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ESENSI HUTANG DALAM KEUANGAN RUMAH TANGGA YANG ISLAMI Moh Agus Nugroho
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1711

Hutang dibolehkan dalam islam, namun hutang dapat membawa seseorang ke surga karena niatnya untuk tolong menolong sesama manusia (hablun minannaas), hutang juga dapat membawa seseorang terjerumus kedalam api neraka manakala tidak dikelola dengan baik. Sehingga hutang menjadi alternatif terakhir bukan yang pertama dilakukan bila keuangan rumah tangga sedang tidak stabil. Pengelolaan keuangan dengan koridor pemenuhan kemaslahatan bisa mengurangi resiko ketidak stabilan keuangan rumah tangga, dengan membuat perencanaan keuangan keluarga yang bertujuan untuk mencapai falah (sejahtera dunia dan akhirat), menghindari cara-cara yang maisir, gharar, riba dan zalim baik dalam mengumpulkan pendapatan maupun dalam membelanjakannya, mengutamakan sadaqah meskipun rizki sedang sempit, dan menjauhi sifat boros.

The Influence of Muslim Religiosity on Waqf Participation: A Meta-Analysis of Factors and Trends (2014–2024) Nugroho, Moh Agus; Larasati, Suci; Rahman, Md Mahfujur
Al'Adalah Vol. 27 No. 2 (2024): Articles in press
Publisher : LP2M IAIN Jember (now UIN Kiai Haji Achmad Siddiq Jember)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/aladalah.v27i2.514

This study analyzes the relationship between religiosity and Muslim participation in waqf through a meta-analysis of 20 studies from 2014–2024. This study is important because although religiosity is considered to influence philanthropy, previous research results have shown significant variations in effects and context. This study fills the gap by evaluating these variations, including regional, cultural, and methodological factors. The study focuses on the extent to which religiosity influences waqf participation. Data were collected from quantitative articles based on Scopus, using JASP software for effect size analysis, heterogeneity, and visualization through forest and funnel plots. The results show a moderate positive effect of religiosity on waqf participation (effect size 0.23) but with high heterogeneity (I² = 96.55%), indicating significant variation between studies. The findings identify contextual factors such as socio-cultural differences, religious practices, and methodological variations as key determinants. The study concludes that waqf promotion strategies must adjust to regional and cultural contexts for greater effectiveness. Recommendations include further cross-cultural research and the development of context-based approaches to reduce heterogeneity. These findings guide policymakers and waqf institutions in designing effective religiosity-based strategies.

Do Ecotourism Responsibilities And Principles Influence Green Business Behavior? Gorontalo Regency Religious Tourism Study Nugroho, Moh Agus; Amin, Sirajudin; Ainun, Umu
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11123

This research examines the variables influencing the performance of religious tourism managers in Bongo Village, Gorontalo Province, on Green Business Behavior in ecotourism. The variables used to measure the performance of tourism managers are attitudes towards Ecotourism Responsibility and Ecotourism Principles observed in the tourism site conditions. The assessment is conducted by visitors or tourists. The study employs probability sampling, and there were 155 respondents involved in the research. The analytical technique used in this study is path analysis to determine the relationships/effects between variables. It is concluded that the variable of Ecotourism Responsibility does not have a significant influence on Green Business Behavior. Similarly, the variable of Ecotourism Principles also does not affect Green Business Behavior

COMPARATIVE STUDY: P2P SHARIAH CONTRIBUTION INTENTIONS BETWEEN GENERATION Z AND MILLENNIALS Nugroho, Moh Agus; Syarif H Djauhari , Muhammad; Syawaluddin, Syawaluddin
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 10 No. 2 (2024): JULY - DECEMBER 2024
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v10i2.62267

Introduction: Shariah-compliant P2P lending in Indonesia has significant potential but still faces major challenges, such as low financial literacy and high risk perception among Generation Z and Millennials. This study investigates factors influencing individuals' intentions and contributions to Islamic P2P Lending using the Theory ofPlanned Behavior(TPB). Methods: A sample of 202 individuals was analyzed using Partial Least Squares(PLS) to handle the complex model with latent variables and non-linear relationships. Results: This study found that attitude(AT), subjective norms(SN), and perceived behavioral control(BC) have a significant positive influence on the intention to contribute(IC) to Islamic P2P Lending, consistent with the Theory of Planned Behavior(TPB). Additionally, religiosity(RE) and intention to contribute(IC) significantly impact actual contributions(CP) to Islamic P2P Lending. The indirect effects show that attitude, subjective norms, and perceived behavioral control influence contributions through intention, with intention serving as the main mediator. The multigroup analysis reveals no significant differences between Generation Z and Millennials, suggesting that strategies to increase participation can be similarly applied to both generational groups. Conclusion and suggestion: To enhance participation in Islamic P2P Lending, it is essential to foster positive attitudes, encourage supportive social norms, and strengthen users' sense of control. The same strategies can be applied to increase participation from both Generation Z and Millennials

The Influence of Muslim Religiosity on Waqf Participation: A Meta-Analysis of Factors and Trends (2014–2024) Nugroho, Moh Agus; Larasati, Suci; Rahman, Md Mahfujur
Al'Adalah Vol. 27 No. 2 (2024)
Publisher : UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/aladalah.v27i2.514

This study analyzes the relationship between religiosity and Muslim participation in waqf through a meta-analysis of 20 studies from 2014–2024. This study is important because although religiosity is considered to influence philanthropy, previous research results have shown significant variations in effects and context. This study fills the gap by evaluating these variations, including regional, cultural, and methodological factors. The study focuses on the extent to which religiosity influences waqf participation. Data were collected from quantitative articles based on Scopus, using JASP software for effect size analysis, heterogeneity, and visualization through forest and funnel plots. The results show a moderate positive effect of religiosity on waqf participation (effect size 0.23) but with high heterogeneity (I² = 96.55%), indicating significant variation between studies. The findings identify contextual factors such as socio-cultural differences, religious practices, and methodological variations as key determinants. The study concludes that waqf promotion strategies must adjust to regional and cultural contexts for greater effectiveness. Recommendations include further cross-cultural research and the development of context-based approaches to reduce heterogeneity. These findings guide policymakers and waqf institutions in designing effective religiosity-based strategies.

