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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR) Accounting Profession Journal (APAJI) Jurnal Inovasi Penelitian Jurnal Pengabdian kepada Masyarakat International Journal of Social Science JURNAL ILMIAH GLOBAL EDUCATION Wiga : Jurnal Penelitian Ilmu Ekonomi Jurnal Ilmu Manajemen Advantage Empowerment Society Journal of Innovation Research and Knowledge Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) International Journal of Accounting and Management Research (IJAMR) E-Amal: Jurnal Pengabdian Kepada Masyarakat
Kusnanto Darmawan
ITB Widya Gama Lumajang
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Journal : JURNAL ILMIAH GLOBAL EDUCATION

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Studying Generation Z's Saving Interest: Sharia Financial Literacy, Religius, and Lifestyle Irdiana, Sukma; Darmawan, Kusnanto; Jariah, Ainun
Jurnal Ilmiah Global Education Vol. 5 No. 2 (2024): JURNAL ILMIAH GLOBAL EDUCATION, Volume 5 Nomor 2, Juni 2024
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v5i2.2801

Abstract

This research aims to investigate the factors that influence Generation Z's interest in saving at Islamic banks. Generation Z, born between the mid-1990s to the early 2010s, has been in the spotlight for their unique financial behavior and tendency to use technology in their financial transactions. In this context, Islamic financial literacy, religiosity, and lifestyle are considered as key factors that might influence their interest in saving in Islamic banks. This research uses a quantitative approach, using a simple random sampling method in taking samples. The number of samples in this research was 80 generation Z in Lumajang Regency. The analysis technique used is multiple linear regression analysis. The results of this research show that sharia financial literacy and religiosity have a significant effect on generation Z's interest in saving at sharia banks. However, lifestyle does not have a significant effect on generation Z's interest in saving at Sharia Banks. The coefficient of determination in this study was 79%, this shows that sharia financial literacy and religiosity have an important role in generation Z's interest in saving at Sharia Banks in Lumajang Regency. Meanwhile, Generation Z's lifestyle does not prevent them from saving at Sharia Bank.
Co-Authors Abrori, Imam Ainun Jariah Irdiana, Sukma Kurniawan Yunus Ariyono M Wimbo Wiyono Mohammad Noor Khairullah Ninik Lukiana Ninik Lukiana Riza Bahtiar Sulistyan Setyobakti, Hudi Via Lailatur rizki Wibisono, Wimbo Yulian Ade Chandra