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Role of Digital Financial Literacy and Digital Financial Behavior on Financial Well-being in Indonesia Dewi, Cynthia Sari; Putri, Apriliana; Situmorang, Sangaviery Loucas
West Science Business and Management Vol. 2 No. 02 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i02.980

Abstract

In the current digital financial era, this research explores the important and relevant impact of the lack of welfare of Indonesian society in facing digital financial transformation. With the aim of improving people's financial welfare, this research focuses on digital financial literacy and digital financial behavior. Using the Theory of Planned Behavior (TPB) from a financial perspective, this research seeks to provide an in-depth understanding of how digital financial literacy and digital financial behavior can help improve people's financial welfare. This research uses a quantitative approach by distributing questionnaires to workers in JABODETABEK. This research model uses Partial Least Square - Structural Equation Modeling (PLS-SEM) via the SmartPLS application. It is hoped that the research results can help the government, practitioners or policy makers in improving the financial welfare of the Indonesian people. The findings in this study show that workers in the JABODETABEK area that DFL influences DFB and FWB FS. Then DFB influences FWB FS. However, DFL has no effect on FWB FA and DFB FA.
ADAPTASI ORGANISASI DALAM ERA DIGITAL: PELUANG DAN TANTANGAN MANAJEMEN PERUBAHAN Wardhani, Vania Putri; Haludin, Guntur; Maudri, Fathiyara Ramadhani; Hanum, Nazwa; Desshyfa, Rizana Tarissa; Putri, Apriliana
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 4 (2024): Special Issue Vol. 7 No. 4 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i4.40062

Abstract

Penelitian ini membahas bagaimana manajemen perubahan memainkan peran penting dalam membantu organisasi beradaptasi dengan tantangan dan peluang yang muncul akibat transformasi digital. Dengan menggunakan pendekatan analisis pustaka, penelitian ini menemukan bahwa digitalisasi membuka peluang untuk meningkatkan efisiensi operasional, mendorong inovasi, serta meningkatkan fleksibilitas organisasi. Namun, tantangan utama yang dihadapi termasuk resistensi terhadap perubahan, kesenjangan keterampilan, dan ketidakpastian dalam penerapan teknologi baru. Untuk mengatasi tantangan ini, diperlukan strategi manajemen perubahan yang efektif, seperti komunikasi yang jelas, pelatihan karyawan, serta keterlibatan pemimpin dalam proses transisi. Temuan penelitian ini menekankan pentingnya kolaborasi antara pengelolaan teknologi dan pengembangan sumber daya manusia untuk keberhasilan transformasi digital dan peningkatan daya saing organisasi.
Examining the Role of Islamic Education Teachers in Fostering Good Character Among Students at Al-Fityah Integrated Islamic Junior High School in Pekanbaru Darmansyah, Darmansyah; Aprita, Junia; Putri, Apriliana; Novitasari, Shinta; Naufal, Naufal; Amsar Harahap, Rafi; Muslim, Rafli Efendi
Al-Hikmah: Jurnal Agama dan Ilmu Pengetahuan Vol. 23 No. 1 (2026): Al-Hikmah: Jurnal Agama dan Ilmu Pengetahuan (AJAIP)
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the strategies used by Islamic Religious Education teachers in fostering good character at SMP IT Al Fityah in Pekanbaru. Specifically, it seeks to examine the character-building efforts undertaken by Islamic Religious Education teachers at SMP IT Al Fityah in Pekanbaru. The method used in this study is a descriptive method employing a qualitative approach. Data collection procedures involved observation, interviews, and documentation. The interviews in this study were conducted with Islamic Religious Education teachers. The data analysis process used in this study included data collection, data reduction, data presentation, and drawing conclusions. The results of this study indicate that Islamic Religious Education teachers have implemented various effective strategies to strengthen students’ akhlakul karimah. These strategies include fostering religious practices, providing guidance, and consistently modeling exemplary behavior in daily school activities. The implementation of these strategies has proven to have a positive impact on changes in students’ religious attitudes and behaviors. These findings underscore that structured and sustained character development is crucial in supporting the success of character education.