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All Journal EKONOMIS : Journal of Economics and Business JEMBATAN (Jurnal Ekonomi, Manajemen, Bisnis, Auditing, dan Akuntansi) Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Mardyaningsih, Wirda
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Economics, Econometrics & Finance Environmental Science Public Health Social Sciences

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PROGRAM MAKAN BERGIZI GRATIS DAN KESEJAHTERAAN PEKERJA UMKM: PERAN PENYERAPAN SDM DAN KONDISI KEUANGAN RUMAH TANGGA DI PALEMBANG Kelara, Bulan Nettiary; Siregar, Tika Rahma Yani; Febrianti, Rahma; Mardyaningsih, Wirda; Ghozali, Akhmad; Rinandy, Alditya Aris
JEMBATAN (Jurnal Ekonomi, Manajemen, Bisnis, Auditing, dan Akuntansi) Vol 10 No 2 (2025): JEMBATAN (Jurnal Ekonomi, Manajemen, Bisnis, Auditing, dan Akuntansi)
Publisher : P3M STIE Mulia Darma Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54077/jembatan.v10i2.247

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh program Makan Bergizi Gratis (MBG) terhadap penyerapan tenaga kerja, stabilitas keuangan rumah tangga, dan kesejahteraan pekerja serta rumah tangga di Kota Palembang. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik survei terhadap pekerja UMKM yang menjadi vendor resmi program MBG. Data dianalisis menggunakan Partial Least Squares–Structural Equation Modeling (PLS-SEM) untuk menguji hubungan kausal antarvariabel. Hasil penelitian menunjukkan bahwa program MBG berpengaruh signifikan terhadap penyerapan tenaga kerja dan stabilitas keuangan rumah tangga, namun tidak berpengaruh langsung terhadap kesejahteraan pekerja dan rumah tangga. Temuan penting lainnya menunjukkan bahwa stabilitas keuangan rumah tangga berperan sebagai variabel mediasi yang menjembatani pengaruh program terhadap peningkatan kesejahteraan. Hasil ini menegaskan bahwa kesejahteraan pekerja tidak hanya ditentukan oleh kesempatan kerja, tetapi juga oleh kondisi keuangan rumah tangga yang stabil. Penelitian ini memberikan implikasi bagi pemerintah daerah untuk mengintegrasikan program MBG dengan strategi pemberdayaan ekonomi guna mencapai kesejahteraan masyarakat yang berkelanjutan.
Youth Financial Literacy: Pathway to Independence for SMA Bina Jaya Students M Husni Thamrin, Kemas; Febrianti, Rahma; Mardyaningsih, Wirda; Andriana, Isni
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 1 (2026): Februari
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i1.398

Abstract

The community service activity at SMA Bina Jaya Kertapati Palembang was successfully implemented according to the planned methods. This activity effectively encouraged active student participation through interactive discussions where students raised critical questions related to financial literacy, including effective saving methods, digital fund management via e-wallets, and strategies to resist consumptive temptations. Students demonstrated increased awareness of the importance of early financial planning and prudent digital financial management, reflecting a deeper understanding of current economic challenges. The educational approach emphasizing financial values and ethics, such as thriftiness and responsibility, proved effective in shaping healthy financial behavior. The results align with studies that highlight the positive relationship between financial literacy and economic well-being, especially among the youth. The interactive and contextualized socialization and training programs not only enhanced knowledge but also fostered positive attitudes in personal financial management to avoid consumptive behaviors. Thus, this community service contributes significantly to preparing a financially savvy generation ready to face future economic challenges.
Strategic Financial and Risk Decisions for Firm Value: Evidence from ASEAN Banks Mardyaningsih, Wirda
Ekonomis: Journal of Economics and Business Vol 10, No 1 (2026): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v10i1.2809

Abstract

This study aims to evaluate the impact of capital structure, credit risk, and strategic risk on the firm value of banks in the ASEAN region, while also examining the role of the Capital Adequacy Ratio (CAR) as a mediating variable. The study employs an explanatory quantitative approach using secondary panel data obtained from the BANKFOCUS database, covering 78 publicly listed banks from eight ASEAN countries over the period 2020–2024, yielding a total of 390 observations. Firm value is measured using Tobin’s Q, capital structure is proxied by the Debt to Asset Ratio (DAR), credit risk by the Non-Performing Loan (NPL) ratio, and strategic risk by BOPO volatility as an indicator of strategic risk. The data analysis was conducted using panel data regression employing the Random Effects model, while the mediating role of CAR is tested using the causal steps approach and the Sobel test. The findings indicate that capital structure and strategic risk have a positive and significant effect on firm value, whereas credit risk exerts a significant negative impact on the firm value of banks in the ASEAN region. Furthermore, capital structure is also found to have a positive and significant effect on the Capital Adequacy Ratio (CAR). The mediation analysis results reveal that the Capital Adequacy Ratio (CAR) has a positive and significant effect on firm value and functions as a partial mediator in the relationship between capital structure, credit risk, and strategic risk and firm value. These results emphasize the critical role of CAR in reinforcing financing strategies and strategic risk management to improve sustainable value of banking firms in the ASEAN region.
Co-Authors Andriana, Isni Febrianti, Rahma GHOZALI, AKHMAD Kelara, Bulan Nettiary M Husni Thamrin, Kemas Rinandy, Alditya Aris Siregar, Tika Rahma Yani