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All Journal Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Najah: Journal of Research and Community Cendekia: Jurnal Pengabdian Masyarakat
I’tisoma Billah, Zahida
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Humanities Economics, Econometrics & Finance Education Other

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Analisis Rasio Profitabilitas Sebagai Alat Ukur Kinerja Keuangan Perusahaan Asuransi Terdaftar di Ojk (Studi Pada PTb. Prudential Life Assurance Dan Pt. IAI Financial Periode 2015-2019) I’tisoma Billah, Zahida; Aziza, Ummu
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 3 No 1 (2021): Mei
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v3i1.500

Abstract

This study aims to determine the financial performance of PT Prudential Life Assurance and PT AIA Financial based on profitability ratio analysis in the 2015-2019 period. The research method uses descriptive quantitative research, descriptive quantitative research is a method that explains or analyzes a problem from a data based on the calculation of the numbers from the research results. where in this study describes the assessment of the financial performance of Islamic insurance companies using financial statements. The results showed that the financial performance of PT. Prudential Life Assurance for the period 2015-2019 based on Return On Assets (ROA) shows thecategory healthy with ratio values ​​of 34%, 24%, 8%, 7%, and 7%. while the results of the calculation of Return On Equity (ROE) show thecategory healthy with a ratio value of 48%, 32%, 30%, 33%, and 41%. Financial performance of PT. IAI Financial 2015-2019 period based on Return On Assets (ROA) indicates acategory healthy with a ratio value of 6%, 6%, 5%, 4% and 7%. Then the results of the calculation of Return On Equity (ROE) show thecategory healthy with a ratio value of 37%, 36%, 28%, 19%, 23%.
Digital Marketing Training For Tilapia Fish Farming Businesses In Bladu Kulon Village, Tegal Siwalan Subdistrict, Probolinggo Regency I’tisoma Billah, Zahida; Zainullah, Ahmad; Hidayatul Hikmiyah, Hawa’; Ghafur, Abd; Nuntupa
CENDEKIA: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2025): Desember 2025
Publisher : Simfoni Ilmu Cindekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65430/jpm.v2i1.27

Abstract

Community service through the Kuliah Kerja Nyata (KKN) program in Blado Kulon Village, Tegal Siwalan District, Probolinggo Regency was carried out using the Asset-Based Community Development (ABCD) approach. This approach was chosen because it emphasizes the utilization of community assets, strengths, and local potential, particularly in the tilapia fish farming sector, which serves as the village’s main asset. Through the ABCD method and Appreciative Inquiry, the mentoring process was implemented in five key stages: discovery, dream, design, define, and destiny. This program focused on developing community capacity, especially among members of the Mina Mandiri tilapia farming group (POKDAKAN), in enhancing their knowledge and skills in digital marketing. The results of the program indicate positive changes within the community, particularly in business management, mindset, and the ability to utilize social media as a marketing platform. Training activities, including the creation of Shopee and Lazada accounts and the optimization of WhatsApp Business, contributed to increased creativity and independence in promoting tilapia farming products. These findings reinforce that the ABCD approach effectively fosters self-reliance, confidence, and empowerment within the community to develop its local potential. Overall, the digital marketing assistance program based on local assets proved effective in improving the capacity of the Blado Kulon Village community. This initiative is expected to serve as an initial step toward further business innovation development and strengthening the village economy through community-based assets.
Membangun Kesadaran Legalitas Usaha Melalui Pendampingan Pembuatan Nomor Induk Berusaha (Nib) Bagi Usaha Mikro, Kecil dan Menengah (Umkm) Dusun Sumber Cangkelek, Desa Wangkal, Kecamatan Gading, Kabupaten Probolinggo Hazimah Iskarimah, Ima; I’tisoma Billah, Zahida
Najah: Journal of Research and Community Service Vol. 3 No. 2 (2025): Juni 2025
Publisher : Kalam Nusantara Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Community Service Program (PKM) aims to analyze the role of community service in priority communities and the influence of innovation internalization and external environmental changes on efforts to improve the performance of micro, small, and medium enterprises (MSMEs). One very important aspect in the development of MSMEs is business legality. The objective of this community service program is to provide assistance to MSME actors in Sumber Cangkelek Hamlet, Wangkal Village, Gading Subdistrict in creating accounts and obtaining business licenses directly at the Public Service Mall and obtaining business legality, in this case in the form of a business identification number (NIB). The community service activity carried out by group 29 of UNZAH's KKN PKM was due to the lack of enthusiasm among micro, small, and medium entrepreneurs in Sumber Cangkelek Hamlet, Wangkal Village, Gading Subdistrict in obtaining a Business Identification Number (NIB). NIB is a business identification number used by business actors to obtain business licenses and commercial or operational permits. One of the economic assets that is still underdeveloped in Sumber Cangkelek Hamlet is micro, small, and medium enterprises (MSMEs). This PKM activity uses the ABCD (Asset-Based Community Development) Approach, which consists of 6 stages, namely: a) Discovery Stage, b) Dream Stage, c) Design Stage, d) Destiny Stage, e) Define Stage, and f) Reflection Stage in data collection, resulting in the collection of 12 MSMEs in Wangkal Village, Gading District, spread across several hamlets, namely Krajan Hamlet, Sumber Cangkelek Hamlet, and Kramat Hamlet. The result of this community service activity was the issuance of Business Identification Numbers (NIB) for two MSME actors in Sumber Cangkelek Hamlet, Wangkal Village, Gading District.
Co-Authors Ahmad Zainullah, Ahmad Aziza, Ummu Ghafur, Abd Hazimah Iskarimah, Ima Hidayatul Hikmiyah, Hawa’ Nuntupa