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All Journal Jurnal Manajemen, Pendidikan dan Pemikiran Islam International Journal of Interdisciplinary Research International Journal of Economics and Development
Muhammad Rohmat Hidayat
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Religion Humanities Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Integrating ‘Urf in the Legality of E-Commerce Transactions: Islamic Legal Analysis and Educational Management Implications of the COD Inspect First Method on Shopee Muhammad Rohmat Hidayat; Nur ‘Azah; Masrokhin; Khoirul Anwar; Vian Hanes Andreastya; Ninik Azizah; Sirojuddin Abror
JMPI: Jurnal Manajemen, Pendidikan dan Pemikiran Islam Vol. 3 No. 2 (2025): November 2025
Publisher : Pondok Pesantren As-salafiyah Asy-syafi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/jmpi.v3i2.509

Abstract

The rapid development of digital technology has transformed conventional buying and selling practices, particularly through e-commerce platforms such as Shopee. Among its prominent features, the Cash on Delivery (COD) Inspect First method allows consumers to verify products before making payment. This study analyzes the legitimacy of the COD Inspect First method under Islamic law using the concept of ‘urf (customary practice) and explores its educational management implications for Islamic higher education institutions. Using a qualitative descriptive approach with a case study design, the study integrates normative juridical analysis, literature review, and observations of Shopee’s COD practices. Findings indicate that COD Inspect First constitutes a valid custom (‘urf shahih) as it is widely adopted, consistently applied, and does not contradict Qur’anic injunctions or hadith. The system promotes fairness, transparency, and mutual consent, aligning with the maqasid al-shariah (objectives of Islamic law). From an educational management perspective, the study highlights the urgency of integrating digital commerce literacy, Islamic economic ethics, and technology-based learning strategies into higher education curricula. These innovations are essential for preparing graduates to navigate the complexities of modern digital economies responsibly while upholding Islamic moral values.
The Integration Of The Transformation Of Surcharge In The MDR System: An Analysis Of Islamic Law And Educational Management In QRIS Services Muhammad Rohmat Hidayat; Nur ‘Azah; Masrokhin; Vian Hanes Andresetya; Sirojuddin Abror
International Journal of Interdisciplinary Research Vol. 2 No. 1 (2026): January 2026
Publisher : Ponpes As-Salafiyyah Asy-Syafi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijir.v2i1.511

Abstract

This study examines the transformation of the surcharge scheme in the Merchant Discount Rate (MDR) system within the Quick Response Code Indonesian Standard (QRIS) from the perspectives of Islamic law and educational management. The rapid development of digital payment technology has shifted the burden of transaction costs, initially borne solely by merchants, to also include consumers. This shift raises questions of justice, transparency, and compliance with Islamic principles. Employing a qualitative descriptive approach through literature study, the research integrates normative-theological analysis with educational management perspectives. The findings reveal that, from an Islamic legal standpoint, surcharge practices are permissible as long as they are conducted transparently, based on mutual consent, and do not lead to injustice. From the perspective of educational management, this issue can be integrated into curricula as part of Islamic financial literacy and further developed through case-based learning methods. Therefore, the transformation of the MDR QRIS system not only affects the economic sphere but also has strategic implications for Islamic education management.
Judicial Interpretation of Murābaḥah Contract Restructuring: A Maqāṣid-Based Review of a Palembang Religious Court Case Muhammad Rohmat Hidayat; Ninik Azizah
International Journal of Economics and Development Vol. 1 No. 2 (2025): Vol 1 No 2 December 2025
Publisher : Ponpes As-Salafiyyah Asy-Syafi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijed.v1i2.867

Abstract

The development of Islamic financial institutions in Indonesia has brought new dynamics to the practice of financing contracts, including murābaḥah contracts, which often undergo restructuring due to changing economic conditions. Problems arise when such restructuring leads to legal disputes and is challenged as an act of unlawful conduct. This study analyzes the interpretation of judges at the Palembang Religious Court regarding the restructuring of a murabaḥah contract and assesses its conformity with Muḥammad Ṭahir Ibn ‘Ashur’s theory of maqaṣid al-shari‘ah. This research employs a qualitative method with a normative legal approach through an examination of Decision No. 41/Pdt.G/2021/PA.Palembang, along with sources of Islamic economic law and maqaṣid literature. The findings indicate that the judges interpreted the case legalistically, relying on the principle of pacta sunt servanda and Article 1365 of the Indonesian Civil Code, concluding that the contract restructuring did not constitute an unlawful act. However, from the perspective of Ibn ‘Ashur’s maqāṣid al-shari‘ah, such reasoning does not fully reflect the values of substantive justice (al-‘adl al-ijtima‘i), protection of property (ḥifẓ al-māl), and social welfare (al-maṣlaḥah). Thus, while the court’s decision is formally valid from a juridical standpoint, it has not yet achieved maqāṣid-based justice. Islamic law should be applied by considering its intrinsic spirit of justice to promote social welfare, as envisioned by Ibn ‘Āshūr.
Co-Authors KHOIRUL ANWAR Masrokhin Nur ‘Azah Sirojuddin Abror Vian Hanes Andreastya Vian Hanes Andresetya