.316 (Fhitung 432.684 < Ftabel 3.316 dan sig 0,01 < 0,05. Dengan demikian dapat Kesimpulannya H1 diterima artinya Persepsi dan pengetahuan berpengaruh terhadap Keputusan Pelaku usaha mikro kecil di pasar tiku tidak memilih pembiayaan di Bank Syariah.
Pengaruh Pertumbuhan Ekonomi Terhadap Penyerapan Tenaga Kerja di Provinsi Sumatera Barat Periode 1987-2024 Gustina, Sari; Rini Elvira; Yuwarman Mansur; Sofia Ridha
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 5 No. 2: Februari 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v5i2.14667

Abstract

Pertumbuhan ekonomi dapat digunakan sebagai pengukuran kemajuan yang dicapai oleh sebuah daerah, termasuk Provinsi Sumatera Barat. Penyerapan tenaga kerja menjadi aspek penting yang dipengaruhi oleh pertumbuhan ekonomi. Tujuan dari penelitian ini adalah untuk mengetahui apakah variabel pertumbuhan ekonomi memengaruhi variabel penyerapan tenaga kerja di Provinsi Sumatera Barat dari tahun 1987 hingga 2024. Peneliti menggunakan jenis data sekunder yang tersedia dari BPS untuk melakukan analisis dilakukan menggunakan regresi linear sederhana. Berdasarkan penelitian yang telah dilakukan, pertumbuhan ekonomi memiliki efek yang signifikan pada penyerapan tenaga kerja, dengan kontribusi pengaruh yang diberikan pertumbuhan ekonomi sebesar 15,8%. Temuan ini mendukung hipotesis yang diajukan dan teori pertumbuhan ekonomi Solow, dimana pertumbuhan ekonomi memiliki efek terhadap penyerapan tenaga kerja. Pemerintah daerah, terutama Pemerintah Provinsi Sumatera Barat, harus mempertimbangkan hasil penelitian ini untuk meningkatkan upaya serta memberikan kebijakan yang bisa meningkatkan pertumbuhan ekonomi menjai lebih baik agar bisa memberikan pengaruh dan dampak untuk peningkatatan penyerapan tenaga kerja di lapangan dan lebijh mengidentifikasi faktor-faktor yang berpengaruh.
Analisis Strategi Pelayanan Jemaah Umrah dalam Meningkatkan Brand Image pada Travel PT. Bimalyndo Hajar Aswad Cabang Bukittinggi Mardatillah Hutabarat; Yuwarman Mansur
ARZUSIN Vol 6 No 3 (2026): JUNI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i3.9739

Abstract

Service strategies for Umrah pilgrims in improving brand image have become a focus in various previous studies; however, research that specifically discusses the comprehensive implementation of service strategies at the operational level of travel agencies, particularly in the context of a decline in the number of pilgrims, remains limited. This study aims to analyze service strategies for Umrah pilgrims in improving brand image at PT Bimalyndo Hajar Aswad, Bukittinggi Branch. This study employed a qualitative approach with a field research design. The research informants consisted of the branch manager, employees, and pilgrims selected through the purposive sampling technique. Data were collected through observation, in-depth interviews, and documentation and were then analyzed using interactive analysis techniques, including data reduction, data presentation, and conclusion drawing. The results show that the service strategy has covered the dimensions of tangibles, reliability, responsiveness, assurance, and empathy, but its implementation has not been fully optimal, particularly in terms of transportation facilities to the airport and service consistency. These findings contribute to the development of studies on service quality and brand image, as well as broaden understanding of service strategies in the Umrah travel industry. The conclusion of the study emphasizes that service quality and consistency play an important role in shaping the company’s image. The practical implication is that the travel agency needs to improve its facilities and overall service quality to strengthen trust, satisfaction, and a positive image among pilgrims.
Analisis Implementasi Program Tabungan Haji Pelajar melalui Edukasi Haji sejak Dini di SDN 03 Pakan Kurai Khoriyatus Solehah Putri; Yuwarman Mansur
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10002

Abstract

The Student Hajj Savings Program is an Islamic banking innovation that functions as a means of fund mobilization as well as a medium for hajj education from an early age. However, the low habit of saving and the limited understanding of students regarding hajj planning indicate that the implementation of this program has not been optimal. This study aimed to analyze the implementation of the Student Hajj Savings Program through hajj education from an early age at SDN 03 Pakan Kurai. This study used a descriptive qualitative approach with the CIPP evaluation model (Context, Input, Process, Product). Data were collected through interviews, observation, and documentation. The results showed that the program had been implemented fairly well and was relevant to students’ needs. In the context aspect, the program was in accordance with the condition of students’ low financial literacy. In the input aspect, the program was supported by a savings product based on a flexible and easily accessible wadiah contract. In the process aspect, the program was implemented routinely but was not yet optimal due to limited socialization and continuous assistance. In the product aspect, the program had a positive impact on increasing awareness of saving and basic understanding of hajj, although fund accumulation was not yet maximized. The conclusion of this study emphasizes that the success of the Student Hajj Savings Program is determined not only by product design but also by synergy among the bank, school, and parents. The implications of this study indicate the importance of strengthening continuous education and increasing parental involvement to optimize the program as a medium for Islamic financial literacy and character education from an early age.
Analisis Implementasi Marketing Public Relations (MPR) dalam Upaya Meningkatkan Penjualan Produk Tabungan Batara IB pada BTN KCPS Bukittinggi Pindia Elpionita; Yuwarman Mansur
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10284

Abstract

The suboptimal implementation of Marketing Public Relations (MPR) at BTN KCPS Bukittinggi, marked by limited human resources, insufficient use of social media, and low public understanding of Islamic banking products, has affected fluctuations in sales of the Tabungan Batara iB product amid increasing competition among financial institutions. This study aims to analyze the implementation of Marketing Public Relations through various MPR activities in increasing sales of the Tabungan Batara iB product at BTN KCPS Bukittinggi. This study used a qualitative approach with data collection techniques through observation, interviews, and documentation. The research informants consisted of the management and employees of BTN KCPS Bukittinggi as well as several customers. The data were analyzed using the Miles and Huberman interactive model, which includes data reduction, data display, and conclusion drawing. The results showed that the implementation of Marketing Public Relations at BTN KCPS Bukittinggi had been carried out through several activities, namely publications, events, sponsorship, community service, and identity media. However, its implementation was not yet fully optimal because it still faced obstacles in the form of limited human resources specifically handling MPR, insufficient use of social media, and low public understanding of Islamic banking products. The conclusion of this study affirms that MPR optimization is needed to strengthen marketing communication, improve public understanding, and support sales of the Tabungan Batara iB product. These findings provide practical implications for BTN KCPS Bukittinggi in strengthening public relations-based marketing communication strategies, particularly through increasing human resource capacity and using social media more effectively.
Co-Authors Amsah Hendri Doni Baginda Parsaulian Enjelika, Putri Gustina, Sari Khoriyatus Solehah Putri Laura Maulina Mardatillah Hutabarat Pindia Elpionita Rini Elvira Sofia Ridha