Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Journal of Islamic Economic Laws Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah
Meliyana, Hildah
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
The Influence of Money Demand on the Rupiah Exchange Rate Ahead of Eid: Pengaruh Permintaan Uang terhadap Nilai Tukar Mata Uang Rupiah Menjelang Lebaran Muammalatul Fauzah, Nur; Meliyana, Hildah; Rohaini, Jannatul
Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah Vol 1 No 1 (2024): Mei
Publisher : Syamilah Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengkaji apakah permintaan uang berpengaruh terhadap nilai tukar mata uang Rupiah, khususnya menjelang perayaan. Permintaan uang meningkat seiring mendekati perayaan Lebaran karena tradisi memberikan THR, belanja kebutuhan Lebaran, dan persiapan mudik. Lebaran sebagai salah satu perayaan dalam budaya dan tradisi masyarakat Indonesia khususnya umat Islam. Permintaan uang di masyarakat cenderung meningkat hal ini dipengaruhi oleh kegiatan ekonomi dan pola konsumsi secara keseluruhan.. Penelitian ini menggunakan metodologi kuantitatif. Jenis data yang digunakan adalah data sekunder yang bersumber dari BI rate yang menunjukkan data inflasi setiap bulan. Kemudian di Uji Normalitas dan Uji One Sample T-Test menggunakan SPSS dan pengambilan keputusannya berdasarkan nilai signifikansi. Hasil penelitian menunjukkan adanya korelasi positif yang signifikan antara permintaan uang dengan nilai tukar Rupiah meskipun R-squarednya relatif rendah. Berdasarkan hasil penelitian menunjukkan bahwa peningkatan permintaan uang menjelang hari raya Lebaran dapat mempengaruhi nilai tukar Rupiah terhadap mata uang asing. Hal ini disebabkan oleh tradisi Lebaran seperti memberikan THR, membelanjakan kebutuhan Lebaran, mempersiapkan mudik, memberikan gaji dan bonus, serta aktivitas perdagangan dan investasi yang terkait dengan hari raya.
What Reduces Switching Behavior in Indonesian Islamic Banking? The Mediating Role of Customer Satisfaction Meliyana, Hildah; Adiba, Elfira Maya; Dahruji
Journal of Islamic Economic Laws Vol. 9 No. 01 (2026): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v9i01.13794

Abstract

Switching behavior is a marker of customer loyalty, particularly among Islamic bank customers. Therefore, a strategy is needed to reduce the rate of customer switching from an Islamic bank to other banks. This study aims to analyze the determinants of switching behavior in Indonesian Islamic banks, using customer satisfaction as a mediating variable. This study employed a quantitative approach using Structural Equation Modeling based on Partial Least Squares (SEM-PLS). This study successfully collected primary data from 265 customers of an Indonesian Islamic bank. The results of this study indicate that none of the antecedent variables directly influence switching behavior, but they do significantly influence customer satisfaction. Customer satisfaction effectively mediates switching behavior, indicating that more satisfied customers are less likely to switch banks. The findings of this study indicate that Islamic bank customers act rationally by evaluating all antecedent variables before switching to another bank. This research theoretically contributes to the literature regarding the importance of customer satisfaction in explaining customer behavior. In practice, this research emphasizes the need for appropriate strategies to provide a positive experience of transacting with Islamic banks, thereby satisfying customers and minimizing switching behavior. Therefore, banks must maintain and improve customer satisfaction through optimizing competitive profit-sharing schemes, service strategies, sharia compliance, and technological innovation to increase customer loyalty and reduce switching behavior. This strategy is expected to strengthen Islamic banks’ long-term competitiveness.
Co-Authors Adiba, Elfira Maya Dahruji Muammalatul Fauzah, Nur Rohaini, Jannatul