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The Influence of Money Demand on the Rupiah Exchange Rate Ahead of Eid: Pengaruh Permintaan Uang terhadap Nilai Tukar Mata Uang Rupiah Menjelang Lebaran Muammalatul Fauzah, Nur; Meliyana, Hildah; Rohaini, Jannatul
Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah Vol 1 No 1 (2024): Mei
Publisher : Syamilah Publishing

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Abstract

Penelitian ini bertujuan untuk mengkaji apakah permintaan uang berpengaruh terhadap nilai tukar mata uang Rupiah, khususnya menjelang perayaan. Permintaan uang meningkat seiring mendekati perayaan Lebaran karena tradisi memberikan THR, belanja kebutuhan Lebaran, dan persiapan mudik. Lebaran sebagai salah satu perayaan dalam budaya dan tradisi masyarakat Indonesia khususnya umat Islam. Permintaan uang di masyarakat cenderung meningkat hal ini dipengaruhi oleh kegiatan ekonomi dan pola konsumsi secara keseluruhan.. Penelitian ini menggunakan metodologi kuantitatif. Jenis data yang digunakan adalah data sekunder yang bersumber dari BI rate yang menunjukkan data inflasi setiap bulan. Kemudian di Uji Normalitas dan Uji One Sample T-Test menggunakan SPSS dan pengambilan keputusannya berdasarkan nilai signifikansi. Hasil penelitian menunjukkan adanya korelasi positif yang signifikan antara permintaan uang dengan nilai tukar Rupiah meskipun R-squarednya relatif rendah. Berdasarkan hasil penelitian menunjukkan bahwa peningkatan permintaan uang menjelang hari raya Lebaran dapat mempengaruhi nilai tukar Rupiah terhadap mata uang asing. Hal ini disebabkan oleh tradisi Lebaran seperti memberikan THR, membelanjakan kebutuhan Lebaran, mempersiapkan mudik, memberikan gaji dan bonus, serta aktivitas perdagangan dan investasi yang terkait dengan hari raya.
Islamic Financial Literacy and Financial Management Behavior: The Mediating Effect of Fintech Payments by Female Entrepreneurs at Universities in Madura Rohaini, Jannatul; Achmad Budi Susetyo, Budi; Dony Burhan Noor Hasan, Dony
RISK : Jurnal Riset Bisnis dan Ekonomi Vol. 6 No. 2 (2025): November 2025
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/risk.v6i2.7040

Abstract

The primary objective of this study is to examine the influence of Islamic financial literacy on the financial management behavior of female entrepreneurs in the Madura region, as well as to evaluate the mediating role of Sharia-based financial payment technology (fintech payment) in this relationship. This research is grounded in the strategic contribution of MSMEs to regional economic development and the persistent challenges encountered by female entrepreneurs in sustaining and growing their businesses, Specifically, this pertains to the limited level of Islamic financial literacy and restricted access to digital financial services that adhere to sharia principlesThis research employs a quantitative approach, utilizing an online questionnaire as the primary survey method for data collection. Respondents were selected purposively, namely Muslim women from academic circles in Madura who have entrepreneurial experience and use sharia fintech payments. The sample size was calculated using the Lemeshow formula, yielding a total of 97 respondents for this study. This was then multiplied by a certain number to become 120 respondents. The data collection process was carried out through a combination of literature review and structured questionnaire distribution, while data analysis was conducted using the SEM-PLS method with SmartPLS 4.0 software. This research is anticipated to contribute meaningfully to the advancement of a digital sharia financial ecosystem that is inclusive, sustainable, and responsive to the specific needs of female entrepreneurs in the Madura region