Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Asian Journal of Management Analytics Ektasi : Jurnal Ekonomi, Akutansi dan Organisasi
Deze, Agatha Helena
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Poverty in Indonesia: A Comparison Between the World Bank Poverty Line and the Indonesian Government Poverty Line Deze, Agatha Helena; Langoday, Thomas Ola; Masri, Marius
Asian Journal of Management Analytics Vol. 5 No. 1 (2026): January 2026
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v5i1.16169

Abstract

Poverty remains a major development challenge in Indonesia. This article aims to compare poverty measurement in Indonesia based on the poverty line established by the World Bank and the one used by the Indonesian government, in this case the Central Statistics Agency (Badan Pusat Statistik – BPS). This study is a descriptive-comparative quantitative research. These discrepancies reflect variations in the methodology used by BPS compared with the methodology adopted by the World Bank. Additionally, there are differences in assessing sensitivity to minimum living standards in Indonesia and globally. The findings of this study highlight the importance of harmonizing poverty measurement and its implications for more inclusive and well-targeted social protection policies.
Transformasi Keuangan Digital Berbasis Artificial Intelligence dalam Meningkatkan Financial Inclusion dan Sustainable Finance Lestari, Tri Suris; Deze, Agatha Helena
Jurnal Ekonomi, Akutansi dan Organisasi Vol. 3 No. 3 (2026): Edisi Bulan April
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Transformasi keuangan digital berbasis Artificial Intelligence (AI) menjadi faktor kunci dalam meningkatkan financial inclusion dan memperkuat sustainable finance di era ekonomi digital. Meskipun adopsi teknologi keuangan terus meningkat, masih terdapat kesenjangan akses layanan keuangan serta tantangan dalam integrasi prinsip keberlanjutan. Penelitian ini bertujuan untuk menganalisis peran AI dalam mendorong inklusi keuangan dan mendukung praktik keuangan berkelanjutan melalui pendekatan konseptual. Metode penelitian menggunakan studi pustaka dan analisis konten terhadap literatur ilmiah, laporan kebijakan, serta publikasi terkait fintech, AI, dan sustainable finance. Hasil penelitian menunjukkan bahwa AI berkontribusi signifikan dalam memperluas akses layanan keuangan melalui alternative credit scoring, e-KYC, personalisasi layanan, serta penguatan manajemen risiko dan integrasi ESG dalam pembiayaan. Namun, optimalisasi manfaat AI memerlukan tata kelola yang kuat, perlindungan data, regulasi adaptif, serta peningkatan literasi keuangan dan digital. Artikel ini juga memberikan kontribusi teoretis melalui pengembangan sintesis konseptual yang mengintegrasikan hubungan antara AI, financial inclusion, dan sustainable finance dalam kerangka transformasi keuangan digital.
Co-Authors Marius Masri Sadipun Thomas Ola Langoday Tri Suris Lestari