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All Journal Jurnal Review Pendidikan dan Pengajaran (JRPP) West Science Business and Management
Putri, Apriliana
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Role of Digital Financial Literacy and Digital Financial Behavior on Financial Well-being in Indonesia Dewi, Cynthia Sari; Putri, Apriliana; Situmorang, Sangaviery Loucas
West Science Business and Management Vol. 2 No. 02 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i02.980

Abstract

In the current digital financial era, this research explores the important and relevant impact of the lack of welfare of Indonesian society in facing digital financial transformation. With the aim of improving people's financial welfare, this research focuses on digital financial literacy and digital financial behavior. Using the Theory of Planned Behavior (TPB) from a financial perspective, this research seeks to provide an in-depth understanding of how digital financial literacy and digital financial behavior can help improve people's financial welfare. This research uses a quantitative approach by distributing questionnaires to workers in JABODETABEK. This research model uses Partial Least Square - Structural Equation Modeling (PLS-SEM) via the SmartPLS application. It is hoped that the research results can help the government, practitioners or policy makers in improving the financial welfare of the Indonesian people. The findings in this study show that workers in the JABODETABEK area that DFL influences DFB and FWB FS. Then DFB influences FWB FS. However, DFL has no effect on FWB FA and DFB FA.
ADAPTASI ORGANISASI DALAM ERA DIGITAL: PELUANG DAN TANTANGAN MANAJEMEN PERUBAHAN Wardhani, Vania Putri; Haludin, Guntur; Maudri, Fathiyara Ramadhani; Hanum, Nazwa; Desshyfa, Rizana Tarissa; Putri, Apriliana
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 4 (2024): Special Issue Vol. 7 No. 4 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i4.40062

Abstract

Penelitian ini membahas bagaimana manajemen perubahan memainkan peran penting dalam membantu organisasi beradaptasi dengan tantangan dan peluang yang muncul akibat transformasi digital. Dengan menggunakan pendekatan analisis pustaka, penelitian ini menemukan bahwa digitalisasi membuka peluang untuk meningkatkan efisiensi operasional, mendorong inovasi, serta meningkatkan fleksibilitas organisasi. Namun, tantangan utama yang dihadapi termasuk resistensi terhadap perubahan, kesenjangan keterampilan, dan ketidakpastian dalam penerapan teknologi baru. Untuk mengatasi tantangan ini, diperlukan strategi manajemen perubahan yang efektif, seperti komunikasi yang jelas, pelatihan karyawan, serta keterlibatan pemimpin dalam proses transisi. Temuan penelitian ini menekankan pentingnya kolaborasi antara pengelolaan teknologi dan pengembangan sumber daya manusia untuk keberhasilan transformasi digital dan peningkatan daya saing organisasi.
Co-Authors Cynthia Sari Dewi Desshyfa, Rizana Tarissa Guntur Haludin Hanum, Nazwa Maudri, Fathiyara Ramadhani Situmorang, Sangaviery Loucas Wardhani, Vania Putri