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All Journal Al-Muamalat : Jurnal Ekonomi Syariah Al I'tibar Jurnal Pendidikan Islam
Saepudin, Dindin
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences Other

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Murabahah in Contemporary Islamic Banking: An Analysis of the Maudhu’i Hadith in the Indonesian Context Abdullah, Fadli Daud; Fathurrahman, Hamdan; Helmina; Witro, Doli; Saepudin, Dindin
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 12 No. 2 (2025): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v12i2.45451

Abstract

This study aims to examine the practice of Murabahah contracts in Indonesian Islamic banking through a Maudhu’i approach to the hadith of the Prophet Muhammad, as a response to concerns about ethical deviations. Although Murabahah is commonly used as a financing instrument, this study assesses its normative and applicative suitability with the principles of hadith. The method employed is a qualitative descriptive-analytical analysis of 4 main hadiths and 42 supporting hadiths from Imam al-Bukhari, Nasa’i, and other Rawi. The results of the study indicate that the principles of Murabahah, such as price clarity, ownership of goods, and mutual agreement, have a strong foundation in authentic hadith, particularly Bukhari No. 1926 and Nasa’i No. 4571. Three main themes were identified: justice and willingness, the validity of deferred payment (nasi’ah), and the prohibition of gharar and hidden usury. In principle, Murabahah is permissible, but its implementation often violates the valid conditions of the contract. This study emphasises the importance of hadith literacy for industry practitioners and the role of the Sharia Supervisory Board (DPS). The implications are the need for standardisation of digital contracts and harmonisation of bank operations with hadith values to ensure the conformity of Murabahah with the objectives of Sharia law.
The Role Of Communication In Improving The Quality Of Islamic Religious Education Learning In The Modern Education Era Bushaeri, Nur Muhammad; Ahmad Fathurrohman, Asep; Syafi'e, Rachmat; Saepudin, Dindin
JURNAL PENDIDIKAN ISLAM AL I’TIBAR Vol 11 No 2 (2024): Jurnal Pendidikan Islam: Al I'tibar
Publisher : Program Studi Pendidikan Agama Islam Fakultas Agama Islam Universitas Nurul Huda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30599/jpia.v11i2.3755

Abstract

This article discusses the crucial role of communication in improving the quality of learning in the modern education era. With the development of technology and changes in learning paradigms, communication is not only a means of delivering information, but also as the main foundation in shaping effective and continuous learning experiences. Through deep insights, this article explores how communication facilitates collaborative learning, overcomes the constraints of space and time, and forms essential interpersonal skills. Communication is also key in accommodating cultural diversity and ensuring parental involvement in learning. By understanding the role of this communication, this article invites to design innovative learning methods, create an inclusive environment, and prepare students for future demands. Through a holistic approach to communication in the context of modern education, this article summarizes concepts and strategies that can be applied to improve the quality of learning and ensure the relevance of education to the dynamics of the times
Co-Authors Abdullah, Fadli Daud Ahmad Fathurrohman, Asep Bushaeri, Nur Muhammad Fathurrahman, Hamdan Helmina Syafi'e, Rachmat Witro, Doli