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What Drives the Zakat Payment Decision at the BAZNAS of South Sumatra? Eka Octavian Pranata; Irfan Syauqi Beik; Mimin Aminah
Share: Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2 (2022)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v11i2.15379

Promotional strategies have a significant impact on decisions to pay zakat at a zakat institution in the era of digital advancement. This study intends to investigate the determinants of zakat payment at the National Zakat Agency (Badan Amil Zakat Nasional - BAZNAS) of South Sumatra Province, Indonesia, using influencer endorsement and electronic word of mouth as independent variables. A total of 250 people, which were selected using the purposive sampling method, participated in this study. The data was processed and analyzed using Structural Equation Modeling (SEM). The findings indicate that electronic word of mouth strengthens the beneficial relationship between influencer endorsement and the decision to pay zakat at the BAZNAS. The impact of influencer endorsement on zakat payment decisions was shown to be substantially stronger when electronic word of mouth was included as a moderator variable. The finding suggests that the BAZNAS of South Sumatra must play an optimal role in utilizing public figures to promote the BAZNAS' features, as well as increasing information about BAZNAS on social media, so that muzzaki are interested in paying zakat through BAZNAS.========================================================================================================ABSTRAK – Apa yang Mendorong Keputusan Membayar Zakat pada BAZNAS Sumatera Selatan? Strategi promosi berpengaruh signifikan terhadap keputusan membayar zakat pada lembaga zakat di era kemajuan digital. Penelitian ini bertujuan untuk mengkaji determinan pembayaran zakat di Badan Amil Zakat Nasional (BAZNAS) Provinsi Sumatera Selatan, Indonesia, menggunakan influencer endorsement dan electronic word of mouth sebagai variabel independen. Sebanyak 250 orang, yang dipilih dengan menggunakan metode purposive sampling, berpartisipasi dalam studi ini. Data diolah dan dianalisis menggunakan Structural Equation Modeling (SEM). Hasil kajian menunjukkan bahwa electronic word of mouth memperkuat hubungan antara endorsement influencer dengan keputusan membayar zakat di BAZNAS Sumatera Selatan. Dampak influencer endorsement terhadap keputusan membayar zakat terbukti jauh lebih kuat ketika electronic word of mouth dijadikan sebagai variabel moderator. Hasil ini berimplikasi terhadap kebijakan BAZNAS Sumsel dalam mengoptimalkan tokoh-tokoh publik dalam mempromosikan fitur-fitur BAZNAS dan mendiseminasikan lebih banyak informasi mengenai BAZNAS di media sosial, agar muzzaki tertarik membayar zakat melalui BAZNAS.

Exploration of Zakat Management Practices : A Qualitative study in Aceh's Mosques Eka Octavian Pranata; Hafiizh Maulana
Jurnal I-Philanthropy Vol 4 No 2 (2024): I-PHILANTHROPY:A Research Journal On Management Of Zakat and Waqf
Publisher : Prodi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/iphi.v4i2.25689

Abstract Zakat, one of the five pillars of Islam, plays a pivotal role in alleviating pov-erty and promoting social justice within Muslim communities. In Aceh, where Islamic values are deeply rooted, mosques serve as key institutions for zakat collection and distribution. This qualitative study explores the zakat management practices in Aceh’s mosques, examining how mosque leaders and community members understand, im-plement, and evaluate zakat programs. Through in-depth interviews with mosque ad-ministrators, religious leaders, and zakat beneficiaries, this study sheds light on the challenges and opportunities in improving zakat management. The findings highlight the importance of transparency, community participation, and institutional support for effective zakat distribution.

Digital Solutions for Islamic Charity: The Impact of Cryptocurrency on Zakat, Infaq, and Sadaqah Pranata, Eka Octavian; Nabilah, Deva; Ma’rifah, Aula Nurul
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.5645

In the digital age, financial technology (fintech) developments offer new opportunities for the practice of Islamic charity, particularly zakat, infaq, and sadaqah (ZIS). One of the most innovative solutions is the use of cryptocurrency in these charitable activities. This article aims to analyze the impact of cryptocurrency adoption in the collection and distribution of ZIS by reviewing relevant literature and existing case studies. The research seeks to understand the potential, challenges, and legal implications of utilizing cryptocurrency in Islamic charity. The findings reveal that while cryptocurrency has the potential to enhance the efficiency and transparency of ZIS collection, it also presents challenges related to regulation, value stability, and acceptance by religious authorities.