PENGARUH PDRB TERHADAP TINGKAT KEMISKINAN DI PROVINSI SULAWESI TENGAH (TAHUN 2013-2015) Nugroho, Moh Agus; Rhamadhani, Rika Febby
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i2.877

This study examines the Influence of GDP on Level of Provery in Central Sulawesi in 2013 – 2015. The purpose of this research is to analyze how influence GDP on Level of Proverty in Central Sulawesi. The method of analysis used qualitative and quantitative. The type of quantitative research is used to describe of phenomena related to problems on this study. While type of qualiative research is used to analyze the information that can be measured. The result of this study indicate that GDP is not significant effect on Level of Proverty. This is due to the increase GDP that occurred in central sulawesi is not always followed by decrease on the level of proverty. It can be seen from data of GDP and level of provery in Central Sulawesi in 2013 – 2015.Key words : Level of Provery, GDP

Atribut Islami dan Religiusitas : Implikasinya pada Loyalitas Konsumen Skincare dan Kosmetik Halal Rusdi, Wahyudi; Putra, Farhan Soekarno; Podomi, Hestika; Nugroho, Moh Agus
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,10 No 1 (2025)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v10i1.9331

This study aims to contribute to the understanding of how Islamic attributes and religiosity influence consumer satisfaction and loyalty in halal skincare and cosmetic products. The research employed a survey method with questionnaires distributed via social media, targeting a sample of 190 individuals selected using purposive sampling. Data were analyzed using SEM with PLS software. The study found that both general and Islamic attributes significantly enhance consumer satisfaction, which is crucial for businesses in Islamic markets. However, Islamic religiosity does not significantly affect the relationship between satisfaction and loyalty, indicating that product quality and service are more important for building consumer loyalty. Businesses should focus on other aspects to strengthen loyalty in Islamic markets.

Budidaya Sarang Burung Walet Untuk Peningkatan Ekonomi Masyarakat Desa Kalora Poso Pesisir Utara Afandy, Zaidan; Nugroho, Moh Agus
Jeksyah: Islamic Economics Journal Vol. 1 No. 02 (2021): September 2021 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Swallow's nest cultivation business has prospects to be developed due to the high demand for swallow's nest. This profit is a source of additional income for the community in Kalora Village, Poso Pesisir Utara District. This type of research uses quantitative descriptive analysis with tabulation analysis methods, which are then presented in tabular form and interpretation of respondents' answers in this study. Based on the results of this study, it shows that between swallow nest cultivation and the community's economy, including the level of the relationship is quite strong. This shows that there is a reciprocal relationship and it can be said that swallow nest cultivation has a positive effect on the economy of the community, so these results also indicate that swallow nest cultivation is influenced by several variable factors. Cultivation of swallow's nest has a significant effect on the economy of the community. Thus the cultivation of swallow's nest helps and improves the economic welfare of the community.

Green Finance And Green Sukuk As Environmental Responsibility: Current Issues And Future Challenges Nugroho, Moh Agus; Fadhilah, Nurul; Okeke, Frankline C.S.A
Jeksyah: Islamic Economics Journal Vol. 4 No. 01 (2024): May 2024 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v4i01.1518

This study attempted to find out the research development in the field of green finance and green sukuk as environmental responsibility, especially in Scopus indexed journal using PoP devices. This research conducted bibliometric methods using VOS viewer. The results indicated that the year of research publication, from 2010 to 2022, shows the growth in the number of research publications. The highest number of articles published in 2020 with total publication of 38 articles. This number is quite higher compared to the previous five years. In early 2010, research on green finance and green sukuk as environmental responsibility was less fascinating for researchers to review since there were only 4 research articles published and indexed by Scopus. Topics that still rarely discussed are related to green finance and green sukuk, such as energy, strategy, carbon emission, role, company, financial performance, country and others. The researchers who contributed the most in the field of green finance and green sukuk namely; Azhgaliyeva D (3 articles), Bergset L, Morea D, Naeem Ma, Su Y, Taghizadeh-Hesary F, Yin W, Yuan H, Zhang D, Agyabeng-Mensah Y and Zhang Y. Each of the researcher contributed 2 research articles respectively. Future research should explore the impact of government policies, the role of technology, and the integration of ESG factors in green finance and sukuk.

Do Ecotourism Responsibilities And Principles Influence Green Business Behavior? Gorontalo Regency Religious Tourism Study Nugroho, Moh Agus; Amin, Sirajudin; Ainun, Umu
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11123

This research examines the variables influencing the performance of religious tourism managers in Bongo Village, Gorontalo Province, on Green Business Behavior in ecotourism. The variables used to measure the performance of tourism managers are attitudes towards Ecotourism Responsibility and Ecotourism Principles observed in the tourism site conditions. The assessment is conducted by visitors or tourists. The study employs probability sampling, and there were 155 respondents involved in the research. The analytical technique used in this study is path analysis to determine the relationships/effects between variables. It is concluded that the variable of Ecotourism Responsibility does not have a significant influence on Green Business Behavior. Similarly, the variable of Ecotourism Principles also does not affect Green Business Behavior

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