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All Journal JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS Jurnal Riset Inossa : Media Hasil Riset Pemerintahan, Ekonomi dan Sumber Daya Alam Variable Research Journal
Yulindawati
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PROSES PEMBENTUKAN DAN PARTISIPASI MASYARAKAT DALAM PENYUSUNAN PERATURAN DAERAH PENDEKATAN PERUNDANG-UNDANGAN NOMOR 12 TAHUN 2011 Pajar Pahrudin; Yulindawati; Veran Goraldy Cosmas
VARIABLE RESEARCH JOURNAL Vol. 1 No. 01 (2024): APRIL 2024
Publisher : Media Inovasi Pendidikan dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Proses pembentukan peraturan daerah, sebagaimana diuraikan dalam Undang-Undang Nomor 12 Tahun 2011, menekankan perlunya partisipasi masyarakat. Partisipasi ini sangat penting dalam memastikan bahwa peraturan lokal mencerminkan kebutuhan dan aspirasi masyarakat, yang pada akhirnya meningkatkan kesejahteraan rakyat. Tahapan yang terlibat dalam pembentukan peraturan daerah meliputi perencanaan, persiapan, diskusi, promulgasi, dan diseminasi, dengan keterlibatan masyarakat aktif menjadi komponen kunci sepanjang tahapan ini. Partisipasi masyarakat dalam proses legislatif sangat penting untuk pemerintahan demokratis, mendorong keterlibatan publik, legitimasi, dan pembuatan peraturan yang selaras dengan tuntutan masyarakat. Mengabaikan prinsip-prinsip partisipatif dalam pembentukan peraturan daerah dapat menimbulkan tantangan dalam kepatuhan dan efektivitas hukum, menyoroti pentingnya keterlibatan masyarakat dalam proses legislative. Penelitian ini menggunakan metode kualitatif, yang memungkinkan pemahaman mendalam tentang topik dan perspektif peserta. Membahas permasalahan yang relevan dan tepat waktu, yaitu pembentukan peraturan daerah, dan menyoroti pentingnya partisipasi masyarakat dalam proses. Penelitian ini menyarankan solusi praktis untuk meningkatkan partisipasi masyarakat, seperti meningkatkan kesadaran dan memberikan akses informasi yang lebih baik, serta melibatkan Dewan Perwakilan Daerah dan mendidik masyarakat. Dan menekankan pentingnya mempertimbangkan kearifan lokal dan mengutamakan kepentingan masyarakat dalam pembentukan peraturan daerah.
Analisis Penipuan Digital (Cyber Fraud) Tantangan Dan Solusi Dalam Era Transformasi Digital : Analysis Of Digital Fraud (Cyber Fraud) Challenges And Solutions In The Era Of Digital Transformation Pahrudin, Pajar; Yulindawati
Jurnal Riset Inossa : Media Hasil Riset Pemerintahan, Ekonomi dan Sumber Daya Alam Vol. 7 No. 1 (2025): Juni
Publisher : Badan Perencanaan Pembangunan Daerah, Penelitian dan Pengembangan Kota Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54902/jri.v7i1.169

Abstract

Abstract The purpose of this study is to explore the phenomenon of digital fraud (cyber fraud), examining its nature, prevalence, and impact on individuals and organizations in the digital landscape. This research employs a qualitative approach, utilizing case studies and interviews with victims of cyber fraud, cybersecurity experts, and law enforcement officials. Data was collected through structured interviews and analyzed thematically to identify common patterns and insights related to the tactics used by cyber fraudsters and the effectiveness of preventive measures. The findings reveal that cyber fraud is increasingly sophisticated, utilizing advanced technology and social engineering tactics to deceive victims. Key factors contributing to the rise of cyber fraud include the rapid digitalization of services, lack of awareness among users, and inadequate cybersecurity measures. The study also highlights the emotional and financial toll on victims, as well as the challenges faced by law enforcement in addressing these crimes. This study contributes to the existing literature by providing a comprehensive analysis of cyber fraud from multiple perspectives, including victim experiences and expert insights. It emphasizes the need for enhanced public awareness campaigns and stronger cybersecurity practices to mitigate the risks associated with digital fraud, offering valuable recommendations for individuals and organizations to safeguard against such threats. Keywords: Cyber ​​Fraud, Digital Transformation, Security Challenges
Pengaruh Kualitas Pelayanan dan Biaya Administrasi Terhadap Kepuasan Nasabah Tabungan Faedah Pada BRI Syariah Cabang Banda Aceh Yulindawati; Ridla Tarigan, Ismail Rasyid; Ferdian, Aan Muhammad
JIMEBIS: Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 1 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i1.252

Abstract

This study was conducted to determine the effect of the influence of service quality and administrative costs on customer satisfaction. The study at BRI Syariah Kc Banda Aceh. This research method uses quantitative methods with data collection techniques through distributing questionnaires to 100 respondents, namely Tabungan Faedah customers. The results showed that: (1)Service quality had a positive and significant effect on customer satisfaction at Bank BRI Syariah KC Banda Aceh. (2)Administrative costs have a positive and significant effect on customer satisfaction at Bank BRI Syariah KC Banda Aceh. (3)Service Quality and Administration Costs simultaneously have a significant effect on customer satisfaction
Pengaruh Kepercayaan, Kenyamanan dan Kualitas Layanan terhadap Kepuasan dalam Layanan BYOND by BSI (Studi Pada Pelaku UMKM Kota Banda Aceh) Yulindawati; Eka Octavian Pranata; Raisa Amini , Raisa Amini
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 8 No. 1 (2026)
Publisher : Program Studi Perbankan Syariah FEBIII UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/bf0tqj16

Abstract

The purpose of this study is to test the hypotheses and provide empirical evidence on the influence of Trust, Convenience, and Service Quality on Customer Satisfaction in the BYOND by BSI service. This research utilizes primary data collected through questionnaires distributed to MSME (Micro, Small, and Medium Enterprises) actors who are aware of and use the BYOND by BSI service. The sampling method employed in this study is purposive sampling, with a total of 100 MSME respondents. The analytical method used to test the hypotheses is multiple linear regression analysis using SPSS version 22. The results indicate that Trust and Service Quality have a positive effect on satisfaction with the BYOND by BSI service, whereas Convenience does not have a significant positive effect.
Co-Authors Eka Octavian Pranata Ferdian, Aan Muhammad Ismail Rasyid Ridla Tarigan Pahrudin, Pajar Raisa Amini , Raisa Amini Veran Goraldy Cosmas