Vasectomy Family Planning Policy and the Rights of Social Assistance Recipients: A Critical Study from the Perspective of Ḥifẓ an-Nasl and al-Māl Nabilah, Deva; Ma’rifah, Aula Nurul; Pranata, Eka Octavian; Puspita, Mega; Gunawan, Hendra
Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Vol 11, No 1 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/almaqasid.v11i1.15760

Policies that link access to social assistance with vasectomy reflect a form of state intervention that has the potential to violate basic principles of justice and human rights. Instead of strengthening welfare, such a policy raises serious problems in terms of the protection of offspring (ḥifẓ an-nasl) and the protection of property (al-māl) as stipulated in Maqāṣid as-Sharī'ah. This study uses normative legal approaches and qualitative methods to analyze these policies from the perspective of Islamic ethics and social rights frameworks. The results of the study show that imposing permanent contraceptive methods as a prerequisite for social assistance is not only contrary to the principles of maqāṣid, but also creates systemic discrimination against vulnerable groups. In this context, the state should not necessarily sacrifice the basic rights of citizens for the sake of achieving demographic figures. Therefore, this research challenges policy logic that ignores the values of protection and justice, and encourages the formulation of public policies that are more humane, inclusive, and in accordance with the socio-religious ethics of the Indonesian nation.

Vasectomy Family Planning Policy and the Rights of Social Assistance Recipients: A Critical Study from the Perspective of Ḥifẓ an-Nasl and al-Māl Nabilah, Deva; Ma’rifah, Aula Nurul; Pranata, Eka Octavian; Puspita, Mega; Gunawan, Hendra
Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Vol 11, No 1 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/almaqasid.v11i1.15760

Policies that link access to social assistance with vasectomy reflect a form of state intervention that has the potential to violate basic principles of justice and human rights. Instead of strengthening welfare, such a policy raises serious problems in terms of the protection of offspring (ḥifẓ an-nasl) and the protection of property (al-māl) as stipulated in Maqāṣid as-Sharī'ah. This study uses normative legal approaches and qualitative methods to analyze these policies from the perspective of Islamic ethics and social rights frameworks. The results of the study show that imposing permanent contraceptive methods as a prerequisite for social assistance is not only contrary to the principles of maqāṣid, but also creates systemic discrimination against vulnerable groups. In this context, the state should not necessarily sacrifice the basic rights of citizens for the sake of achieving demographic figures. Therefore, this research challenges policy logic that ignores the values of protection and justice, and encourages the formulation of public policies that are more humane, inclusive, and in accordance with the socio-religious ethics of the Indonesian nation.

Transformation of Conventional Banking to Digital Banking: Regulation and Risk Management Ma'rifah, Aula Nurul; Pranata, Eka Octavian; Nabilah, Deva; Arini, Erni Zulfa
Al-Mashrof: Islamic Banking and Finance Vol. 5 No. 2 (2024): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v5i2.24186

This research discusses the transformation of conventional banks to digital banking by emphasizing the importance of regulation and risk management. The method used is literature review, collecting and reviewing references related to OJK regulations governing digital banking services and risk management related to digital banks. The results show that strong regulations are needed to protect consumers and ensure the stability of the digital banking system. In addition, banks must implement adequate risk management to address threats such as cybersecurity, data protection, and operational risks. Good risk management allows banks to mitigate the negative impacts that may arise during the digitalization process. This research emphasizes the importance of regulation and comprehensive risk management in maintaining sustainability and customer trust in digital banking.

The Role of Islamic Bank Capital Structure and Performance in Promoting Price Stability in Indonesia Agustina, Maulidar; Majid, M. Shabri Abd.; Zulkifli, Zulkifli; Pranata, Eka Octavian
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 2 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i2.524

This study examines the impact of capital structure and financial performance of Islamic banks on price stability in Indonesia using an Autoregressive Distributed Lag (ARDL) model with quarterly data from 2014 to 2024. Key variables include the Capital Adequacy Ratio, Total Regulatory Capital, Tier 1 Capital, Risk-Weighted Assets, Net Income, and the Consumer Price Index. Long-term findings reveal that robust capital indicators enhance price stability by strengthening banks' resilience and credit capacity. In contrast, Net Income mitigates inflationary pressure in the long run but intensifies it in the short term. The error correction term confirms rapid adjustment toward equilibrium after short-term shocks. These results underscore the critical role of sound capital and profitability in reinforcing Islamic banks’ contribution to Indonesia’s monetary policy, offering valuable insights for policymakers and regulators in promoting macroeconomic stability.

