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All Journal Madani: Multidisciplinary Scientific Journal Socius: Social Sciences Research Journal Media Hukum Indonesia (MHI)
J, Jaenudin
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An Analysis of the Wakalah bil Ujrah Contract in Mountain Photo or Greeting Delivery (Jastip) Services on the Instagram Account Babangkiwill_ Sanusi, Muhammad Ilham; Uyun, Malihatul; Azzahra, Nazma Maulidia; J, Jaenudin; Herdiana, Dian
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 10 (2025): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17768492

Abstract

This study aims to analyze the implementation of the wak?lah bil ujrah contract in the practice of photo or greeting delivery services (jastip) conducted by the Instagram account @Babangkiwill_, with a focus on the conformity of the contract elements to the principles of fiqh mu??malah. The research employs a descriptive qualitative method through observation of the account’s activities, interviews with service providers and users, as well as documentation of posts and digital transactions. A literature review of classical fiqh sources and previous research is also used to strengthen the analysis. The findings indicate that this jastip practice essentially meets the characteristics of a wak?lah bil ujrah contract, particularly in the aspects of delegated authority and compensation. However, it still requires clarity regarding the service object, transparency of the ujrah (fee), and avoidance of gharar and tadl?s to ensure compliance with sharia principles. This study demonstrates that classical contracts can adapt to the digital creative economy, as long as sharia principles are upheld.
Analysis of the Implementation of Muamalah Principles in the Operations of a Sharia Hotel (Case Study at Savindra Residence) Fikri, Muhammad Ali; Maulana, Muhammad Iqbal; H, Hana Putri; J, Jaenudin; Herdiana, Dian
Media Hukum Indonesia (MHI) Vol 4, No 1 (2026): March
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17838181

Abstract

This study examines how muamalah principles are implemented in the daily operations of a sharia hotel in Indonesia. Using a qualitative descriptive-analytic approach, data were collected through interviews, observations, and literature reviews, including DSN-MUI Fatwa No.108/2016. The findings show that the hotel applies sharia-compliant service contracts by strictly verifying marital status, preventing unlawful activities, and ensuring transparency in every transaction. Ethical values such as amanah and ihsan are reflected in the staff’s polite yet firm attitude when communicating rules to guests. However, challenges remain, including limited guest understanding of sharia regulations, insufficient supporting facilities, and occasional security issues. The study concludes that although the hotel has generally upheld muamalah principles, improvements in guest education and sharia-based facilities are still needed for more optimal implementation
Tinjauan Hukum Ekonomi Syariah Terhadap Income Konten Kreator Tiktok Sebagai Sumber Penghasilan Fitri, Irene Raydilla; Alizam, Nur; Nisa, Safina Ainun; J, Jaenudin; Herdiana, Dian
Media Hukum Indonesia (MHI) Vol 4, No 1 (2026): March
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17839099

Abstract

Kemunculan media sosial sebagai ruang ekonomi baru membuat pekerjaan sebagai content creator semakin diminati, terutama di TikTok yang menawarkan peluang kerja sama promosi atau endorsement. Fenomena ini memunculkan pertanyaan mengenai bentuk transaksi jasa tersebut ketika dilihat dari perspektif Hukum Ekonomi Syariah, terutama terkait penerapan akad ijarah dan kemungkinan adanya unsur gharar dalam proses kerja sama. Penelitian ini dilakukan untuk memahami bagaimana mekanisme endorsement dijalankan oleh dua content creator, yaitu Arya Zikri Maulana Latif dan Makhyatul Fikriya, serta menilai apakah praktik tersebut sesuai dengan prinsip muamalah. Fokus penelitian diarahkan pada cara mereka menerima kerja sama, bentuk kesepakatan yang terjadi, dan bagaimana pembayaran diatur. Metode penelitian yang digunakan adalah kualitatif deskriptif melalui wawancara, pengumpulan dokumen, dan telaah literatur. Analisis dilakukan melalui proses pengelompokan data, pemaknaan temuan, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa kerja sama endorsement yang dilakukan kedua informan pada dasarnya memenuhi unsur dasar akad ijarah, seperti adanya jasa yang jelas, kesepakatan antara pihak, dan penentuan upah. Meskipun demikian, mekanisme Arya yang lebih informal masih menyisakan potensi ketidakjelasan, sedangkan sistem kerja sama Makhyatul yang melibatkan admin dan perjanjian tertulis cenderung lebih aman dari sisi syariah. Secara umum, praktik endorsement keduanya dapat dikategorikan sejalan dengan prinsip Hukum Ekonomi Syariah.
The Implementation of Sharia Principles in Stock Trading: A Comparative Analysis of Conventional and Sharia-Compliant Stock Markets Putri, Riska Fitri Anggina; Azizah, Iffah; Awani, Renada; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 4 (2025): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17768922

