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All Journal Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ Airlangga Journal of Innovation Management
Nur Hamam, Zaki
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Economics, Econometrics & Finance Social Sciences Other

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PENINGKATAN KUALITAS SUMBER DAYA MANUSIA MELALUI PELATIHAN ECOPRENEURSHIP DAN MANAJEMEN PENGELOLAAN SAMPAH Purwidianti, Wida; Dwiyanti, Retno; Ma’ruf, Anwar; Elora Fitri Solihfahmi, Tsabitah; Nur Hamam, Zaki
Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ Vol 12 No 3 (2025): September
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian Masyarakat (LP3M) UNSIQ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32699/ppkm.v12i3.9848

Abstract

Green entrepreneurship (ecopreneurship) is entrepreneurship that does not only focus on profit but also pays attention to environmental aspects. One form of green entrepreneurship is by managing waste into a business that generates profits and preserves the environment. This community service (IbM) conducts training on ecopreneurship and waste management with partners of Rumah Asuh Baiti Jannati in Purwokerto. The purpose of this IbM is to overcome partner problems related to the lack of funding to finance the children of this foster home. The IbM activity was carried out on May 18, 2025 at Rumah Asuh Baiti Jannati. The activities carried out were in the form of providing material on ecopreneurship and entrepreneurial motivation as well as waste management training. This activity has proven effective based on the results of the pretest and posttest which showed an increase in the knowledge of community service participants and an increase in the skills of partners in managing inorganic waste into compost. This activity was also considered very good by partners based on the results of the partner satisfaction survey
Financial Inclusion as a Mediator of Financial Literacy, Technology Adoption, and Government Policy on MSME Performance Nur Hamam, Zaki; Purwidianti, Wida; Tubastuvi, Naelati; Yustina Rahmawati, Ika
Airlangga Journal of Innovation Management Vol. 7 No. 1 (2026): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ajim.v7i1.82959

Abstract

This study focuses on analyzing the effects of financial literacy, technology adoption, and government policies in influencing Micro, Small, and Medium Enterprises (MSMEs) in Banyumas, with financial inclusion acting as a mediator. This study utilizes a quantitative method through a convenience sampling approach, gathering data from a sample of 200 MSME stakeholders. Data has been processed using Structural Equation Modelling-Pooled Least Squares (SEM-PLS) via SmartPLS Software Version 3.0. The results show a significant positive effect of financial literacy, technology adoption, and government policies on financial inclusion. Financial literacy and technology adoption have a direct positive effect; in contrast, government policies have an insignificant direct effect, although a positive influence, on MSME performance. Financial inclusion has a surprisingly negative effect on MSME performance. However, financial inclusion still has a role as a mediator in MSMEs relating to performance among all financial literacy, technology adoption, and government policies. The observations from this paper provide an implication that financial inclusion plays a crucial role in determining business performance results. In practice, this paper supports promoting adaptive financial literacy, growth in technology adoption in financial services, and the development of policies tailored in accordance with local MSMEs. This study also enriches the literature by confirming the variation in the direction and strength of the relationship between variables in the context of developing countries, especially in non-metropolitan areas.
Co-Authors Elora Fitri Solihfahmi, Tsabitah Ma’ruf, Anwar Naelati Tubastuvi Retno Dwiyanti Wida Purwidianti Yustina Rahmawati, Ika