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ANALYSIS PERFORMANCE OF BANK PERKREDITAN RAKYAT AND ENTRY STRATEGY INTO CAPITAL MARKETS Dewi, Riska; Jimar, Any; Darmawan, Fajar
Islamic Financial And Accounting Review Vol 2 No 2 (2024): Islamic Financial And Accounting Review
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/ifar.v2i2.10608

Abstract

This research examines the influence of financial performance in the form of Return on Assets (ROA), Return on Equity (ROE), Loan to Deposit Ratio (LDR) and Non-Performing Loans (NPL) on the Capital Adequacy Ratio (CAR) at People's Economic Banks registered with the OJK Indonesia for the period January 2018 to December 2022. The data analysis method used is the Error Correction Model (ECM) which analyzes the relationship between the independent variable and the dependent variable in the long term and short term. The results of the analysis show that in the long term the ROA variable has a negative and significant effect on CAR, the ROE variable has a positive and significant effect on CAR, the LDR variable has no significant effect on CAR and the NPL variable has a negative and significant effect on CAR. The results of this research are related to whether BPR will carry out an Initial Public Offering (IPO) from the UUP2SK perspective in looking at opportunities for BPR to enter the capital market.
Analisis Perbandingan Sistem Pelaporan Aset Desa Menggunakan Microsoft Excel dan Aplikasi SIPADES di Kabupaten Sinjai Sulfiana; Dewi, Riska
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.2833

Abstract

Penelitian ini bertujuan untuk mengetahui perbandingan system pelaporan asset desa menggunakan Microsoft excel dan aplikasi SIPADES. Penelitian ini dalikaukan di Desa Pattongko Kecamatan Tellulimpoe Kabupaten Sinjai. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan deskriptif., dengan sumber data primer dan sekunder. Teknik pengumpulan data menggunakan observasi dan studi dokumen laporan asset desa menggunakan Microsoft excel dan aplikasi SIPADES. Berdasarkan hasil penelitian ditemukan bahwa SIPADES lebih unggul dalam hal otomasi dan efisiensi dibandingkan Microsoft Excel. Namun, masing-masing sistem masih memerlukan pengembangan lebih lanjut agar dapat memenuhi kebutuhan pelaporan aset desa secara menyeluruh, akurat, dan modern.
The Role of Womenpreneurs on the Income of MSMEs and Economic Growth in South Sulawesi Through Digital Marketing Dewi, Riska; Sulfiana, Sulfiana; Salim, Agus
Jurnal Ilmiah Bisnis dan Ekonomi Asia Vol 19 No 3 (2025): Jurnal Ilmiah Bisnis dan Ekonomi Asia
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jibeka.v19i3.2373

Abstract

This study aims to examine the influence of the role of womenpreneurs on the income of Micro, Small and Medium Enterprises (MSMEs) and the economic growth of South Sulawesi. Regression 1 dependent variable in this study is the role of womenpreneur and digital marketing and the independent variable is the income of Micro, Small and Medium Enterprises (MSMEs) with a total sample of 60 MSMEs in South Sulawesi taken from indirect (online) and direct (offline) questionnaire surveys. While regression 2 dependent variables in this study are the role of womenpreneurs and the independent variable is the economic growth of South Sulawesi from 2014-2024. The method used is the multiple linear regression analysis method with the help of Eviews 10 software including classical assumption tests, statistical T tests and statistical F tests. The results of the study indicate that the role of womenpreneurs and digital marketing have a significant positive effect on the income of MSMEs and have a significant positive effect on the economic growth of South Sulawesi. This indicates that there are positive impacts on women's empowerment such as increased self-confidence, social change, increased income, digital marketing knowledge and contribution to the local economy.