Abstract

This study aims to analyze the fundamental differences between transaction mechanisms in the conventional stock market and the sharia-compliant stock market, as well as to examine the application of sharia principles—such as the prohibitions of riba, gharar, and maysir—in sharia stock trading. In addition, this research evaluates the effectiveness of regulations and supervisory systems in enforcing sharia principles within the Indonesian capital market. The method used is library research by reviewing various sources including scientific journals, books, and official documents from the Financial Services Authority (OJK) and the National Sharia Council of the Indonesian Ulema Council (DSN-MUI). The findings show that the sharia stock market has stricter and more transparent mechanisms compared to the conventional market because all instruments and commitments must undergo a sharia screening process to ensure compliance with Islamic principles. The prohibitions of riba, gharar, and maysir are enforced through the avoidance of interest-based transactions, speculative activities, and excessive uncertainty. Regulations issued by OJK and DSN-MUI have played a crucial role in maintaining the integrity of the sharia market, although stronger supervisory systems and improved investor literacy are still needed. Overall, Indonesia’s sharia stock market demonstrates significant potential as an ethical investment alternative grounded in transparency and economic sustainability.
Analisis Fiqh Muamalah terhadap Praktik Produk Bundling: Studi Kasus Jual Beli Paket Pakaian pada Toko seltic_id Dawami, Affan Fadly; Suci, Imelda Aulia; Adurrofiq, Muhammad Naufal Is; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 4 (2025): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17766638

Abstract

The phenomenon of bundling, which is the combination of several products in a single sales package at a combined price, has become a widely used marketing strategy in modern e-commerce. However, this practice raises questions about the validity of the contract and its compliance with sharia principles, particularly in relation to the elements of clarity, fairness, and willingness of the transacting parties. This study uses a legal-empirical approach by examining the implementation of bundling at the Seltic_ID store through direct observation and analysis of DSN-MUI fatwas No. 111 and 112 of 2017. The results show that the bundling system implemented has fulfilled the principles of fiqh muamalah because it is carried out transparently, fairly, and on the basis of mutual consent (an tarāḍin minkum). The seller provides clarity regarding product specifications, prices, and purchase options, thereby avoiding elements of gharar, tadlis, and maysir. Thus, the bundling practice at the Seltic_ID store is declared valid and in accordance with Islamic law principles and reflects the application of fiqh muamalah that is adaptive to the development of the digital economy
Account Transfer Practices in Online Transportation Services Reviewed from the Perspective of Business Ethics and Islamic Transactions Mutmainah, Alya Nur; Permana, Geger; Mardiyah, Ula Nazhiatul; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 5 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17867567

Abstract

The rapid development of digital technology has transformed Indonesia’s online transportation sector, including the rise of account-sharing practices among platform drivers. This study analyzes account lending in ShopeeFood services through a qualitative descriptive–interpretive approach using observation, semi-structured interviews, and documentation. Findings indicate that account sharing is primarily driven by economic pressures and administrative barriers, yet it creates ethical issues such as identity mismatch, security risks, and potential moral hazard. From an Islamic business ethics and muamalah perspective, the practice involves elements of gharar and tadlis due to ambiguity in contract execution, violating the principles of ṣidq, amānah, and al-‘adl. Despite this, informants displayed ethical awareness and willingness to comply with legal mechanisms if more accessible registration pathways were available. The study highlights the need for stronger regulatory literacy, improved identity verification systems, and the integration of Islamic ethical values in digital platform governance. Overall, this research contributes to understanding the ethical implications of account lending and provides normative recommendations for platform companies and Muslim users in fostering integrity-based digital business practices.
Analisis Fiqh Muamalah terhadap Praktik Pinjaman Kelompok di Platform Fintech Amartha dalam Perspektif Hukum Ekonomi Syariah Gantina, Anna Delfianty; Haikal, M. Awalul; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 5 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17829589

Abstract

This study examines the legal position and compliance of Amartha’s peer-to-peer lending scheme within the framework of Sharia principles, focusing on the legitimacy of the wakalah bil ujrah contract and its alignment with Indonesian positive law. Using a normative juridical method, this research relies on primary legal materials including OJK regulations governing fintech lending and relevant DSN-MUI fatwas, supported by secondary materials such as journals, sustainability reports, and academic analyses. The findings indicate that Amartha’s business model featuring group-based financing, fixed service fees, and risk-sharing mechanisms generally aligns with the governance requirements stipulated in POJK and the contractual parameters defined in fatwas on wakalah, ujrah, and P2P financing ethics. This study concludes that while Amartha’s model is legally structured to comply with Sharia and positive law, stronger regulatory enforcement and standardized disclosures are necessary to ensure optimal consumer protection and Sharia-compliant financial practices.
Islamic Coin sebagai Produk dari Kripto Syariah: Analisis Mekanisme dalam Perspektif Fikih Muamalah Widyadhana, Hana; Muthmainah, Fahira Qolbu; Haerunisa, Neida; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 4 (2025): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17784479

