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All Journal Jurnal Review Pendidikan dan Pengajaran (JRPP) West Science Business and Management IIJSE
Putri, Apriliana
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Role of Digital Financial Literacy and Digital Financial Behavior on Financial Well-being in Indonesia Dewi, Cynthia Sari; Putri, Apriliana; Situmorang, Sangaviery Loucas
West Science Business and Management Vol. 2 No. 02 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i02.980

Abstract

In the current digital financial era, this research explores the important and relevant impact of the lack of welfare of Indonesian society in facing digital financial transformation. With the aim of improving people's financial welfare, this research focuses on digital financial literacy and digital financial behavior. Using the Theory of Planned Behavior (TPB) from a financial perspective, this research seeks to provide an in-depth understanding of how digital financial literacy and digital financial behavior can help improve people's financial welfare. This research uses a quantitative approach by distributing questionnaires to workers in JABODETABEK. This research model uses Partial Least Square - Structural Equation Modeling (PLS-SEM) via the SmartPLS application. It is hoped that the research results can help the government, practitioners or policy makers in improving the financial welfare of the Indonesian people. The findings in this study show that workers in the JABODETABEK area that DFL influences DFB and FWB FS. Then DFB influences FWB FS. However, DFL has no effect on FWB FA and DFB FA.
ADAPTASI ORGANISASI DALAM ERA DIGITAL: PELUANG DAN TANTANGAN MANAJEMEN PERUBAHAN Wardhani, Vania Putri; Haludin, Guntur; Maudri, Fathiyara Ramadhani; Hanum, Nazwa; Desshyfa, Rizana Tarissa; Putri, Apriliana
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 4 (2024): Special Issue Vol. 7 No. 4 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i4.40062

Abstract

Penelitian ini membahas bagaimana manajemen perubahan memainkan peran penting dalam membantu organisasi beradaptasi dengan tantangan dan peluang yang muncul akibat transformasi digital. Dengan menggunakan pendekatan analisis pustaka, penelitian ini menemukan bahwa digitalisasi membuka peluang untuk meningkatkan efisiensi operasional, mendorong inovasi, serta meningkatkan fleksibilitas organisasi. Namun, tantangan utama yang dihadapi termasuk resistensi terhadap perubahan, kesenjangan keterampilan, dan ketidakpastian dalam penerapan teknologi baru. Untuk mengatasi tantangan ini, diperlukan strategi manajemen perubahan yang efektif, seperti komunikasi yang jelas, pelatihan karyawan, serta keterlibatan pemimpin dalam proses transisi. Temuan penelitian ini menekankan pentingnya kolaborasi antara pengelolaan teknologi dan pengembangan sumber daya manusia untuk keberhasilan transformasi digital dan peningkatan daya saing organisasi.
Bridging Intention and Behavior: Insights into Coworking Space Adoption in Urban Indonesia Dewi, Cynthia Sari; Febriyantoro, Mohamad Trio; Septarina, Sri Wahyuning; Putri, Apriliana
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8834

Abstract

This study investigates the factors influencing coworking space users’ behavior through the lens of the Unified Theory of Acceptance and Use of Technology (UTAUT). It integrates four key constructs Performance Expectancy, Facilitating Conditions, Price Value, and Habit to evaluate their effects on Intention to Use and Use Behavior. Employing a quantitative approach, data were collected from 212 respondents in urban coworking spaces across the Jabodetabek area and analyzed using Structural Equation Modeling (SEM). The results reveal that Performance Expectancy, Facilitating Conditions, and Habit significantly influence both Intention to Use and actual Use Behavior, whereas Price Value does not have a significant effect on intention. Users tend to favor coworking spaces for their conducive work environments and comprehensive facilities, including high-speed Wi-Fi, meeting rooms, and ergonomic workstations. However, the relatively high cost of long-term use remains a major challenge. The findings underscore the critical roles of Facilitating Conditions and Habit as primary determinants of user behavior, offering practical insights for enhancing coworking space services. Moreover, this research contributes to the development of user-centered digital platforms that improve satisfaction and adoption rates. By addressing these behavioral factors, coworking space providers can elevate service quality, better align with user preferences, and strengthen competitiveness in an increasingly dynamic work environment.
Co-Authors Cynthia Sari Dewi Desshyfa, Rizana Tarissa Guntur Haludin Hanum, Nazwa Maudri, Fathiyara Ramadhani Septarina, Sri Wahyuning Situmorang, Sangaviery Loucas Wardhani, Vania Putri