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All Journal ASAS : Jurnal Hukum Ekonomi Syariah Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Munna, Nurul Isna Faizatul
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Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Praktik Jual Beli Multi Level Marketing Oriflame Perspektif Maqāṣid al-Syarī‘ah dan Fatwa DSN MUI No 75 Tahun 2009 Firnanda, Dhea; Munna, Nurul Isna Faizatul; Sujianto, Agus Eko; Ni’mah, Zulfatun
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 11 No. 2 (2025): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v11i2.4513

Abstract

The proliferation of scams disguised as Multi-Level Marketing (MLM) in Indonesia has raised public doubts about the legitimacy of MLM practices, including Oriflame, from the perspective of Islamic law. This indicates the need for a deeper study to assess the compatibility of Oriflame's MLM business mechanism with maqasid al-syariah and Fatwa DSN MUI No. 75 of 2009. This article is composed using a qualitative approach involving in-depth interviews and observations. Based on the research conducted, the mechanism of Oriflame's MLM practice begins with registering as an Oriflame reseller, promoting Oriflame products through social media, recruiting members or resellers, and developing downlines through training and sales tools. Oriflame's MLM practice involves reseller registration, product promotion via social media, member recruitment, and downline development through training. This system is halal and compliant with Sharia because it fulfills the maqasid syariah (hifz ad-din, al-nafs, al-aql, al-nasl, al-mal). In accordance with MUI Fatwa No. 75/2009, it meets 12 Sharia requirements, including real sale objects, halal certification, transactions without fraud/fixed prices, commissions from real sales/recruitment without ighra'/coercion, unpaid recruitment, downline development, and not being a money game.
The Application of Various Types of Sharia Contracts in Cross-Border Transactions: A Sharia Economic Law Perspective Khoiriyah, Nadzirotul Fuadatil; Asiyah, Binti Nur; Nasution, Addriana Della; Munna, Nurul Isna Faizatul; Isa, Mohamad Yazid
ASAS Vol. 18 No. 01 (2026): Asas, Vol. 18, No. 01 Juni 2026
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.1801.32166

Abstract

Rapid global economic development has increased the intensity of cross-border transactions, which in turn demands an adaptive and comprehensive legal framework, including from the perspective of Sharia Economic Law. This study aims to analyze the application of various types of Sharia contracts in cross-border trade transactions, identify variations of operationally relevant contracts, and unravel the accompanying legal issues and challenges. This study uses a normative legal method (literature study) with a conceptual, legislative, and Sharia compliance approach. Data are sourced from journal literature, fatwas, and international standard regulations (such as AAOIFI and the United Nations Convention on Contracts for the International Sale of Goods/CISG). The results show that Sharia-compliant cross-border transactions are implemented through various instruments such as Sharia Letters of Credit (L/C), trade finance instruments, and the adoption of smart contracts, with the dominant use of Murabahah, Wakalah, Kafalah, and Sharf (foreign exchange) contracts. However, the implementation of these contracts faces crucial issues related to legal harmonization, differences in jurisdictions and legal systems across countries, the enforcement of foreign Sharia arbitration awards, and the challenge of eliminating gharar elements in global trade standards such as Incoterms. It can be concluded that harmonization of international trade instruments with the principles of Islamic jurisprudence (fiqh) is essential to provide legal certainty, protect the parties, and guarantee universal Sharia compliance.
Co-Authors Agus Eko Sujianto Binti Nur Asiyah Firnanda, Dhea Isa, Mohamad Yazid Khoiriyah, Nadzirotul Fuadatil Nasution, Addriana Della Ni’mah, Zulfatun