Abstract

This study examines the mechanism of Islamic Coin as a sharia-compliant cryptocurrency developed to align with the principles of Islamic commercial jurisprudence (fiqh muamalah). The emergence of Islamic Coin responds to the growing interest of Muslim communities in halal digital assets and the need for modern financial instruments that uphold justice, transparency, and the avoidance of gharar, riba, and maysir. Using a qualitative approach and a case study method, this research analyzes the concept, operational structure, and sharia compliance level of Islamic Coin operating within the HAQQ Network. Core mechanisms such as the Shariah Oracle, the Proof of Stake model, and the allocation of social funds through the Evergreen DAO demonstrate efforts to establish a sharia-based digital ecosystem. However, challenges arise from limited adoption, lack of user experience, and the need for clearer contractual agreements to ensure that transactions are not merely labeled as “sharia-compliant” but truly adhere to Islamic legal principles. The findings indicate that Islamic Coin holds potential as a halal and equitable digital financial instrument, though further enhancement in regulation, education, and mechanism transparency is required for broader acceptance among Muslim communities.
A Sharia Economic Law Review of the Contract for the Use of the Duha Syariah Application Amri, Khairul; Ramadhan, Muhammad Hakim; Hidayat, Fahmi Taupik; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 5 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The covenant is a fundamental pillar in the Islamic economic structure (muamalah), whose essence is to ensure that all transactions run fairly and are free from prohibited practices, especially riba, gharar (uncertainty), and maisir (speculation). Digital disruption through Financial Technology (Fintech) gives rise to innovations such as Fintech Syariah, which includes a Sharia-based Peer-to-Peer Lending (P2P Lending) platform, one of which is Duha Syariah. This study focuses on an in-depth analysis of the compatibility of the agreements implemented by Duha Syariah with the framework of Sharia Economic Law, especially referring to the DSN-MUI Fatwa No. 117/DSN-MUI/II/2018 and the regulation of the Financial Services Authority (OJK) through POJK No. 10/POJK.05/2022. By using a normative legal approach, the research results indicate that Duha Syariah which has obtained official permission from OJK and is under the supervision of the Syariah Supervisory Board (DPS) consistently applies commercial agreements such as Murabahah (for goods-based financing) and Ijarah (for financing services), as well as the Wakalah bil Ujroh agreement in the platform's operational scheme. This transaction model rigidly requires the existence of a clearly identified underlying asset (specified), so that it is substantively able to nullify the element of usury.
Analisis Penerapan Hukum Ekonomi Syariah terhadap Skema Komisi dan Bonus pada Platform Evermos Maharani, Dinda Fiachsania; Alifa, Rannan Salma; Andrian, Devi; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 5 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17852981

Abstract

This study analyzes the implementation of Islamic Economic Law principles on the commission and bonus schemes applied by Evermos, a sharia-based social commerce platform. Using a qualitative approach with descriptive-analytic methods, data were collected through documentation studies sourced from the Evermos official website, sustainability reports, DSN-MUI fatwas, and relevant muamalah literature. Data were examined using content analysis and normative comparison to assess sharia compliance. The results show that the commission system aligns with the akad wakālah bil ujrah, where resellers act as agents entitled to fair compensation based on their marketing performance. Meanwhile, the bonus scheme corresponds to the concept of ju‘ālah, permissible as long as it is transparent, free from gharar and maisir, and not structured as prohibited multi-level schemes. Overall, Evermos’ commission and bonus mechanisms meet the principles of justice, transparency, and maslahah required in Islamic Economic Law. The study contributes to the theoretical development of sharia business governance and offers practical recommendations for strengthening sharia compliance in digital commerce.
Co-Authors Adurrofiq, Muhammad Naufal Is Algiani, Jimi Malik Bin Ali Fikri, Muhammad Alifa, Rannan Salma Alizam, Nur Almalik, Sulthan Arfa Amalina, Tiara Nur Andrian, Devi Aulia, Muhammad Azkal Aulia, Resha Atkya Awani, Renada Azizah, Iffah Azzahra, Nazma Maulidia Dawami, Affan Fadly Destari, Ridha Nuri Dwiyulianthi, Anisya Dzakir, Muhammad Najwan Farhanah, Farida Afnan Fikri, Muhammad Ali Fitri, Irene Raydilla Fuad, Hanif Jayidul Gantina, Anna Delfianty H, Hana Putri Haerunisa, Neida Hafidzatunnaimah, Hana Haikal, M. Awalul Herdiana, Dian Hidayat, Fahmi Taupik Imdaduloh, Aurel Imtiyaz, Mohammad Alqis Fawwazil Khairul Amri Maharani, Dinda Fiachsania Mardiyah, Ula Nazhiatul Maulana, Muhammad Iqbal Munajat, Muhammad Istajib Muthmainah, Fahira Qolbu Mutmainah, Alya Nur Nisa, Safina Ainun Nurrohmah, Lia Nuruzzaman, Muhamad Permana, Geger Purwono, Muhammad Azhar Firdaus Putri H, Hana Putri, Riska Fitri Anggina Ramadhan, Muhammad Hakim Roihansyah, Muhammad Sahrul Sanusi, Muhammad Ilham Sibgah, Lalah Siti Nurhasanah Sofyanti, Rahma Siti Suci, Imelda Aulia Tadzkir Putri, Sri Ratu Bulqiyah Usfantoro, Meyga Nurcahyo Uyun, Malihatul Widyadhana, Hana Wildan, Dede Wulandari, Shalsa Sri