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Teori Permintaan Uang Putri, Lathifah Ananda; Nabila, Najwa; Bastian, Vany Fadillah; Sitepu, Ruli Pebrina; Imaniah, Miratul
Indonesian Research Journal on Education Vol. 4 No. 2 (2024): irje 2024
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v4i2.584

Abstract

Uang merupakan salah satu sarana untuk memenuhi kebutuhan manusia. Pada awalnya, uang berwujud logam dan kemudian berkembang menjadi uang kertas. Selain itu, masyarakat juga menggunakan cek, deposito, kartu kredit, dan lain sebagainya yang dikeluarkan oleh bank komersial. Ada pula instrumen seperti giro melalui surat berharga. Ragam ini diciptakan untuk mempermudah transaksi pembelian barang dan memenuhi kebutuhan masyarakat. Uang sering dianggap sebagai modal, sementara dalam ekonomi Islam, uang dipandang sebagai barang publik yang berfungsi dalam sirkulasi, sedangkan modal merupakan barang pribadi dan saham. Penelitian ini bertujuan untuk membandingkan. Dalam ekonomi konvensional, uang dapat diperdagangkan dalam jumlah besar dan dapat disewakan, sementara dalam ekonomi Islam, uang tidak bisa diperjualbelikan dalam jumlah besar dan tidak dapat disewakan.
Edukasi Normatif-Ekonomi Perkreditan dan Jaminan Perbankan sebagai Upaya Peningkatan Pendapatan Pekerja di Sumatera Utara Dalimunthe, Nikmah; Syafitri, Cici El Dirrah; Abdurrahman, Abdurrahman; Putri, Lathifa Ananda; Imaniah, Miratul; Iqbal, Muhammad; Syaputri, Mulia; Lubis, Niswa Auliya; Sitepu, Ruli Pebrina Br; Cahya, Septian Dwi; Bastian, Vany Fadilah; Syafitri, Aulia; Nabila, Najwa
Nuras : Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): January (In Progress)
Publisher : Lembaga Pendidikan, Penelitian, dan Pengabdian Kamandanu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/nuras.v6i1.962

Abstract

This community service activity aims to increase the understanding and capacity of workers, especially Micro, Small, and Medium Enterprises (MSMEs) related to credit and banking guarantee practices from a normative and economic perspective, as well as their relevance to increasing workers' income in North Sumatra. The problems faced by partners include low legal and economic literacy in banking, limited understanding of credit guarantee mechanisms, and lack of optimal use of productive financing. The service methods used include educational and socialization activities through material presentations, interactive discussions, and evaluation of participants' understanding using pre-test and post-test. The material provided includes banking credit regulations, types of credit guarantees such as dependents and fiduciary guarantees, as well as strategies for the use of productive credit to increase income. The results of the activity showed an increase in participants' understanding of the normative aspects of credit and banking guarantees, as well as increased awareness in choosing and managing credit in a more productive and sustainable manner. This activity makes a practical contribution in the form of strengthening financial literacy and banking laws which is expected to encourage an increase in workers' income in an inclusive manner in North Sumatra.