The Role of Islamic Bank Capital Structure and Performance in Promoting Price Stability in Indonesia Agustina, Maulidar; Majid, M. Shabri Abd.; Zulkifli, Zulkifli; Pranata, Eka Octavian
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 2 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i2.524

This study examines the impact of capital structure and financial performance of Islamic banks on price stability in Indonesia using an Autoregressive Distributed Lag (ARDL) model with quarterly data from 2014 to 2024. Key variables include the Capital Adequacy Ratio, Total Regulatory Capital, Tier 1 Capital, Risk-Weighted Assets, Net Income, and the Consumer Price Index. Long-term findings reveal that robust capital indicators enhance price stability by strengthening banks' resilience and credit capacity. In contrast, Net Income mitigates inflationary pressure in the long run but intensifies it in the short term. The error correction term confirms rapid adjustment toward equilibrium after short-term shocks. These results underscore the critical role of sound capital and profitability in reinforcing Islamic banks’ contribution to Indonesia’s monetary policy, offering valuable insights for policymakers and regulators in promoting macroeconomic stability.

Promoting Islamic Charitable Donations: Insights from Palembang Pranata, Eka Octavian; Sajjad, M; Azra, Uliya; Nabila Fadhilah
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 7 No. 2 (2025)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/mgr8yv73

This research investigates the impact of influencer marketing and electronic word-of-mouth (eWOM) on Islamic charitable donations in Palembang, Indonesia. Highlighting the significance of zakat, infaq, waqf, and sadaqah, the study employs qualitative methods, including interviews and social media analysis. Findings reveal that authentic influencers enhance trust and drive donor engagement, while eWOM amplifies campaign reach through shared experiences. However, challenges like commercialization and the need for influencer accountability are identified. This research underscores the potential of digital strategies to align with Islamic charitable principles, offering insights for future research and practical applications in promoting Islamic charity.

Akselerasi Manajemen Baitul Mal Waal Tamwil Berbasis Masjid di Kota Lhokseumawe Dan Kabupaten Aceh Barat Yusuf, Muhammad Yasir; Jalaluddin, Jalaluddin; Maulana, Hafiizh; Pranata, Eka Octavian
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 4 No. 3 (2024): Oktober 2024-Januari 2025
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v4i3.506

Masjid sebagai lembaga keagamaan yang menjadi pusat aktivitas ibadah, memiliki potensi yang besar dalam pengembangan dan pemberdayaan umat. Kegiatan pengabdian masyarakat ini bertujuan untuk membangun paradigma baru tentang tata kelola masjid yang mampu menjadi sumber penghimpunan dan penyaluran pembiayaan syariah melalui akselerasi Baitul Maal waal Tamwil (BMT). Pengabdian dilakukan pada 2 (dua) wilayah strategis di Provinsi Aceh; yaitu Kota Lhokseumawe dan Kabupaten Aceh Barat. Masjid yang akan menjadi sasaran dalam pengabdian ini adalah Masjid Baiturrahman Kota Lhokseumawe dan Masjid An-Nur Meulaboh. Kegiatan pengabdian dilakukan dalam 4 tahapan, yaitu proses koordinasi dan komunikasi gagasan pengembangan ekonomi masjid, pemetaan/maping potensi masjid, dan pelatihan manajemen pengelolaan BMT Masjid. Berdasarkan hasil pengabdian masyarakat yang dilakukan, respons dan pandangan pengurus BKM di Masjid Baiturrahman Kota Lhokseumawe dan Masjid An-Nur Meulaboh sangat baik dan membutuhkan pendampingan lanjutan untuk pengembangan unit usaha masjid. Pelatihan manajemen pengelolaan BMT Masjid menjadi landasan bagi penguatan Sumber Daya Insani pengelola unit usaha dalam akad dan keuangan syariah, mengembangkan kelembagaan BMT, dan kemampuan untuk merancang bisnis yang adaptif dengan kebutuhan jamaah.

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