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All Journal HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis Al-Zayn: Jurnal Ilmu Sosial & Hukum
Moch. Dewa Yando Nazula
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Public Health Social Sciences

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GERAKAN MAHASISWA LAWAN PINJOL DAN JUDOL DEMI KEUANGAN SEHAT KELUARGA SELAMAT Lydia Imelda Januari Putri; Ahmad Satrio Mahardika Priambada; Brian Hari Prasetyo; Rohmawan; One Sabili Rosyidin; Ahmad Fajar Sidiq Affandi; Nelsa Jeany Lengkey; Nanda Maulana; Moch. Dewa Yando Nazula; Della Firma Sari; Angga Putra Pratama; Eko Cahyono; Fani Aulitha Putri
HUMANITIS: Jurnal Homaniora, Sosial dan Bisnis Vol. 3 No. 7 (2025)
Publisher : ADISAM PUBLISHER

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The Community Service Program (KKN) in Cerme Kidul Village, Cerme District, Gresik Regency aims to educate the community about the importance of household financial literacy, particularly in addressing the rise of online loans (pinjol) and online gambling (judol), which negatively impact family economic stability. The community’s lack of understanding of financial management is a major factor in the increasing number of cases of residents engaging in online loans (pinjol) and online gambling (judol). Through educational programs such as outreach, group discussions, and the distribution of information media, KKN students actively play a role in raising public awareness of the risks and negative impacts of online loans (pinjol) and online gambling. The results of the program indicate an increased public understanding of how to manage finances wisely, as well as a growing critical attitude toward illegal financial services and online gambling. It is hoped that this program will be the first step in building family economic resilience at the village level and fostering a culture of thrift and freedom from the trap of debt and online gambling.
Keseimbangan Perlindungan Usaha Kecil Menurut Hukum Persaingan Usaha dan Hukum Perlindungan Konsumen Berbasis Keadilan Moch. Dewa Yando Nazula; Puspitasari, Dara; Wachidiyah Ningsih, Dwi
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 2 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i2.4647

Abstract

Penelitian ini menganalisis antinomi hukum bagi pelaku usaha mikro dalam UU 5/1999 dan perlindungan hak konsumen dalam UU 8/1999. Meski Pasal 33 ayat (1) UUD 1945 mengamanatkan perlindungan UMKM sebagai instrumen demokrasi ekonomi, pengecualian pada Pasal 50 huruf h UU PM memicu dilema yuridis berupa distorsi pasar dan moral hazard. Dengan metode penelitian hukum normatif melalui pendekatan perundang-undangan, konseptual, dan komparatif, ditemukan bahwa sinkronisasi kedua regulasi tersebut belum mencapai titik ekuilibrium ideal. Hasil penelitian menunjukkan bahwa imunitas normatif bagi UMKM tanpa batasan omzet yang presisi mencederai asas keadilan komutatif melalui praktik kolusi harga artifisial. Sebaliknya, penegakan UUPK terhadap entitas kecil cenderung eksesif, sehingga berisiko menimbulkan kriminalisasi berlebih. Penelitian ini menyimpulkan bahwa implementasi keadilan distributif memerlukan keseimbangan antara proteksi sektoral dan akuntabilitas hukum.
Co-Authors Ahmad Fajar Sidiq Affandi Ahmad Satrio Mahardika Priambada Angga Putra Pratama Brian Hari Prasetyo Della Firma Sari Eko Cahyono Fani Aulitha Putri Lydia Imelda Januari Putri Nanda Maulana Nelsa Jeany Lengkey One Sabili Rosyidin Puspitasari, Dara Rohmawan Wachidiyah Ningsih, Dwi