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All Journal Didaktik : Jurnal Ilmiah PGSD STKIP Subang TARLIM : JURNAL PENDIDIKAN AGAMA ISLAM
Azizatur Rosyidah
UIN Maulana Malik Ibrahim Malang
Religion Humanities Education

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URGENSI FIQH KONTEMPORER DALAM MENGATUR CROWDFUNDING DI MASYARAKAT MODERN Azizatur Rosyidah; Isroqunnajah
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 11 No. 04 (2025): Volume 11 No. 04 Desember 2025 Published
Publisher : STKIP Subang

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Abstract

The development of digital technology has driven vorious innovations in the financial sector, including crowdfunding as an alternative funding instrument that has gained increasing attention in Indonesia. Although offering ease of access and inclusivity, modern crowdfunding practices also present legal and ethical challenges, particularly regarding compliance with Islamic principles. This issue is crucial given that Indonesia has the largest Muslim population in the world, thus requiring appropriate regulations and a contemporary fiqh framework to govern such practices. This study aims to analyze the urgency of contemporary fiqh in regulating crowdfunding within modern society by examining the suitability of its mechanisms, contracts (akad), and implementation models from a sharia perspective. This research employs a qualitative descriptive method with a library research approach, utilizing sources such as books, academic journals, OJK regulations, DSN-MUI fatwas, and previous studies as the basis of analysis. The analytical technique used is content analysis to identify and synthesize various concepts and findings from the literature. The results show that sharia-based crowdfunding can serve as an ethical, inclusive, and sharia-compliant funding instrument when grounded in the principles of ta’awun, trustworthiness, justice, and the avoidance of riba, gharar, and maysir. Additionally, the regulatory framework involving OJK, DSN, and DPS plays a crucial role in ensuring sharia compliance and safeguarding all parties involved. This study concludes that integrating contemporary fiqh into crowdfunding regulation is essential to establishing an ethical and sustainable digital financial ecosystem.
Model Evaluasi Kompetensi Spiritual Digital Peserta Didik Pada Pembelajaran Pendidikan Agama Islam di Era Industri 4.0 Azizatur Rosyidah; Dian Annisa; Abdul Bashith
TARLIM : JURNAL PENDIDIKAN AGAMA ISLAM Vol. 8 No. 2 (2025): Tarlim : Jurnal Pendidikan Agama Islam
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/tarlim.v8i2.3772

Abstract

Era digital membawa perubahan signifikan dalam berbagai aspek kehidupan, termasuk dalam sistem pendidikan. Pendidikan Agama Islam (PAI) menghadapi tantangan besar dalam membangun karakter spiritual peserta didik di tengah pesatnya perkembangan teknologi. Penelitian ini bertujuan untuk mengembangkan model evaluasi kompetensi spiritual digital yang relevan dengan dinamika pembelajaran berbasis teknologi. Penelitian ini menggunakan studi pustaka dengan analisis deskriptif-analitik terhadap literatur terkait kompetensi spiritual, evaluasi pembelajaran, dan digitalisasi pendidikan Islam. Tujuannya merumuskan model evaluasi kompetensi spiritual digital serta mengidentifikasi celah penelitian sebelumnya, dengan sumber data dari literatur ilmiah yang kredibel. Hasil penelitian menunjukkan bahwa model evaluasi kompetensi spiritual digital harus mencakup aspek literasi digital Islami, etika digital Islami, serta penerapan nilai-nilai keislaman dalam aktivitas digital. Evaluasi yang diterapkan perlu bersifat autentik dan holistik, tidak hanya mengukur pemahaman teoretis peserta didik, tetapi juga bagaimana mereka menerapkan nilai-nilai spiritual dalam interaksi digital. Pengembangan model evaluasi ini diharapkan dapat memberikan kontribusi signifikan bagi pembelajaran PAI yang lebih adaptif terhadap era Revolusi Industri 4.0.
Co-Authors Abdul Bashith Dian Annisa Isroqunnajah